ROBLAND
ActiveROBLAND has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €712k and a net result of €-553k. Equity is shrinking by ~18.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 12% of 309 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▲+1
Solvency37▼-8
Growth26=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.95 in 2024), but 88.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18202122232425
2018 to 2025 · latest year -€553k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 309 sector peers (2025).
NBB · sector comparisonPosition among 309 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
60 d late
2023
26 d late
2022
28 d early
2021
1 d late
2020
11 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€8.93M▼ 9.3%
2024 · €9.84M
2018: €13.30M
2020: €13.04M
2021: €17.27M
2022: €19.97M
2023: €13.55M
2024: €9.84M
2018 → 2025
EBIT margin
-6.5%▲ 2.8pp
2024 · -9.3%
2018: -2.1%
2020: 5.5%
2021: 3.0%
2022: -0.8%
2023: -8.5%
2024: -9.3%
2018 → 2025
Net result
€-553k▲ 44.5%
2024 · €-996k
2018: €-359k
2020: €625k
2021: €462k
2022: €-231k
2023: €-1.26M
2024: €-996k
2018 → 2025
Working capital
€2.53M▼ 11.1%
2024 · €2.85M
2018: €830k
2020: €3.11M
2021: €3.27M
2022: €4.29M
2023: €3.78M
2024: €2.85M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€17.27M-€19.97M▲ 15.6%€13.55M▼ 32.2%€9.84M▼ 27.4%€8.93M▼ 9.3%
Equity€3.75M-€3.52M▼ 6.1%€2.26M▼ 35.8%€1.26M▼ 44.1%€712k▼ 43.7%
Operating result€521k-€-150k€-1.15M▼ 668%€-913k▲ 20.8%€-577k▲ 36.7%
Net result€462k-€-231k€-1.26M▼ 447%€-996k▲ 21.2%€-553k▲ 44.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €577k in 2025 against €913k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.15M
Fixed assets
€558k▼ 31.0%
Current assets
€5.60M▼ 4.3%
Equity and liabilities €6.15M
Equity
€712k▼ 43.7%
Debt
€5.44M▲ 0.9%
The debt ratio rises from 81.0% to 88.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€37k▲
2024 · €-175k
Cash flow
€61k▲
2024 · €-259k
Solvency
11.6%▼
2024 · 19.0%
Current ratio
1.83▼
2024 · 1.95
Quick ratio
0.67▼
2024 · 0.79
Debt / equity
7.65▲
2024 · 4.26
ROE
-77.7%▲
2024 · -78.7%
ROA
-9.0%▲
2024 · -15.0%
Interest coverage
4.61▲
2024 · -2.54
Debt
€5.44M▲
2024 · €5.39M
Debt ≤ 1 year
€3.06M▲
2024 · €3.00M
Debt > 1 year
€2.19M▼
2024 · €2.23M
Income taxes
€921▼
2024 · €1k
Staff costs
€3.73M▲
2024 · €3.49M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.66M€6.15M▼
Fixed assets21/28€808k€558k▼
Intangible fixed assets21€50k€6k▼
Tangible fixed assets22/27€758k€552k▼
Plant, machinery and equipment23€433k€275k▼
Furniture and vehicles24€157k€133k▼
Other tangible fixed assets26€168k€144k▼
Financial fixed assets28€68€68=
Other financial fixed assets284/8€68€68=
Amounts receivable and cash guarantees285/8€68€68=
Current assets29/58€5.85M€5.60M▼
Stocks and contracts in progress3€3.49M€3.53M▲
Stocks30/36€3.49M€3.53M▲
Raw materials and consumables30/31€2.30M€1.94M▼
Work in progress32€671k€868k▲
Finished goods33€301k€448k▲
Goods purchased for resale34€217k€268k▲
Amounts receivable within one year40/41€1.35M€1.41M▲
Trade receivables40€1.25M€1.35M▲
Other amounts receivable41€105k€57k▼
Cash at bank and in hand54/58€922k€506k▼
Deferred charges and accrued income490/1€82k€150k▲
Equity and liabilities
Total equity and liabilities10/49€6.66M€6.15M▼
Equity10/15€1.26M€712k▼
Contributions10/11€250k€250k=
Capital10€250k€250k=
Issued capital100€250k€250k=
Reserves13€2.45M€2.45M=
Non-distributable reserves130/1€30k€30k=
Legal reserve130€25k€25k=
Other1319€5k€5k=
Distributable reserves133€2.42M€2.42M=
Profit (loss) carried forward14€-1.44M€-1.99M▼
Amounts payable17/49€5.39M€5.44M▲
Amounts payable after more than one year17€2.23M€2.19M▼
Financial debts170/4€2.23M-
Other loans174€2.23M-
Other amounts payable178/9-€2.19M
Amounts payable within one year42/48€3.00M€3.06M▲
Trade debts44€1.06M€1.05M▼
Suppliers440/4€1.06M€1.05M▼
Taxes, remuneration and social security45€507k€577k▲
Taxes450/3€84k€107k▲
Remuneration and social security454/9€423k€470k▲
Other amounts payable47/48€1.43M€1.43M=
Accrued charges and deferred income492/3€162k€188k▲
Income statement
Code20242025
Operating income70/76A€11.94M€9.56M▼
Turnover70€9.84M€8.93M▼
Own construction capitalised72€404k€328k▼
Other operating income74€83k€307k▲
Non-recurring operating income76A€1.61M-
Operating charges60/66A€12.85M€10.14M▼
Goods for resale, raw materials and consumables60€5.55M€4.02M▼
Purchases600/8€3.79M€4.15M▲
Change in stocks: decrease (increase)609€1.75M€-130k▼
Services and other goods61€2.18M€1.64M▼
Remuneration, social security and pensions62€3.49M€3.73M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€737k€614k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€497k€125k▼
Other operating charges640/8€399k€6k▼
Non-recurring operating charges66A€3k-
Operating profit (loss)9901€-913k€-577k▲
Financial income75/76B€2k€33k▲
Recurring financial income75€2k€33k▲
Other financial income752/9€2k€33k▲
Financial charges65/66B€84k€8k▼
Recurring financial charges65€84k€8k▼
Debt charges650€69k-
Other financial charges652/9€15k€8k▼
Profit (loss) for the period before taxes9903€-995k€-552k▲
Income taxes67/77€1k€921▼
Taxes670/3€1k€921▼
Profit (loss) for the period9904€-996k€-553k▲
Profit (loss) for the period to be appropriated9905€-996k€-553k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.44M€-1.99M▼
Profit (loss) brought forward from the previous period14P€-444k€-1.44M▼
Social balance
Average headcount (FTE)908759.161.3▲
The notes to these accounts (57 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 39 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-1.26M
Net result drops to €-1.26M, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €625k
Net result €625k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1972
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolvestraat 448000 BruggeGround area
2.7 ha
Building footprint
2.2 ha
Volume, LiDAR
109,670 m³
Parcel 31808K0407/00C003, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kolvestraat 44, 8000 Brugge
since 19722.006.494.785
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808K0407/00C003 | Flanders | 2.7 ha | 1 · 2.2 ha | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 264,741 EUR awarded · 112,396 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 252,345 EUR | 100,000 EUR |
| 2024 | 1 | 632 EUR | 2,944 EUR |
| 2023 | 2 | 7,794 EUR | 5,482 EUR |
| 2022 | 2 | 3,970 EUR | 3,970 EUR |
Schemes
Ontwikkelingsproject
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 210 companies in sector 28299 we hold annual accounts for 154. 114 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-11-1971
Fiscal year end31-12
Activities, NACEBEL
28299Manufacture of machinery and equipment not elsewhere classified
28420Manufacture of machinery and equipment not elsewhere classified
29430
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.