ARCHITECTURE DETAILS
ActiveARCHITECTURE DETAILS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-6k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-62
Solvency84▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 1.95 in 2024; short-term debt: 41% and cash: 16.8% of total assets), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
-9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
5 d late
2023
6 d early
2022
26 d early
2021
19 d early
2020
16 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 13.2%
2024 · €42k
2018: €57k
2019: €51k
2020: €30k
2021: €30k
2022: €42k
2023: €49k
2024: €42k
2018 → 2025
Total assets
€62k▼ 21.8%
2024 · €79k
2018: €369k
2019: €374k
2020: €57k
2021: €64k
2022: €77k
2023: €80k
2024: €79k
2018 → 2025
Net result
€-6k
2024 · €541
2018: €-11k
2019: €-6k
2020: €-21k
2021: €468
2022: €11k
2023: €7k
2024: €541
2018 → 2025
Working capital
€26k▼ 27.0%
2024 · €35k
2018: €20k
2019: €28k
2020: €27k
2021: €28k
2022: €38k
2023: €43k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€42k▲ 37.3%€49k▲ 17.5%€42k▼ 14.7%€36k▼ 13.2%
Operating result€2k-€12k▲ 489%€8k▼ 39.1%€997▼ 86.8%€-5k
Net result€468-€11k▲ 2,322%€7k▼ 35.6%€541▼ 92.6%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €997 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€11k▲ 58.5%
Current assets
€51k▼ 29.3%
Equity and liabilities €62k
Equity
€36k▼ 13.2%
Debt
€25k▼ 31.5%
The debt ratio falls from 46.8% to 41.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €3k
Cash flow
€-3k▼
2024 · €2k
Solvency
59.0%▲
2024 · 53.2%
Current ratio
2.01▲
2024 · 1.95
Quick ratio
0.93▼
2024 · 1.30
Debt / equity
0.70▼
2024 · 0.88
ROE
-15.2%▼
2024 · 1.3%
ROA
-9.0%▼
2024 · 0.7%
Interest coverage
-4.06▼
2024 · 7.71
Debt
€25k▼
2024 · €37k
Debt ≤ 1 year
€25k▼
2024 · €37k
Income taxes
€50▼
2024 · €98
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€62k▼
Fixed assets21/28€7k€11k▲
Tangible fixed assets22/27€7k€11k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€10k▲
Financial fixed assets28€174€174=
Current assets29/58€72k€51k▼
Stocks and contracts in progress3€24k€27k▲
Stocks30/36€24k€27k▲
Amounts receivable within one year40/41€22k€12k▼
Trade receivables40€19k€9k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€26k€10k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€79k€62k▼
Equity10/15€42k€36k▼
Contributions10/11€10k€10k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€30k€24k▼
Amounts payable17/49€37k€25k▼
Amounts payable within one year42/48€37k€25k▼
Trade debts44€20k€7k▼
Suppliers440/4€20k€7k▼
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€14k€16k▲
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€3k€-2k▼
Operating profit (loss)9901€997€-5k▼
Financial income75/76B€10€1▼
Recurring financial income75€10€1▼
Financial charges65/66B€368€648▲
Recurring financial charges65€368€648▲
Profit (loss) for the period before taxes9903€639€-5k▼
Income taxes67/77€98€50▼
Profit (loss) for the period9904€541€-6k▼
Profit (loss) for the period to be appropriated9905€541€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€24k▼
Profit (loss) brought forward from the previous period14P€37k€30k▼
Profit to be distributed694/7€8k-
Return on contributions (dividend)694€8k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €11k ▲2322%
Operating result €12k, net result €11k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €468
Net result €468 after 3 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dekenijstraat 751180 UkkelGround area
137 m²
Building footprint
137 m²
Volume, LiDAR
1,424 m³
Parcel 21016B0028/00A003, Brussels · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Dekenijstraat 75, 1180 Ukkel
since 20122.207.530.057
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0028/00A003 | Brussels | 137 m² | 1 · 137 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NEOPRO
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Of 6,156 companies in sector 46190 we hold annual accounts for 2,567. 1,852 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2012
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46839Wholesale trade
47529Retail trade
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@details.be