C.E.J.
ActiveSummary
C.E.J. has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,009 and a net result of €1.7m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 4188 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+96
Solvency30▲+18
Growth38▲+16
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.03 against 0.65 in 2024; short-term debt: 49.2% and cash: 12.9% of total assets), but 95.3% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.7%
Return on assets
699.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4188 sector peers (2025).
NBB · sector comparisonPosition among 4188 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
14 d early
2023
16 d early
2022
21 d early
2021
17 d late
2020
27 d late
2019
33 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€91,469▲ 212%
2024 · €29,327
EBIT margin
-3814.8%▼ 2406.7pp
2024 · -1408.1%
Net result
€1.7m
2024 · -€483,633
Working capital
€120,009
2024 · -€1.9m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.4m▲ 20.3%€2.1m▲ 47.7%€1.8m▼ 17.0%€29,327▼ 98.3%€91,469▲ 212%
Operating result-€231,785▼ 145%-€754,216▼ 225%€27,096-€412,947-€3.5m▼ 745%
Net result-€2.3m▼ 2,087%-€3.7m▼ 64.6%-€16,707▲ 99.6%-€483,633▼ 2,795%€1.7m
EBIT margin-16.1%▼ 8.2pp-35.4%▼ 19.3pp1.5%▲ 36.9pp-1408.1%▼ 1409.6pp-3814.8%▼ 2406.7pp
Equity€3.6m▼ 38.8%-€154,320-€171,027▼ 10.8%-€654,660▼ 283%€11,009
Total assets€8.4m▼ 23.0%€2.7m▼ 67.6%€1.7m▼ 36.5%€5.0m▲ 190%€236,113▼ 95.3%
Debt€4.8m▼ 4.7%€2.8m▼ 41.9%€1.8m▼ 35.2%€5.6m▲ 208%€116,104▼ 97.9%
Working capital-€1.2m▼ 65.0%-€1.5m▼ 28.8%-€1.5m▼ 2.4%-€1.9m▼ 28.0%€120,009
Staff (FTE)5.1▲ 70.0%7.7▲ 51.0%6.6▼ 14.3%3.7▼ 43.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3.5m in 2025 against €412,947 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
Equity and liabilities €236,113
Equity
€11,009
Provisions
€109,000
Debt
€116,104
Debt finances 49.2% of the balance-sheet total.
Key figures and ratios
Current ratio
2.03▲
2024 · 0.65
Debt to equity
10.55▲
2024 · -8.52
ROA
699.1%▲
2024 · -9.6%
Debt ≤ 1 year
€116,104▼
2024 · €5.6m
Income taxes
€56,632▲
2024 · €950
Staff costs
€0▼
2024 · €301,851
A ratio outside any meaningful range has been withheld (balance sheet total €236,113, equity €11,009).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €1.8m | €2.0m | €2.1m | €221,679 | €115,469 | ▼ 47.9% |
| Turnover70 | €1.4m | €2.1m | €1.8m | €29,327 | €91,469 | ▲ 212% |
| Change in stocks of work in progress, finished goods and contracts in progress71 | - | -€446,785 | - | - | - | - |
| Own construction capitalised72 | €143,179 | - | - | - | - | - |
| Other operating income74 | €245,321 | €355,780 | €336,696 | €192,352 | €24,000 | ▼ 87.5% |
| Non-recurring operating income76A | €930 | €3,290 | €350 | - | - | - |
| Operating charges60/66A | €2.1m | €2.8m | €2.1m | €634,626 | €3.6m | ▲ 468% |
| Goods for resale, raw materials and consumables60 | €507,292 | €519,245 | €874,887 | - | €104,500 | - |
| Purchases600/8 | €289,820 | €15,556 | - | - | - | - |
| Change in stocks: decrease (increase)609 | €217,472 | €503,689 | €874,887 | - | €104,500 | - |
| Services and other goods61 | €834,369 | €1.0m | €554,115 | €118,309 | €51,151 | ▼ 56.8% |
| Remuneration, social security and pensions62 | €534,377 | €546,632 | €481,893 | €301,851 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €62,162 | €261,726 | €53,826 | €65,641 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €79,028 | €298,159 | €30,945 | €17,250 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €83,636 | €7,082 | €18,282 | - | - |
| Other operating charges640/8 | €45,851 | €44,032 | €48,881 | €65,015 | €102,363 | ▲ 57.4% |
| Non-recurring operating charges66A | - | €4,490 | €27,337 | €48,278 | €3.3m | ▲ 6,832% |
| Operating profit (loss)9901 | -€231,785 | -€754,216 | €27,096 | -€412,947 | -€3.5m | ▼ 745% |
| Financial income75/76B | €436 | €2,643 | €294 | €9,527 | €6.9m | ▲ 72,663% |
| Recurring financial income75 | €436 | €2,643 | €294 | €9,527 | €187,291 | ▲ 1,866% |
| Other financial income752/9 | €436 | €2,643 | €294 | €9,527 | €187,291 | ▲ 1,866% |
| Non-recurring financial income76B | - | - | - | - | €6.7m | - |
| Financial charges65/66B | €2.0m | €3.0m | €42,073 | €79,263 | €1.7m | ▲ 2,089% |
| Recurring financial charges65 | €39,832 | €32,263 | €42,073 | €79,263 | €1.7m | ▲ 2,089% |
| Debt charges650 | €38,689 | €31,789 | €25,811 | €79,007 | €79,377 | ▲ 0.5% |
| Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651 | - | - | €16,250 | €0 | €1.7m | - |
| Other financial charges652/9 | €1,143 | €474 | €12 | €256 | - | - |
| Non-recurring financial charges66B | €2.0m | €3.0m | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€2.3m | -€3.7m | -€14,683 | -€482,683 | €1.7m | ▲ 454% |
| Income taxes67/77 | €1,030 | €1,029 | €2,024 | €950 | €56,632 | ▲ 5,861% |
| Taxes670/3 | €1,030 | €1,029 | €2,024 | €950 | €56,632 | ▲ 5,861% |
| Profit (loss) for the period9904 | -€2.3m | -€3.7m | -€16,707 | -€483,633 | €1.7m | ▲ 441% |
| Profit (loss) for the period to be appropriated9905 | -€2.3m | -€3.7m | -€16,707 | -€483,633 | €1.7m | ▲ 441% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.4m | €2.7m | €1.7m | €5.0m | €236,113 | ▼ 95.3% |
| Fixed assets21/28 | €4.7m | €1.4m | €1.4m | €1.4m | - | - |
| Intangible fixed assets21 | €33,257 | €15,996 | €7,016 | €1,905 | - | - |
| Tangible fixed assets22/27 | €1.6m | €1.4m | €1.4m | €1.4m | - | - |
| Land and buildings22 | €1.4m | €1.4m | €1.3m | €1.3m | - | - |
| Plant, machinery and equipment23 | €888 | €888 | €7,618 | €0 | - | - |
| Furniture and vehicles24 | €27,422 | €17,593 | €11,704 | €2,235 | - | - |
| Leasing and similar rights25 | €913 | €913 | €913 | €913 | - | - |
| Other tangible fixed assets26 | €20,794 | €19,357 | €80,576 | €100,605 | - | - |
| Assets under construction and advance payments27 | €206,879 | - | - | - | - | - |
| Financial fixed assets28 | €3.1m | €0 | - | - | - | - |
| Affiliated companies280/1 | €3.0m | - | - | - | - | - |
| Participating interests280 | €3.0m | - | - | - | - | - |
| Other financial fixed assets284/8 | €110,528 | €0 | - | - | - | - |
| Amounts receivable and cash guarantees285/8 | €110,528 | €0 | - | - | - | - |
| Current assets29/58 | €3.7m | €1.3m | €290,612 | €3.6m | €236,113 | ▼ 93.5% |
| Amounts receivable after more than one year29 | €174,116 | €133,616 | €121,212 | - | - | - |
| Other amounts receivable291 | €174,116 | €133,616 | €121,212 | - | - | - |
| Stocks and contracts in progress3 | €2.3m | €1.0m | €104,508 | €104,508 | €0 | ▼ 100% |
| Stocks30/36 | €2.3m | €1.0m | €104,508 | €104,508 | €0 | ▼ 100% |
| Property held for sale35 | €2.3m | €1.0m | €104,508 | €104,508 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €1.2m | €77,342 | €50,381 | €3.5m | €205,687 | ▼ 94.1% |
| Trade receivables40 | €1.1m | €22,322 | €20,414 | €17,771 | - | - |
| Other amounts receivable41 | €81,499 | €55,020 | €29,967 | €3.5m | €205,687 | ▼ 94.1% |
| Cash at bank and in hand54/58 | €23,476 | €79,140 | €6,895 | €27,462 | €30,426 | ▲ 10.8% |
| Deferred charges and accrued income490/1 | - | €10,522 | €7,616 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.4m | €2.7m | €1.7m | €5.0m | €236,113 | ▼ 95.3% |
| Equity10/15 | €3.6m | -€154,320 | -€171,027 | -€654,660 | €11,009 | ▲ 102% |
| Contributions10/11 | €2.5m | €2.5m | €2.5m | €2.5m | €2.5m | = |
| Capital10 | €2.5m | €2.5m | €2.5m | €2.5m | €2.5m | = |
| Issued capital100 | €2.5m | €2.5m | €2.5m | €2.5m | €2.5m | = |
| Revaluation surpluses12 | €985,051 | €985,051 | €985,051 | €985,051 | €0 | ▼ 100% |
| Reserves13 | €251,160 | €251,160 | €251,160 | €251,160 | €251,160 | = |
| Non-distributable reserves130/1 | €251,160 | €251,160 | €251,160 | €251,160 | €251,160 | = |
| Legal reserve130 | €251,160 | €251,160 | €251,160 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €251,160 | €251,160 | = |
| Distributable reserves133 | €0 | - | - | - | - | - |
| Profit (loss) carried forward14 | -€161,324 | -€3.9m | -€3.9m | -€4.4m | -€2.8m | ▲ 37.5% |
| Provisions and deferred taxes16 | - | €83,636 | €90,718 | €109,000 | €109,000 | = |
| Provisions for liabilities and charges160/5 | - | €83,636 | €90,718 | €109,000 | €109,000 | = |
| Other liabilities and charges164/5 | - | €83,636 | €90,718 | €109,000 | €109,000 | = |
| Amounts payable17/49 | €4.8m | €2.8m | €1.8m | €5.6m | €116,104 | ▼ 97.9% |
| Amounts payable within one year42/48 | €4.8m | €2.8m | €1.8m | €5.6m | €116,104 | ▼ 97.9% |
| Financial debts43 | €1.0m | €927,000 | - | €3.5m | - | - |
| Credit institutions430/8 | €1.0m | €927,000 | - | €3.5m | - | - |
| Trade debts44 | €1.0m | €239,085 | €183,674 | €63,501 | €58,522 | ▼ 7.8% |
| Suppliers440/4 | €1.0m | €239,085 | €183,674 | €63,501 | €58,522 | ▼ 7.8% |
| Taxes, remuneration and social security45 | €124,527 | €71,515 | €60,578 | €3,202 | €57,582 | ▲ 1,698% |
| Taxes450/3 | €21,612 | €34,668 | €16,075 | €2,846 | €57,582 | ▲ 1,923% |
| Remuneration and social security454/9 | €102,915 | €36,847 | €44,503 | €356 | - | - |
| Other amounts payable47/48 | €2.6m | €1.6m | €1.6m | €2.0m | - | - |
| Accrued charges and deferred income492/3 | €2,894 | - | €53 | €10,273 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2.3m | -€3.7m | -€16,707 | -€483,633 | €1.7m | ▲ 441% |
| + Depreciation and write-downs630 | €62,162 | €261,726 | €53,826 | €65,641 | - | - |
| Operating cash flow (approximation) | -€2.2m | -€3.5m | €37,119 | -€417,992 | €1.7m | ▲ 495% |
| Investment in fixed assets (approximation) | - | €3.1m | -€80,578 | -€37,081 | - | - |
| Change in cash | - | €55,664 | -€72,245 | €20,567 | €2,964 | ▼ 85.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €1.7m
Net result €1.7m after 5 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.03
Current ratio from 0.65 to 2.03; short-term debt falls from €5.6m to €116,104.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet -€3.7m
Net result drops to -€3.7m, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 17 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 33 days late
2019
31-12
Financial
Back to profitnet €251,555
Net result €251,555 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 1991
Ground area
6.6 ha
Building footprint
4,181 m²
2 parcels, Wallonia. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
Rue Bourie sn, 5300 Andenne
since 19912.055.452.566
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92411E0080/00K002indicative | Wallonia | 6.5 ha | 1 · 4,181 m² | - |
| 62356F0082/00V007 | Wallonia | 783 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,719 companies in sector 47521 we hold annual accounts for 1,287. 322 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded22-11-1991
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.