C+ PLAN
ActiveSummary
C+ PLAN has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,003 and a net result of €9,905. Equity has been shrinking by about 7.1% per year since 2018. Its solvency ranks better than 49% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-01-2018 Normal situation
- Registered office
- 54 active companies are registered at this address 3 started in the 12 months before. Source: KBO register, as of 2 November 2026.
- Activity
- Development of residential building projects NACE 68121and 3 others
- Establishment unit
- 2.271.851.846 9000 Gent, since 11-01-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €12,456
- Turnover
- ≈ €52,000
- estimated
- Profit
- €9,905
- Equity
- €17,003
- ▲ 140%
- Total assets
- €60,616
- ▲ 11.5%
Score breakdownlowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 1.30, cash €18,497Figures for financial year 2025 (filed on 23-06-2026)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 47% of them on solvency, 46% on liquidity, 85% on profitability and 94% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 23-06-2026 at the NBB all 8 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a profit of €10,395, after a loss of €12,818 in 2024. It is the highest result since 2021.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Staff
| Item | 31-12-2021 |
|---|---|
| Average over the year, in full-time equivalents | 0.8 |
| Joined | 1 |
| Left | 1 |
Source: social balance sheet in the 2021 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €27,049 | - | - | €4,655 | €1,160 |
| Financial fixed assets | - | - | - | - | €0 |
| Depreciation and write-downs of the year | €3,824 | €3,993 | €3,993 | €1,166 | €1,518 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as C+ PLAN: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €54,400 and €79,600, founded between 2016 and 2018.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| C+ PLAN Gent | 2018 | €60,616 | €17,003 | €12,456 | €9,905 | - | 2025 |
| CANMAR Erpe-Mere | 2017 | €79,602 | €7,164 | €10,829 | -€12,631 | 0 | 2025 |
| GK7 Villers Villers-la-Ville | 2017 | €57,640 | -€29,474 | €14,154 | -€2,064 | - | 2024 |
| De Baere bouw & renovatie Kuurne | 2018 | €61,219 | €22,883 | €19,414 | €9,070 | - | 2025 |
| IMMO G-LINE Oudergem | 2016 | €54,410 | €36,553 | €11,898 | -€4,046 | - | 2025 |
| JOHAN DECOENE Kortemark | 2016 | €55,492 | €31,685 | €12,114 | -€1,520 | - | 2025 |
| MAISONS ENVI Binche | 2017 | €64,460 | €43,011 | €21,040 | €9,848 | - | 2025 |
They were chosen from the 7,757 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 6,713 companies had the same profile as C+ PLAN has now. Two years later, 1.8% had gone bankrupt and 95.8% were still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of C+ PLAN itself is lower: 0.1% within 12 months. It rests on far more data about C+ PLAN than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for C+ PLAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €45,794 | -€32 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,386 | €5,386 | €5,511 | €3,824 | €3,993 | €3,993 | €1,166 | €1,518 | ▲ 30.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | - | -€7,006 | €0 | - |
| Other operating charges640/8 | - | - | - | €806 | €469 | €629 | €6,318 | €544 | ▼ 91.4% |
| Gross operating margin9900 | €8,195 | €17,477 | -€867 | €58,613 | €1,006 | €8,224 | -€12,340 | €12,456 | - |
| Operating profit (loss)9901 | €1,150 | €11,204 | -€13,011 | €8,189 | -€3,424 | €3,603 | -€12,818 | €10,395 | - |
| Financial income75/76B | - | - | - | €4 | €225 | €0 | - | - | - |
| Recurring financial income75 | - | - | €37 | €4 | €225 | €0 | - | - | - |
| Financial charges65/66B | - | - | - | €528 | €478 | €526 | €516 | €489 | ▼ 5.2% |
| Recurring financial charges65 | €324 | €269 | €273 | €528 | €478 | €526 | €516 | €489 | ▼ 5.2% |
| Profit (loss) for the period before taxes9903 | €825 | €10,935 | -€13,248 | €7,664 | -€3,676 | €3,076 | -€13,334 | €9,905 | - |
| Income taxes67/77 | €625 | €2,339 | - | - | - | - | - | - | - |
| Profit (loss) for the period9904 | €200 | €8,597 | -€13,248 | €7,664 | -€3,676 | €3,076 | -€13,334 | €9,905 | - |
| Profit (loss) for the period to be appropriated9905 | €200 | €8,597 | -€13,248 | €7,664 | -€3,676 | €3,076 | -€13,334 | €9,905 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €85,741 | €95,173 | €55,122 | €52,692 | €53,516 | €50,290 | €54,367 | €60,616 | ▲ 11.5% |
| Fixed assets21/28 | €23,541 | €18,155 | €14,523 | €8,780 | €4,787 | €795 | €4,284 | €3,926 | ▼ 8.4% |
| Tangible fixed assets22/27 | €23,541 | €18,155 | €14,523 | €8,780 | €4,787 | €795 | €4,284 | €3,926 | ▼ 8.4% |
| Plant, machinery and equipment23 | - | - | - | €1,378 | €1,002 | €626 | €2,874 | €2,666 | ▼ 7.2% |
| Furniture and vehicles24 | - | - | - | €7,402 | €3,785 | €168 | €0 | - | - |
| Other tangible fixed assets26 | - | - | - | - | - | - | €1,410 | €1,260 | ▼ 10.6% |
| Current assets29/58 | €62,200 | €77,017 | €40,599 | €43,912 | €48,728 | €49,495 | €50,083 | €56,690 | ▲ 13.2% |
| Amounts receivable within one year40/41 | €23,376 | €44,990 | €2,170 | €38,268 | €39,793 | €39,416 | €44,398 | €36,300 | ▼ 18.2% |
| Trade receivables40 | - | - | - | €38,115 | €39,793 | €39,416 | €43,002 | €36,300 | ▼ 15.6% |
| Other amounts receivable41 | - | - | - | €153 | €0 | - | €1,396 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €38,824 | €32,027 | €38,428 | €3,751 | €7,042 | €8,187 | €3,793 | €18,497 | ▲ 388% |
| Deferred charges and accrued income490/1 | - | - | - | €1,893 | €1,893 | €1,893 | €1,893 | €1,893 | = |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €85,741 | €95,173 | €55,122 | €52,692 | €53,516 | €50,290 | €54,367 | €60,616 | ▲ 11.5% |
| Equity10/15 | €18,800 | €27,397 | €13,368 | €21,032 | €17,355 | €20,432 | €7,097 | €17,003 | ▲ 140% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €200 | €8,797 | €8,016 | €8,016 | €8,016 | €8,016 | €8,016 | €8,016 | = |
| Non-distributable reserves130/1 | - | - | - | €411 | €411 | €411 | €0 | €411 | - |
| Reserves not available under the articles1311 | - | - | - | €411 | €411 | €411 | €0 | €411 | - |
| Distributable reserves133 | - | - | - | €7,605 | €7,605 | €7,605 | €8,016 | €7,605 | ▼ 5.1% |
| Profit (loss) carried forward14 | - | - | -€13,248 | -€5,584 | -€9,260 | -€6,184 | -€19,518 | -€9,613 | ▲ 50.7% |
| Amounts payable17/49 | €66,940 | €67,776 | €41,754 | €31,660 | €36,160 | €29,859 | €47,270 | €43,613 | ▼ 7.7% |
| Amounts payable after more than one year17 | €15,064 | €8,831 | €2,597 | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €51,877 | €58,945 | €39,157 | €31,660 | €36,160 | €29,859 | €47,270 | €43,613 | ▼ 7.7% |
| Trade debts44 | €19,587 | €25,265 | €4,695 | €3,029 | €264 | €152 | €1,850 | €2,043 | ▲ 10.4% |
| Suppliers440/4 | - | - | - | €3,029 | €264 | €152 | €1,850 | €2,043 | ▲ 10.4% |
| Taxes, remuneration and social security45 | - | - | - | €4,833 | €977 | €788 | €0 | €1,151 | - |
| Taxes450/3 | - | - | - | €4,708 | €977 | €788 | €0 | €1,151 | - |
| Remuneration and social security454/9 | - | - | - | €125 | €0 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €23,798 | €34,919 | €28,919 | €45,419 | €40,419 | ▼ 11.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €200 | €8,597 | -€13,248 | €7,664 | -€3,676 | €3,076 | -€13,334 | €9,905 | - |
| + Depreciation and write-downs630 | €5,386 | €5,386 | €5,511 | €3,824 | €3,993 | €3,993 | €1,166 | €1,518 | ▲ 30.2% |
| Operating cash flow (approximation) | €5,586 | €13,983 | -€7,736 | €11,488 | €316 | €7,069 | -€12,168 | €11,423 | - |
| Investment in fixed assets (approximation) | - | €0 | -€1,879 | €1,919 | €0 | €0 | -€4,655 | -€1,160 | ▲ 75.1% |
| Change in cash | - | -€6,796 | €6,401 | -€34,677 | €3,291 | €1,145 | -€4,394 | €14,704 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 23-06-2026 | 2026-00186357 | NBB |
| 31-12-2024 | micro format | 25-06-2025 | 2025-00178577 | |
| 31-12-2023 | micro format | 21-06-2024 | 2024-00148275 | |
| 31-12-2022 | micro format | 19-06-2023 | 2023-00137548 | |
| 31-12-2021 | micro format | 14-07-2022 | 2022-20187650 | |
| 31-12-2020 | micro format | 07-07-2021 | 2021-32100545 | |
| 31-12-2019 | abbreviated format | 27-08-2020 | 2020-46100053 | |
| 31-12-2018 | abbreviated format | 30-08-2019 | 2019-57000428 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 19-02-2024 Converted to unavailable equity
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| SCHAUBROECK Carine |
|
Network & group
C+ PLAN shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of C+ PLAN. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
19-02
Gazette deed
Resignation: SCHAUBROECK Carine (manager)Reappointment: SCHAUBROECK Carine (director) · Capital · Power of attorney12 points ▸
- Capital
- Power of attorney, Benedikt DEBERDT
- Power of attorney
- General meeting, 17-01-2024
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm, statuten aanpassen” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen statutair onbeschikbare eigen vermogensrekening, onmiddellijk besluit met vormen en meerderheden statutenwijziging” (deed in Dutch)
- Other provision, “naleving uitkeringsvoorwaarden, uitkeringen aan de aandeelhouder(s)” (deed in Dutch)
- Director resignation, SCHAUBROECK Carine (manager (not named in the articles))
- Director reappointment, SCHAUBROECK Carine (director (not named in the articles))
- Director discharge, SCHAUBROECK Carine
- Amendment of the articles
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
23 activities
- Het uitvoeren,leiden,coördineren in de meest ruime zin van alle werken in verband met de bouw;
- Het uitvoeren van alle studies in verband met bouwaangelegenheden in de meest ruime zin en van alle aard;
- Het verlenen van advies en technische bijstand,het opmaken van ontwerpen en lastenboeken voor bedrijven,openbare besturen en private besturen met betrekking tot milieu- en bouwaangelegenheden. Het opmaken van milieueffectenrapporten,van audits,van veiligheidsrapporten en van alle mogelijke milieurapporten;
- Een coördinatiecentrum onder andere het uitvoeren,leiden,coördineren in de meest ruime zin van alle werken in verband het bouwen en verbouwen van onroerende goederen en coördinatie van werkzaamheden,uitgevoerd door onderaannemers;
- Consulting- studie,organisatie- en raadgevend bureau inzake bouw-,milieu- en veiligheidsaangelegenheden;
- Het optreden als of begeleiden van veiligheidscoördinator en milieucoördinator;
- Het uitvoeren van alle expertises (ook gerechtelijke);
- Ontwerpbureau en ingenieursbureau;
- Een studiebureau inzake stabiliteitsberekeningen en expertise in de bouw en metaalsector;
- Het aanvragen van alle vergunningen,zowel milieu-,bouw- als andere vergunningen;
- Het patrimonium,gevormd door inbrengen en aankopen en grotendeels bestaande uit onroerende goederen te behouden,in de ruimste zin van het woord beheren en oordeelkundig uitbreiden. Het kopen,verkopen,uitbaten,huren,verhuren,onderverhuren,valoriseren,enzovoort,van alle onroerende en roerende goederen,alleen of in participatie,voor eigen rekening of voor rekening van derden. Het bouwen en verbouwen voor eigen rekening of voor rekening van derden om deze gebouwen dan eventueel in huur te nemen;
- Het beheren van vennootschappen in de ruimste zin van het woord,welk voorwerp deze vennootschappen ook mochten hebben,het deelnemen in en het directievoeren over ondernemingen en vennootschappen,alsook het uitoefenen van de functie van bestuurder of analoge functies in vennootschappen of andere rechtspersonen;
- Optreden als managementvennootschap,en daartoe alle mogelijke vergoedingen en commissies ontvangen;
- Het adviseren,beheren,aanleggen van vermogens,zowel roerende als onroerende;
- Het verlenen van assistentie op gebied van management,engineering en consulting,technisch,commercieel,administratief en financieel beheer en advies;
- Het bevorderen van de oprichting van vennootschappen door inbreng,participatie of investering en deelname onder de vorm van aandelen of obligatieleningen In diverse vennootschappen;
- Het verwerven door inschrijving of aankoop,het aanhouden en beheren van participaties,aandelen,obligaties,kasbonnen of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse bestaande of nog op te richten vennootschappen,Instellingen of ondernemingen;
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren,onder om het even welke vorm; in dit kader kan zij zich ook borg stellen of haar aval verlenen,hypothecaire of andere zekerheden verstrekken,inde meeste ruime zin,alle handels- en financiële operaties verrichten behalve welke wettelijk voorbehouden zijn aan depositobanken,houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatie-ondernemingen;
- Dit alles in de meest ruime zin van het woord.
- De vennootschap mag zich borg stellen voor aandeelhouders,bestuurders en derden.
- De vennootschap zal door middel van inbreng,fusie,inschrijving of op het even welke wijze,mogen deelnemen aan andere ondernemingen,verenigingen of vennootschappen die een gelijkaardig voorwerp nastreven of die nuttig zijn tot de gehele of gedeeltelijke verwezenlijking van haar voorwerp.
- De vennootschap mag alle handels,industriële,financiële,roerende of onroerende verrichtingen aangaan die rechtstreeks of onrechtstreeks,geheel of gedeeltelijk,in verband staan met haar voorwerp of die minstens van aard zijn de verwezenlijking ervan te bevorderen.
- De vennootschap mag haar voorwerp verwezenlijken in België of in het buitenland voor eigen rekening of voor rekening van derden,op alle manieren en volgens de wijzen die haar het best geschikt lijken. De vennootschap mag ook filialen openen.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0687.797.504
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44021A2735/00X002 | Flanders | 2.2 ha | 1 · 1.6 ha | 23.8 m |