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C.V.ENGINEERING

Active Private limited companyfounded 2008active for 18 yearsSchuttenbergstraat 25, 3665 AsKBO/BCE: BE 0896.073.132 #7 oldest company in As, Real estate sector

Lifetime

17 annual accounts with figures on one time axis
peak €139,379 (2016)
€73,836▲ 0.5%
lowest -€3,037 (2010)
€76,783▼ 4.5%
peak €543,414 (2024)
€399,267▼ 26.5%
€189,183▲ 39×
Board2 names since 2022
1 directorVANGOMPEL Carlo
Documentsfilings and deeds
01-04-202629 days before the deadline
2025micro format
Dividend €220,930Equity from €543,414 to €399,267Debts from €4,863 to €189,183Investments €12,271Cash from €160,674 to €212,139

Key points

from the 2025 annual accounts

Equity

€399,267 ▼ 26.5%
543,4142024+76,783Profit-220,930Dividend399,2672025

C.V.ENGINEERING paid out €220,930 in dividends. That is 288% of the 2025 profit.

Debts

€189,183 ▲ 39×
Taxes and wages
+6,630
Suppliers
+360
The rest
+177,330

Debts rose by €184,320 in 2025.

Investments

€12,271 4.5 × depreciation
20232025

Green is investment, beige is depreciation.

Liquidity

1.74 was 61.22 in 2024

Short-term debts rose from €4,863 to €189,183.

Filings

17 annual accounts since 2009
deadline2010201520202025

The last five annual accounts were filed 29 to 45 days before the end of the period.

Position in the sector

€76,783

Higher net result than 88% of companies in real estate. Sector median €5,994 · 17,181 companies.

Checked score

96
Excellent
Financially stronger than 66% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

93-7equity 67.9% of total assets
81-6short-term debt 32.1% · cash 36.1%
85-2return on assets 13.0%

Score breakdown

lowers risk
Liquidity: current ratio 1.74, cash €212,139
Size: total assets €588,451
Equity €399,267 (67.9% of total assets)
Figures for financial year 2025 (filed on 03-04-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 76% of them on solvency, 87% on liquidity, 82% on profitability and 18% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as C.V.ENGINEERING has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of C.V.ENGINEERING itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for C.V.ENGINEERING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.74 (61.22 in 2024), above the usual 1.5. Short-term debt is 32.1% and cash 36.1% of total assets. 32.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.74, cash €212,139
NBB · annual accounts
lowers risk · Size: total assets €588,451
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €399,267 (67.9% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 03-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
36 days early
2023
42 days early
2022
40 days early
2021
45 days early
2020
44 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 21 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0896073132
Appointments: VANGOMPEL Carlo Laurent Peter (statutory director) and BRUNINX Sophia Elisabeth Catharina (statutory director) General meeting of 26-01-2023 · Gazette deed
Incorporation published on 10-03-2008 · Gazette deed
First establishment C.V.E., Schuttenbergstraat 25, As
All 31 events

Comparable companies

same main activity, similar in size and age
Company
C.V.ENGINEERING As €588,451 €73,836 67.9% -
IMMOBIBE Hasselt €639,495 €80,281 -34.0% -
SOCIETE DE TRAVAUX ET DE GESTION Brussels €628,842 €80,247 27.9% -
VanAnaarBETER.com Dendermonde €565,879 €73,309 43.3% -
LAUFRE Bruges €657,754 €68,642 -8.4% -
ODEPHAN Mont-Saint-Guibert €661,659 €71,808 15.4% -
Eden Rose Wavre €681,184 €80,812 14.9% -

These companies have the same main activity as C.V.ENGINEERING: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €566,000 and €681,000, founded between 2006 and 2010.

Official details

Source: KBO
Status
Active since 25-02-2008Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
Establishment unit
2.172.139.6083665 As, since 25-02-2008
Financial year end
30 September
Peppol
Reachable since 13-05-2025
Company details

Annual accounts to 30-09-2025

≈ €95,000estimated
€588,451▲ 7.3%
Filing
Filed on 01-04-2026, 29 days before the end of the filing period
Financials

Insights on C.V.ENGINEERING

C.V.ENGINEERING files the micro format. That format states no turnover. The gross margin rose from €57,481 in 2009 to €73,836 in 2025.

The balance sheet grew most from 2013 to 2014 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about C.V.ENGINEERING

What is the company number of C.V.ENGINEERING?
The company number of C.V.ENGINEERING is 0896.073.132. The VAT number is the same number with BE in front: BE 0896.073.132.
Where is C.V.ENGINEERING based?
The registered office is at Schuttenbergstraat 25, 3665 As.Company details
What does C.V.ENGINEERING do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of C.V.ENGINEERING?
C.V.ENGINEERING is a private limited company (BV).
When was C.V.ENGINEERING founded?
C.V.ENGINEERING was founded on 25-02-2008.
Is C.V.ENGINEERING still active?
Yes, C.V.ENGINEERING is an active enterprise in the KBO register.
What is the turnover of C.V.ENGINEERING?
The turnover in financial year 2025 is ≈ €95,000. This figure is estimated from the gross margin of €73,836 and 45 comparable companies (NACE 682). It probably lies between €83,000 and €120,000.Financials
Is C.V.ENGINEERING profitable?
In financial year 2025, C.V.ENGINEERING made a profit of €76,783.
Where can I find the annual accounts of C.V.ENGINEERING?
C.V.ENGINEERING filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of C.V.ENGINEERING due?
C.V.ENGINEERING must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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