C.U. ONBOARD
ActiveC.U. ONBOARD has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €623k and a net result of €-48k. Equity is shrinking by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-6
Solvency96▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 8.56 against 9.9 in 2024; short-term debt: 6.3% and cash: 24.1% of total assets), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
-5.5%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-48k
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-05-2026, 9 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
9 d late
2024
33 d early
2023
1 d early
2022
18 d early
2021
32 d early
2020
on the day
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€623k▼ 7.2%
2024 · €672k
2018: €1.18M
2019: €1.11M
2020: €952k
2021: €861k
2022: €872k
2023: €714k
2024: €672k
2018 → 2025
Total assets
€877k▼ 9.3%
2024 · €967k
2018: €2.09M
2019: €1.62M
2020: €1.45M
2021: €1.31M
2022: €1.25M
2023: €1.06M
2024: €967k
2018 → 2025
Net result
€-48k▼ 14.2%
2024 · €-42k
2018: €241k
2019: €-69k
2020: €-158k
2021: €-91k
2022: €11k
2023: €-57k
2024: €-42k
2018 → 2025
Working capital
€419k▼ 11.8%
2024 · €475k
2018: €777k
2019: €990k
2020: €839k
2021: €746k
2022: €706k
2023: €529k
2024: €475k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€861k-€872k▲ 1.3%€714k▼ 18.1%€672k▼ 5.9%€623k▼ 7.2%
Operating result€-87k-€15k€-3k€-28k▼ 778%€-40k▼ 43.0%
Net result€-91k-€11k€-57k€-42k▲ 25.1%€-48k▼ 14.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €40k in 2025 against €28k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €877k
Fixed assets
€403k▼ 8.2%
Current assets
€474k▼ 10.2%
Equity and liabilities €877k
Equity
€623k▼ 7.2%
Debt
€254k▼ 14.0%
The debt ratio falls from 30.5% to 29.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2024 · €9k
Cash flow
€-11k▼
2024 · €-6k
Solvency
71.0%▲
2024 · 69.5%
Current ratio
8.56▼
2024 · 9.90
Quick ratio
8.56▼
2024 · 9.90
Debt / equity
0.41▼
2024 · 0.44
ROE
-7.8%▼
2024 · -6.3%
ROA
-5.5%▼
2024 · -4.4%
Interest coverage
-0.35▼
2024 · 0.56
Debt
€254k▼
2024 · €295k
Debt ≤ 1 year
€55k▲
2024 · €53k
Debt > 1 year
€199k▼
2024 · €242k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€967k€877k▼
Fixed assets21/28€439k€403k▼
Intangible fixed assets21€6k€5k▼
Tangible fixed assets22/27€433k€398k▼
Land and buildings22€368k€336k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€10k€8k▼
Other tangible fixed assets26€52k€53k▲
Current assets29/58€528k€474k▼
Amounts receivable after more than one year29€50k€65k▲
Other amounts receivable291€50k€65k▲
Amounts receivable within one year40/41€167k€195k▲
Trade receivables40€8k€8k▼
Other amounts receivable41€159k€187k▲
Current investments50/53€323€323=
Cash at bank and in hand54/58€309k€211k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€967k€877k▼
Equity10/15€672k€623k▼
Contributions10/11€12k€12k=
Reserves13€251k€251k=
Distributable reserves133€251k€251k=
Profit (loss) carried forward14€408k€360k▼
Amounts payable17/49€295k€254k▼
Amounts payable after more than one year17€242k€199k▼
Financial debts170/4€242k€199k▼
Amounts payable within one year42/48€53k€55k▲
Current portion of amounts payable after more than one year42€43k€43k=
Trade debts44€10k€12k▲
Suppliers440/4€10k€12k▲
Taxes, remuneration and social security45-€172
Taxes450/3-€172
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€37k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€11k€539▼
Operating profit (loss)9901€-28k€-40k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€15k€10k▼
Recurring financial charges65€15k€10k▼
Profit (loss) for the period before taxes9903€-42k€-48k▼
Income taxes67/77€128-
Profit (loss) for the period9904€-42k€-48k▼
Profit (loss) for the period to be appropriated9905€-42k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€406k€360k▼
Profit (loss) brought forward from the previous period14P€448k€408k▼
Transfer from equity791/2€2k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-158k
Net result drops to €-158k, the lowest in the series; recovery starts the following year.
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity times 7current ratio 19.41
Current ratio from 2.91 to 19.41; short-term debt falls from €406k to €54k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelstraat 1061851 GrimbergenGround area
1,217 m²
Building footprint
253 m²
Volume, LiDAR
986 m³
Parcel 23036B0049/00N002, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
C.U. Onboard
since 20082.169.877.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23036B0049/00N002indicative | Flanders | 1,217 m² | 1 · 253 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 32,721 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2008
Fiscal year end30-09
Abbreviation NL
ONBOARD
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.