MAISONS ENVI
ActiveMAISONS ENVI has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €10k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+7
Solvency92▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.89 against 1.65 in 2024; short-term debt: 33.3% and cash: 10.2% of total assets), and 33.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.7%
Return on assets
15.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
7 d late
2024
123 d late
2023
68 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▲ 29.7%
2024 · €33k
2018: €13k
2019: €28k
2020: €29k
2021: €45k
2022: €46k
2023: €46k
2024: €33k
2018 → 2025
Total assets
€64k▼ 13.0%
2024 · €74k
2018: €23k
2019: €55k
2020: €83k
2021: €92k
2022: €90k
2023: €75k
2024: €74k
2018 → 2025
Net result
€10k▲ 40.8%
2024 · €7k
2018: €6k
2019: €15k
2020: €911
2021: €16k
2022: €546
2023: €486
2024: €7k
2018 → 2025
Working capital
€41k▲ 52.5%
2024 · €27k
2018: €10k
2019: €23k
2020: €22k
2021: €44k
2022: €44k
2023: €41k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€46k▲ 1.2%€46k▲ 1.1%€33k▼ 28.0%€43k▲ 29.7%
Operating result€24k-€3k▼ 85.9%€3k▲ 2.7%€14k▲ 294%€16k▲ 15.1%
Net result€16k-€546▼ 96.6%€486▼ 10.9%€7k▲ 1,340%€10k▲ 40.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€2k▼ 62.9%
Current assets
€62k▼ 8.1%
Equity and liabilities €64k
Equity
€43k▲ 29.7%
Debt
€21k▼ 47.5%
The debt ratio falls from 55.2% to 33.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €17k
Cash flow
€14k▲
2024 · €11k
Solvency
66.7%▲
2024 · 44.8%
Current ratio
2.89▲
2024 · 1.65
Quick ratio
2.89▲
2024 · 1.65
Debt / equity
0.50▼
2024 · 1.23
ROE
22.9%▲
2024 · 21.1%
ROA
15.3%▲
2024 · 9.4%
Interest coverage
83.71▲
2024 · 6.75
Debt
€21k▼
2024 · €41k
Debt ≤ 1 year
€21k▼
2024 · €41k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€64k▼
Fixed assets21/28€7k€2k▼
Tangible fixed assets22/27€7k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€4k€1k▼
Current assets29/58€67k€62k▼
Amounts receivable within one year40/41€61k€55k▼
Trade receivables40€18k€8k▼
Other amounts receivable41€43k€48k▲
Cash at bank and in hand54/58€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€74k€64k▼
Equity10/15€33k€43k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€27k€37k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€25k€35k▲
Amounts payable17/49€41k€21k▼
Amounts payable within one year42/48€41k€21k▼
Current portion of amounts payable after more than one year42€2k-
Trade debts44€29k€12k▼
Suppliers440/4€29k€12k▼
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Income statement
Code20242025
Non-recurring operating income76A€2k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€350€1k▲
Non-recurring operating charges66A€78€19▼
Gross operating margin9900€18k€21k▲
Operating profit (loss)9901€14k€16k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€3k€261▼
Recurring financial charges65€3k€236▼
Non-recurring financial charges66B-€25
Profit (loss) for the period before taxes9903€11k€15k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€7k€10k▲
Profit (loss) for the period to be appropriated9905€7k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€10k▲
Profit (loss) brought forward from the previous period14P€486-
Transfer from equity791/2€20k-
Transfer to equity691/2€7k€10k▲
To other reserves6921€7k€10k▲
Profit to be distributed694/7€20k-
Return on contributions (dividend)694€20k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 123 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €486 ▼10.9%
Net result drops to €486, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €16k ▲1675%
Operating result €24k, net result €16k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Brunehault(PER) 807134 BincheGround area
682 m²
Building footprint
181 m²
Volume, LiDAR
1,252 m³
Parcel 55032B0367/00B006, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Maisons Envi
since 20172.268.553.648
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55032B0367/00B006 | Wallonia | 682 m² | 1 · 181 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L&R Bouw
BE 0750.732.290
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C&V Projects
BE 1001.315.855
Riemst · Eq €43k
CASAGRANDE
BE 0644.731.680
La Louvière · Eq €43k
PK CONCEPT
BE 0885.925.447
Boussu · Eq €43k
DEMCO INVEST
BE 0763.680.406
Liège · Eq €43k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 4,889 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-07-2017
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:maisons.envi@gmail.com
Phone:0495/617869