ABRIS
ActiveSummary
ABRIS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €16,769 and a net result of €7,071. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 63% of 15862 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability98▲+32
Solvency80▲+20
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.21 against 1.49 in 2023; short-term debt: 44.7% and cash: 10.5% of total assets), and 44.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.3%
Return on assets
23.3%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €16,769
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
30 d late
2022
57 d late
2021
61 d late
2020
61 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 60 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€16,769▲ 72.9%
2023 · €9,698
Total assets
€30,318▲ 8.6%
2023 · €27,927
Net result
€7,071
2023 · -€621
Working capital
€16,343▲ 82.5%
2023 · €8,954
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€3,837€2,570▼ 33.0%€8,416▲ 227%€496▼ 94.1%€9,655▲ 1,848%
Net result€3,272€728▼ 77.8%€5,905▲ 711%-€621€7,071
Equity€3,685▲ 791%€4,413▲ 19.8%€10,319▲ 134%€9,698▼ 6.0%€16,769▲ 72.9%
Total assets€27,884▲ 34.6%€22,221▼ 20.3%€21,324▼ 4.0%€27,927▲ 31.0%€30,318▲ 8.6%
Debt€24,199▲ 19.2%€17,808▼ 26.4%€11,005▼ 38.2%€18,229▲ 65.6%€13,549▼ 25.7%
Working capital-€2,931▲ 74.4%€3,919€10,054▲ 157%€8,954▼ 10.9%€16,343▲ 82.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,848% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €30,318
Fixed assets
€425 ▼ 42.8%
Current assets
€29,892 ▲ 10.0%
Equity and liabilities €30,318
Equity
€16,769 ▲ 72.9%
Debt
€13,549 ▼ 25.7%
Debt's share of the balance-sheet total falls from 65.3% to 44.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9,973▲
2023 · €863
Cash flow
€7,389▲
2023 · -€254
Current ratio
2.21▲
2023 · 1.49
Quick ratio
2.07▲
2023 · 1.39
Debt to equity
0.81▼
2023 · 1.88
ROE
42.2%▲
2023 · -6.4%
ROA
23.3%▲
2023 · -2.2%
Interest coverage
87.17▲
2023 · 25.21
Debt ≤ 1 year
€13,549▼
2023 · €18,229
Income taxes
€2,470▲
2023 · €1,083
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1,500 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,262 | €3,175 | €229 | €367 | €318 | ▼ 13.3% |
| Other operating charges640/8 | - | €1,863 | €871 | €1,045 | €587 | ▼ 43.9% |
| Non-recurring operating charges66A | - | €4,716 | - | - | - | - |
| Gross operating margin9900 | €10,642 | €12,324 | €9,515 | €1,908 | €10,560 | ▲ 453% |
| Operating profit (loss)9901 | €3,837 | €2,570 | €8,416 | €496 | €9,655 | ▲ 1,848% |
| Financial charges65/66B | - | €89 | €48 | €34 | €114 | ▲ 234% |
| Recurring financial charges65 | - | €89 | €48 | €34 | €114 | ▲ 234% |
| Profit (loss) for the period before taxes9903 | €3,837 | €2,482 | €8,368 | €461 | €9,541 | ▲ 1,967% |
| Income taxes67/77 | €565 | €1,754 | €2,462 | €1,083 | €2,470 | ▲ 128% |
| Profit (loss) for the period9904 | €3,272 | €728 | €5,905 | -€621 | €7,071 | ▲ 1,238% |
| Profit (loss) for the period to be appropriated9905 | €3,272 | €728 | €5,905 | -€621 | €7,071 | ▲ 1,238% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €27,884 | €22,221 | €21,324 | €27,927 | €30,318 | ▲ 8.6% |
| Fixed assets21/28 | €6,617 | €494 | €265 | €744 | €425 | ▼ 42.8% |
| Tangible fixed assets22/27 | €6,617 | €494 | €265 | €744 | €425 | ▼ 42.8% |
| Furniture and vehicles24 | - | €494 | €265 | €744 | €425 | ▼ 42.8% |
| Current assets29/58 | €21,267 | €21,727 | €21,059 | €27,183 | €29,892 | ▲ 10.0% |
| Stocks and contracts in progress3 | €1,825 | €1,825 | €1,825 | €1,825 | €1,825 | = |
| Stocks30/36 | - | €1,825 | €1,825 | €1,825 | €1,825 | = |
| Amounts receivable within one year40/41 | €17,005 | €7,967 | €17,907 | €19,830 | €21,779 | ▲ 9.8% |
| Trade receivables40 | - | €7,967 | €17,907 | €19,830 | €21,779 | ▲ 9.8% |
| Cash at bank and in hand54/58 | €2,437 | €11,935 | €1,327 | €83 | €3,177 | ▲ 3,725% |
| Deferred charges and accrued income490/1 | - | - | - | €5,444 | €3,111 | ▼ 42.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €27,884 | €22,221 | €21,324 | €27,927 | €30,318 | ▲ 8.6% |
| Equity10/15 | €3,685 | €4,413 | €10,319 | €9,698 | €16,769 | ▲ 72.9% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | - | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | - | - | - |
| Distributable reserves133 | - | - | - | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€16,766 | -€16,038 | -€10,132 | -€10,754 | -€3,683 | ▲ 65.8% |
| Amounts payable17/49 | €24,199 | €17,808 | €11,005 | €18,229 | €13,549 | ▼ 25.7% |
| Amounts payable within one year42/48 | €24,199 | €17,808 | €11,005 | €18,229 | €13,549 | ▼ 25.7% |
| Trade debts44 | €10,764 | €5,217 | €1,813 | €7,585 | €4,433 | ▼ 41.6% |
| Suppliers440/4 | - | €5,217 | €1,813 | €7,585 | €4,433 | ▼ 41.6% |
| Taxes, remuneration and social security45 | - | €6,322 | €6,918 | €9,925 | €8,867 | ▼ 10.7% |
| Taxes450/3 | - | €3,312 | €5,509 | €6,995 | €5,657 | ▼ 19.1% |
| Remuneration and social security454/9 | - | €3,010 | €1,410 | €2,930 | €3,210 | ▲ 9.6% |
| Other amounts payable47/48 | - | €6,268 | €2,273 | €719 | €249 | ▼ 65.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,272 | €728 | €5,905 | -€621 | €7,071 | ▲ 1,238% |
| + Depreciation and write-downs630 | €5,262 | €3,175 | €229 | €367 | €318 | ▼ 13.3% |
| Operating cash flow (approximation) | €8,534 | €3,903 | €6,134 | -€254 | €7,389 | ▲ 3,007% |
| Investment in fixed assets (approximation) | - | €2,948 | €0 | -€845 | €0 | ▲ 100% |
| Change in cash | - | €9,497 | -€10,608 | -€1,244 | €3,094 | ▲ 349% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €7,071
Net result €7,071 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €3,272
Net result €3,272 after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet -€4,086
Net result drops to -€4,086, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1997
Ground area
1,678 m²
Building footprint
385 m²
Volume, LiDAR
2,261 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ABRIS
since 19972.082.228.031
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71064C0178/00M002 | Flanders | 873 m² | 1 · 198 m² | 8.8 m · 2 fl. |
| 71064D0097/00T002 | Flanders | 805 m² | 1 · 187 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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INOUBY
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LKFD GROUP
BE 0753.795.017
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Favel
BE 0414.364.402
Anderlecht · Eq €21,408
DB - Enterprises
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Of 118 companies in sector 46498 we hold annual accounts for 74. 39 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-06-1997
Fiscal year end31-12
Activities, NACEBEL 2025
46498Wholesale trade
46832Wholesale of timber
47521Retail sale of hardware, building materials, paint and glass (general range)
47721Retail sale of footwear
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460838288
Also
9925:BE0460838288
Registered
29-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.