Financials
- Fiscal year
- 2025
- Total assets
- €88,269
- Profit
- €62,681
- Solvency
- 28.0%
Total assets▼ 18.9%
Net result
20182025
A-CERTIF
ActiveSummary
A-CERTIF has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,749 and a net result of €62,681. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 38% of 134 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Other postal and courier activities
NACE 53200Business and other management consultancy NACE 70200Business consulting NACE 70220
1 site
Size
€88,269total assets 2025
- Equity
- €24,749
- Profit
- €62,681
Turnover not published (abridged schema)
Structure
- Board
- 1 member
Accounts filed 28 d late3 of 9 deeds read
Why 67- Size: total assets €88,269- 1 change of registered office in 24 months- Sector Postal and courier activities (NACE 53)+ Liquidity: current ratio 1.39, cash €25,732Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 59% of its sector peers (NACE 53, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
53+6
equity 28.0% of total assets
Liquidity
48+18
short-term debt 72.0% · cash 29.2%
Profitability
100+63
return on assets 71.0%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.2%highest value
12-2024: 2.2%● 0.0% vs 11-2024highest value
01-2025: 1.2%▼ -45.1% vs 12-2024
02-2025: 1.2%● 0.0% vs 01-2025
03-2025: 1.2%● 0.0% vs 02-2025
04-2025: 1.2%▲ +0.3% vs 03-2025
05-2025: 1.2%▼ -5.6% vs 04-2025
06-2025: 1.1%▼ -3.0% vs 05-2025
07-2025: 1.4%▲ +25.5% vs 06-2025
08-2025: 2.1%▲ +49.4% vs 07-2025
09-2025: 0.7%▼ -66.9% vs 08-2025
10-2025: 0.7%● 0.0% vs 09-2025
11-2025: 0.7%● 0.0% vs 10-2025
12-2025: 0.7%● 0.0% vs 11-2025
01-2026: 0.7%▼ -1.1% vs 12-2025
02-2026: 0.7%▼ -2.0% vs 01-2026lowest value
03-2026: 0.7%● 0.0% vs 02-2026lowest value
04-2026: 0.7%▲ +10.5% vs 03-2026
05-2026: 0.7%▼ -2.9% vs 04-2026
06-2026: 0.7%▼ -3.6% vs 05-2026
07-2026: 0.8%▲ +8.9% vs 06-2026
08-2026: 1.2%▲ +57.8% vs 07-2026
09-2026: 1.1%▼ -8.9% vs 08-2026
10-2026: 1.1%● 0.0% vs 09-2026
- Size: total assets €88,269 raises the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Sector Postal and courier activities (NACE 53) raises the probability
- Liquidity: current ratio 1.39, cash €25,732 lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.28 in 2024; short-term debt: 72% and cash: 29.2% of total assets), and 72% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 44%, liquidity 55%, profitability 93%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
2 d early
2022
24 d late
2021
9 d late
2020
11 d late
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Resignation: GEIP bv (Green Energy Investments…Permanent representative: STAES Philip
- Registered office · Legal-form changeStatutes amendment · Capital conversion…
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 17
- Since
- 2017
- Next accounts
- by 31-07-2027
- 28-08-2026Annual accounts filed
- 21-08-2026Resignation: GEIP bv (Green Energy Investments Products…
- 06-08-2026Registered office · Legal-form change
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other postal and courier activitiesNACE 53200
- Founded
- 10-12-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 16
- Financial year
- From 1 July to 30 June
- Annual meeting
- Second Friday of December at 11:00
- Purpose
- Het uitbaten van een transport- en besteldienstenbedrijf in de ruimste zin van het woord…
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