C.V.M.
ActiveC.V.M. has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €736k and a net result of €82k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 82% of 385 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+20
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 5.2 against 3.73 in 2024), and 17.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.8%
Return on assets
9.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
6 d early
2022
5 d early
2021
5 d early
2020
6 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€736k▲ 12.6%
2024 · €654k
2019: €366k
2020: €436k
2021: €490k
2022: €543k
2023: €607k
2024: €654k
2019 → 2025
Total assets
€889k▲ 4.2%
2024 · €853k
2019: €450k
2020: €499k
2021: €685k
2022: €741k
2023: €798k
2024: €853k
2019 → 2025
Net result
€82k▲ 75.6%
2024 · €47k
2019: €30k
2020: €70k
2021: €54k
2022: €53k
2023: €64k
2024: €47k
2019 → 2025
Working capital
€603k▲ 16.3%
2024 · €518k
2019: €247k
2020: €314k
2021: €349k
2022: €417k
2023: €458k
2024: €518k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€490k-€543k▲ 10.9%€607k▲ 11.7%€654k▲ 7.7%€736k▲ 12.6%
Operating result€88k-€87k▼ 0.9%€98k▲ 12.7%€80k▼ 18.9%€125k▲ 56.5%
Net result€54k-€53k▼ 1.4%€64k▲ 18.9%€47k▼ 26.1%€82k▲ 75.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 56% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €889k
Fixed assets
€143k▼ 1.4%
Current assets
€746k▲ 5.4%
Equity and liabilities €889k
Equity
€736k▲ 12.6%
Debt
€153k▼ 23.3%
The debt ratio falls from 23.4% to 17.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€139k▲
2024 · €93k
Cash flow
€96k▲
2024 · €60k
Solvency
82.8%▲
2024 · 76.6%
Current ratio
5.20▲
2024 · 3.73
Quick ratio
5.03▲
2024 · 3.57
Debt / equity
0.21▼
2024 · 0.30
ROE
11.2%▲
2024 · 7.2%
ROA
9.3%▲
2024 · 5.5%
Interest coverage
9.00▲
2024 · 8.57
Debt
€153k▼
2024 · €199k
Debt ≤ 1 year
€143k▼
2024 · €190k
Income taxes
€41k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€853k€889k▲
Fixed assets21/28€145k€143k▼
Tangible fixed assets22/27€145k€143k▼
Land and buildings22€108k€107k▼
Plant, machinery and equipment23€18k€25k▲
Furniture and vehicles24€18k€11k▼
Current assets29/58€708k€746k▲
Stocks and contracts in progress3€30k€25k▼
Stocks30/36€30k€25k▼
Amounts receivable within one year40/41€100k€19k▼
Trade receivables40€100k€17k▼
Other amounts receivable41€18€2k▲
Current investments50/53€369k-
Cash at bank and in hand54/58€209k€702k▲
Deferred charges and accrued income490/1€60-
Equity and liabilities
Total equity and liabilities10/49€853k€889k▲
Equity10/15€654k€736k▲
Contributions10/11€185k€185k=
Reserves13€468k€551k▲
Non-distributable reserves130/1€139€139=
Reserves not available under the articles1311€139€139=
Tax-exempt reserves132€319€319=
Distributable reserves133€468k€550k▲
Amounts payable17/49€199k€153k▼
Amounts payable within one year42/48€190k€143k▼
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€34k€11k▼
Suppliers440/4€34k€11k▼
Taxes, remuneration and social security45€23k€13k▼
Taxes450/3€23k€13k▼
Other amounts payable47/48€129k€119k▼
Accrued charges and deferred income492/3€9k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€218-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€101k€147k▲
Operating profit (loss)9901€80k€125k▲
Financial income75/76B€1k€14k▲
Recurring financial income75€1k€14k▲
Financial charges65/66B€11k€15k▲
Recurring financial charges65€11k€15k▲
Profit (loss) for the period before taxes9903€70k€123k▲
Income taxes67/77€23k€41k▲
Profit (loss) for the period9904€47k€82k▲
Profit (loss) for the period to be appropriated9905€47k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€82k▲
Transfer to equity691/2€47k€82k▲
To other reserves6921€47k€82k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €82k ▲75.6%
Operating result €125k, net result €82k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €500kEq €543k ▲10.9%
4 profitable years in a row build equity to €543k.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 1970
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Politieke Gevangenenstraat 508530 HarelbekeGround area
688 m²
Building footprint
260 m²
Volume, LiDAR
1,106 m³
Parcel 34322B0535/00M000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Politieke Gevangenenstraat 50, 8530 Harelbeke
since 19702.005.076.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34322B0535/00M000 | Flanders | 688 m² | 1 · 260 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945007NRO3SAEGPE311
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4CRANES
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Of 210 companies in sector 28299 we hold annual accounts for 154. 115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1970
Fiscal year end30-06
Activities, NACEBEL
28299Manufacture of machinery and equipment not elsewhere classified
29247
25510Coating of metals
25610Manufacture of fabricated metal products, except machinery and equipment
28510
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.