Active BE 0448.929.460Public limited company

C & M

Statiestraat 51 ·3390 Tielt-Winge, Belgium· 33 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of C & M is 0.6% (low). The 2024 annual accounts show equity of €171k and a net result of €10k. Equity remains stable across the filed fiscal years (±0.3% per year). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€171k
Net result	€10k
Active	33 yrs
Locations	1

Snowflake analysis 5 axes · computed by Checked

75 / 100

Exceptional profile, strong across almost every axis.

Health 91

Profitability 28

Solvency 100

Growth 58

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Long-established

Founded in 1992, 33 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

91 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 06-06-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 7 fiscal years (±0.3%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€33k

+21.7% 18-24

Net profit

€10k

+83.0% 18-24

Cash flow

€29k

+16.5% 18-24

Total assets

€186k

+4.8% 18-24

Equity

€171k

-1.6% 18-24

Working capital

€76k

+23.0% 18-24

Income taxes

€4k

+78.2% 18-24

Dividends

€13k

-71.7% 18-24

Debt

€15k

+347.8% 18-24

Debt ≤ 1y

€15k

+347.8% 18-24

Current ratio

6.21

-68.9% 18-24

Quick ratio

6.21

-68.9% 18-24

Solvency

92.2%

-6.1% 18-24

Debt / equity

0.08

+355.2% 18-24

ROE

5.7%

+86.0% 18-24

ROA

5.3%

+74.7% 18-24

Interest coverage

230.16

-25.0% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€33k
Net profit	€10k
Cash flow	€29k
Staff costs	-
Income taxes	€4k
Dividends	€13k
Total assets	€186k
Equity	€171k
Debt	€15k
of which ≤ 1y	€15k
of which > 1y	-
Working capital	€76k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	6.21
Quick ratio	6.21
Working capital ratio	40.7%
Solvency	92.2%
Debt / equity	0.08
Long-term debt ratio	-
Interest coverage	230.16
Gross margin	-
Net margin	-
ROA	5.3%
ROE	5.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €96k · 51.5% Current assets €90k · 48.6%

Equity & liabilities

Equity €171k · 92.2% Debt €15k · 7.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€186k
Fixed assets	21/28	€96k
Tangible fixed assets	22/27	€96k
Current assets	29/58	€90k
Amounts receivable within one year	40/41	€0
Cash & bank	54/58	€89k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€186k
Equity	10/15	€171k
Contributions / capital	10/11	€62k
Reserves	13	€110k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€15k
Amounts payable within one year	42/48	€15k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€42k
Operating result	9901	€14k
Financial income	75	€0
Financial charges	65	€144
Result before taxes	9903	€14k
Income taxes	67/77	€4k
Net result for the period	9904	€10k
Result to be appropriated	9905	€10k

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Ratios computed by Checked.

Legal Structure

NACE primary	-
Legal form	Public limited company(014)
Incorporation	16-12-1992
Status	Active
Postal code	3390

Establishment units 1 location

Statiestraat 51, 3390 Tielt-Winge

Verhuur van woningen, exclusief sociale woningen

since 19932.060.589.707

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24106D0184/00W003	Flanders	1,933 m²	1 · 241 m²	8.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

06-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

05-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

29-02-2024

State Gazette act Capital & shares

Bart Laureys

2023

06-06-2023

State Gazette act Director changes

30-05-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

09-06-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

16-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

22-06-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

06-08-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

28-06-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

28-07-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

2016

07-06-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Belgisch Staatsblad, acts 2 acts

Capital history · 1

29-02-2024

Capital change

All acts · 2 updated 2 years ago

2024

29-02-2024 Capital increase of €11,921.30 to €61,500 Capital & shares·Bart Laureys

€49.578,70 → €61.500
Inbreng in geld · Apport en numéraire

Notary: Bart Laureys · Mol

Original publication ↗

Technical details

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      },
      "decrease_purpose": null,
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  },
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    "filing_date": "2024-02-27",
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  "decision": {
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    "act_date": "2023-12-30",
    "unanimous": null,
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  "bedrijfsrevisor": null,
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    "name_full": "C \u0026 M",
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  ],
  "shareholders_after": [],
  "share_classes_after": [
    {
      "n_shares": 200,
      "class_name": "Gewone Aandelen",
      "capital_share_eur": 61500.0,
      "voting_rights_per_share": 1.0
    }
  ]
}

2023

06-06-2023 4 reappointed Director changes

Marc Jacbos, Bestuurder
Chantal Cox, Bestuurder
Kristof Jacobs, Bestuurder
Stefanie Jacobs, Bestuurder

Original publication ↗

Technical details

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    },
    {
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  "notary": {
    "name": null,
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    "office_city": "Leuvor",
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  },
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  },
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Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

C & M

Registered office

Statiestraat 51

3390 Tielt-Winge, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.