VanAnaarBETER.com
ActiveVanAnaarBETER.com has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245k and a net result of €5k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 313 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability11▼-11
Solvency59▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.82 in 2024), and 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
0.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
126 d early
2023
35 d early
2022
31 d early
2021
32 d early
2020
25 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€245k▲ 2.2%
2024 · €239k
2018: €205k
2019: €210k
2020: €168k
2021: €193k
2022: €225k
2023: €229k
2024: €239k
2018 → 2025
Total assets
€566k▼ 7.6%
2024 · €612k
2018: €663k
2019: €1.00M
2020: €818k
2021: €791k
2022: €741k
2023: €901k
2024: €612k
2018 → 2025
Net result
€5k▼ 48.6%
2024 · €10k
2018: €3k
2019: €5k
2020: €-42k
2021: €25k
2022: €32k
2023: €4k
2024: €10k
2018 → 2025
Working capital
€-38k▼ 42.8%
2024 · €-26k
2018: €194k
2019: €143k
2020: €-7k
2021: €-20k
2022: €-30k
2023: €-34k
2024: €-26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€193k-€225k▲ 16.7%€229k▲ 1.6%€239k▲ 4.5%€245k▲ 2.2%
Operating result€18k-€42k▲ 132%€11k▼ 75.0%€29k▲ 173%€16k▼ 44.7%
Net result€25k-€32k▲ 27.7%€4k▼ 88.5%€10k▲ 180%€5k▼ 48.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €566k
Fixed assets
€475k▼ 4.1%
Current assets
€91k▼ 22.2%
Equity and liabilities €566k
Equity
€245k▲ 2.2%
Debt
€321k▼ 13.9%
The debt ratio falls from 60.9% to 56.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€43k▼
2024 · €56k
Cash flow
€32k▼
2024 · €38k
Solvency
43.3%▲
2024 · 39.1%
Current ratio
0.71▼
2024 · 0.82
Quick ratio
0.71▼
2024 · 0.82
Debt / equity
1.31▼
2024 · 1.56
ROE
2.2%▼
2024 · 4.3%
ROA
0.9%▼
2024 · 1.7%
Interest coverage
5.90▲
2024 · 4.21
Debt
€321k▼
2024 · €373k
Debt ≤ 1 year
€129k▼
2024 · €144k
Debt > 1 year
€192k▼
2024 · €221k
Income taxes
€3k▼
2024 · €5k
Staff costs
€26k▼
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€612k€566k▼
Formation expenses20€0-
Fixed assets21/28€495k€475k▼
Tangible fixed assets22/27€495k€474k▼
Land and buildings22€474k€457k▼
Plant, machinery and equipment23€21k€17k▼
Furniture and vehicles24€0-
Financial fixed assets28€250€649▲
Current assets29/58€117k€91k▼
Amounts receivable after more than one year29€70k€70k=
Other amounts receivable291€70k€70k=
Amounts receivable within one year40/41€21k€14k▼
Trade receivables40€20k€14k▼
Other amounts receivable41€881-
Cash at bank and in hand54/58€20k€6k▼
Deferred charges and accrued income490/1€6k€899▼
Equity and liabilities
Total equity and liabilities10/49€612k€566k▼
Equity10/15€239k€245k▲
Contributions10/11€216k€216k=
Reserves13€23k€29k▲
Distributable reserves133€23k€29k▲
Amounts payable17/49€373k€321k▼
Amounts payable after more than one year17€221k€192k▼
Financial debts170/4€221k€192k▼
Amounts payable within one year42/48€144k€129k▼
Current portion of amounts payable after more than one year42€30k€31k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€20k€13k▼
Taxes450/3€8k€10k▲
Remuneration and social security454/9€12k€3k▼
Other amounts payable47/48€89k€81k▼
Accrued charges and deferred income492/3€9k-
Income statement
Code20242025
Remuneration, social security and pensions62€111k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▼
Other operating charges640/8€2k€5k▲
Gross operating margin9900€169k€73k▼
Operating profit (loss)9901€29k€16k▼
Financial income75/76B€20€0▼
Recurring financial income75€20€0▼
Financial charges65/66B€13k€7k▼
Recurring financial charges65€13k€7k▼
Profit (loss) for the period before taxes9903€16k€9k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€10k€5k▼
Profit (loss) for the period to be appropriated9905€10k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€5k▼
Transfer to equity691/2€10k€5k▼
To other reserves6921€10k€5k▼
Social balance
Average headcount (FTE)90872.2-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €32k ▲27.7%
Operating result €42k, net result €32k, both a record.
31-12
Financial
Equity above €200kEq €225k ▲16.7%
2 profitable years in a row build equity to €225k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-42k ▼967%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogveld 1059200 DendermondeGround area
529 m²
Building footprint
127 m²
Volume, LiDAR
657 m³
Parcel 42002B0833/00R000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
vanAnaarBETER
since 20192.308.863.383
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42002B0833/00R000 | Flanders | 529 m² | 1 · 127 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2024 · 5 entries · 28,215 EUR awarded · 28,216 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,902 EUR | 1,902 EUR |
| 2023 | 2 | 10,767 EUR | 11,243 EUR |
| 2022 | 2 | 15,546 EUR | 15,071 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
KM INVESTMENT
BE 1020.449.304
Herve · Eq €245k
REBETONIM
BE 0432.809.644
Vorst · Eq €244k
ZORIN
BE 0831.738.079
Boechout · Eq €245k
PARTENAIRE IMMOBILIER
BE 0465.817.259
Liège · Eq €244k
BMB RESSOURCES BELGIUM
BE 0654.839.674
Bekkevoort · Eq €244k
Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 4,874 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2010
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
78100Employment placement agencies
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
78200Temporary employment agencies and other provision of personnel
78300Employment activities
82990Other business support services
85599Other education
96993Pet care services, excluding veterinary services
96994Pet training
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.