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C & M Immo-Bouwbedrijf

Active
Private limited company (pre-2019)founded 1990active for 36 yearsOude Steenweg 40, 2530 Boechout, BelgiumKBO/BCE: BE 0441.684.154
Summary

C & M Immo-Bouwbedrijf has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€8,513) and a net result of €85. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 11% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-08-1990 Normal situation
Activity
Wholesale trade NACE 46498and 5 others
Establishment unit
2.049.985.726 2530 Boechout, since 29-10-1990
Financial year end
30 June
Peppol
Reachable since 19-12-2025

Board and ownership

Board
  • Ceulemans MarcelDirector

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-06-2025
Gross margin
€336
Turnover
≈ €3,300
estimated
Profit
€85
Equity
-€8,513
▲ 1.0%
Total assets
€17,324
▲ 5.3%
  • Negative equity on 30-06-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€8,513lowers riskSize: total assets €17,324Founded in 1990Figures for financial year 2025 (filed on 31-01-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 29% of micro companies in wholesale trade (NACE 46)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -49.1% of total assets
Liquidity 24-13
short-term debt 149.1% · cash 19.2%
Profitability 57+57
return on assets 0.5%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.6%▲ +0.1 percentage points vs 12-2024 02-2025: 0.8%▲ +0.2 percentage points vs 01-2025 03-2025: 0.9%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%▼ -0.1 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.9%▲ +0.1 percentage points vs 11-2025 01-2026: 1.0%▲ +0.1 percentage points vs 12-2025highest value 02-2026: 0.3%▼ -0.7 percentage points vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.67 (0.65 in 2024), below 1. Short-term debt is 149.1% and cash 19.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 22% on liquidity, 43% on profitability and 45% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €17,324
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€8,513
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 31-01-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 13741 sector peers (2025).
NBB · sector comparison
Position among 13741 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
28 days late
2023
29 days late
2022
27 days late
2021
on the day
2020
24 days late
2019
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€8,513 View
  • Caution: Lower solvency than 88% of companies in wholesale tradesector median 40.6% · 13,741 companies -49.1% View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as C & M Immo-Bouwbedrijf: wholesale trade (NACE 46498). They are comparable in size and age: total assets between €4,090 and €68,600, founded between 1981 and 2001.

CompanyTotal assetsGross margin
C & M Immo-Bouwbedrijf Boechout€17,324€336
ABRIS Sint-Truiden€28,001€1,911
BE&LA.STYLE Gistel€66,429-€4,195
S.R.L. Toucuir et Técébé Beauraing€68,570-€2,867
SOGANTEX INTERNATIONAL Braine-l'Alleud€4,091-€3,735
JUMEAUX Dendermonde€61,171€2,494
GM Lens Imexport Brasschaat€46,469€6,411
Full comparison

Key facts about C & M Immo-Bouwbedrijf

What is the company number of C & M Immo-Bouwbedrijf?
The company number of C & M Immo-Bouwbedrijf is 0441.684.154. The VAT number is the same number with BE in front: BE 0441.684.154.
Where is C & M Immo-Bouwbedrijf based?
The registered office is at Oude Steenweg 40, 2530 Boechout.Company details
What does C & M Immo-Bouwbedrijf do?
According to the KBO register, the main activity is wholesale trade (NACE 46498).
What is the legal form of C & M Immo-Bouwbedrijf?
The legal form of C & M Immo-Bouwbedrijf is Private limited company (pre-2019) (BVBA).
When was C & M Immo-Bouwbedrijf founded?
C & M Immo-Bouwbedrijf was founded on 20-08-1990.
Is C & M Immo-Bouwbedrijf still active?
Yes, C & M Immo-Bouwbedrijf is an active enterprise in the KBO register.
What is the turnover of C & M Immo-Bouwbedrijf?
The turnover in financial year 2025 is ≈ €3,300. This figure is estimated from the gross margin of €336 and 42 comparable companies (NACE 464). It probably lies between €1,700 and €13,000. It is a rough estimate.Financials
Is C & M Immo-Bouwbedrijf profitable?
In financial year 2025, C & M Immo-Bouwbedrijf made a profit of €85.
Where can I find the annual accounts of C & M Immo-Bouwbedrijf?
C & M Immo-Bouwbedrijf filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of C & M Immo-Bouwbedrijf due?
C & M Immo-Bouwbedrijf must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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