C & P Consulting
ActiveC & P Consulting has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €-10k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 89% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 9.07 against 6.94 in 2024), and 11% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89%
Return on assets
-13.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
13 d late
2023
41 d early
2022
52 d early
2021
9 d late
2020
11 d late
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▼ 13.0%
2024 · €77k
2018: €75k
2019: €96k
2020: €91k
2021: €114k
2022: €69k
2023: €95k
2024: €77k
2018 → 2025
Total assets
€75k▼ 16.3%
2024 · €90k
2018: €114k
2019: €163k
2020: €117k
2021: €145k
2022: €82k
2023: €111k
2024: €90k
2018 → 2025
Net result
€-10k▲ 45.7%
2024 · €-18k
2018: €9k
2019: €21k
2020: €-5k
2021: €23k
2022: €1k
2023: €26k
2024: €-18k
2018 → 2025
Working capital
€67k▼ 12.3%
2024 · €76k
2018: €80k
2019: €98k
2020: €85k
2021: €111k
2022: €67k
2023: €94k
2024: €76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€69k▼ 39.4%€95k▲ 38.1%€77k▼ 19.4%€67k▼ 13.0%
Operating result€36k-€3k▼ 90.5%€40k▲ 1,052%€-19k€-10k▲ 46.1%
Net result€23k-€1k▼ 93.7%€26k▲ 1,722%€-18k€-10k▲ 45.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €75k
Equity
€67k▼ 13.0%
Debt
€8k▼ 35.5%
The debt ratio falls from 14.3% to 11.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-10k▲
2024 · €-19k
Cash flow
€-9k▲
2024 · €-18k
Solvency
89.0%▲
2024 · 85.7%
Current ratio
9.07▲
2024 · 6.94
Quick ratio
9.07▲
2024 · 6.94
Debt / equity
0.12▼
2024 · 0.17
ROE
-15.0%▲
2024 · -24.0%
ROA
-13.3%▲
2024 · -20.6%
Interest coverage
-44.99▼
2024 · -39.51
Debt
€8k▼
2024 · €13k
Debt ≤ 1 year
€8k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€75k▼
Fixed assets21/28€636-
Tangible fixed assets22/27€561-
Furniture and vehicles24€561-
Financial fixed assets28€75-
Current assets29/58€89k€75k▼
Amounts receivable within one year40/41€38k€52k▲
Trade receivables40€14k€19k▲
Other amounts receivable41€23k€33k▲
Cash at bank and in hand54/58€51k€23k▼
Equity and liabilities
Total equity and liabilities10/49€90k€75k▼
Equity10/15€77k€67k▼
Contributions10/11€19k€19k=
Reserves13€58k€55k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€56k€53k▼
Profit (loss) carried forward14-€-7k
Amounts payable17/49€13k€8k▼
Amounts payable within one year42/48€13k€8k▼
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€12k€3k▼
Taxes450/3€12k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€200-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€612€561▼
Other operating charges640/8€967€655▼
Gross operating margin9900€-18k€-9k▲
Operating profit (loss)9901€-19k€-10k▲
Financial income75/76B€1k€648▼
Recurring financial income75€1k€648▼
Financial charges65/66B€474€219▼
Recurring financial charges65€474€219▼
Profit (loss) for the period before taxes9903€-18k€-10k▲
Profit (loss) for the period9904€-18k€-10k▲
Profit (loss) for the period to be appropriated9905€-18k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-10k▲
Transfer from equity791/2€18k€3k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Weakest financial yearnet €-18k ▼170%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €26k ▲1722%
Operating result €40k, net result €26k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-12
Financial
Equity above €100kEq €114k ▲25.2%
Equity rises from €91k to €114k.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 2 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverstraat 102400 MolGround area
1.1 ha
Building footprint
1,464 m²
Volume, LiDAR
8,406 m³
2 parcels, Flanders, Wallonia · tallest building 14.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
C & P CONSULTING
since 20052.147.204.767
C & P CONSULTING
since 20172.259.811.770
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52322A0116/00L003 | Wallonia | 9,472 m² | 1 · 1,116 m² | 11.3 m · 2 fl. |
| 13434F1319/00X000 | Flanders | 1,638 m² | 1 · 348 m² | 14.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Cabinet d'Architecture et d'Expertise STRICKLESSE SPRL
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TALLIER ARCHITECTE
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INTEGRAL CONSTRUCT
BE 0809.232.297
La Louvière · Eq €67k
NELE BOEL ARCHITECT
BE 0504.890.542
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,445 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2005
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.