C.E.Consultants
ActiveC.E.Consultants has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187k and a net result of €32k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 21.82 against 80.36 in 2024; short-term debt: 4.6% and cash: 17.4% of total assets), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
16.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-02-2026, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
62 d early
2024
51 d early
2023
67 d early
2022
62 d early
2021
71 d early
2020
52 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€187k▲ 20.3%
2024 · €155k
2018: €11k
2019: €32k
2020: €95k
2021: €135k
2022: €178k
2023: €202k
2024: €155k
2018 → 2025
Total assets
€196k▲ 24.6%
2024 · €157k
2018: €35k
2019: €42k
2020: €100k
2021: €146k
2022: €181k
2023: €206k
2024: €157k
2018 → 2025
Net result
€32k▲ 7.0%
2024 · €30k
2018: €-85k
2019: €22k
2020: €62k
2021: €41k
2022: €43k
2023: €24k
2024: €30k
2018 → 2025
Working capital
€186k▲ 21.5%
2024 · €153k
2018: €9k
2019: €31k
2020: €94k
2021: €135k
2022: €178k
2023: €199k
2024: €153k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€135k-€178k▲ 31.8%€202k▲ 13.3%€155k▼ 23.2%€187k▲ 20.3%
Operating result€57k-€61k▲ 6.9%€34k▼ 44.2%€38k▲ 11.2%€40k▲ 6.0%
Net result€41k-€43k▲ 5.8%€24k▼ 44.8%€30k▲ 24.4%€32k▲ 7.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€639▼ 67.7%
Current assets
€195k▲ 25.7%
Equity and liabilities €196k
Equity
€187k▲ 20.3%
Debt
€9k▲ 363%
The debt ratio rises from 1.2% to 4.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €39k
Cash flow
€33k▲
2024 · €31k
Solvency
95.4%▼
2024 · 98.8%
Current ratio
21.82▼
2024 · 80.36
Quick ratio
21.82▼
2024 · 80.36
Debt / equity
0.05▲
2024 · 0.01
ROE
16.9%▼
2024 · 19.0%
ROA
16.1%▼
2024 · 18.8%
Interest coverage
386.72▼
2024 · 402.44
Debt
€9k▲
2024 · €2k
Debt ≤ 1 year
€9k▲
2024 · €2k
Income taxes
€9k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€196k▲
Fixed assets21/28€2k€639▼
Tangible fixed assets22/27€2k€589▼
Furniture and vehicles24€2k€589▼
Financial fixed assets28€50€50=
Current assets29/58€155k€195k▲
Amounts receivable within one year40/41€24k€21k▼
Trade receivables40€13k€14k▲
Other amounts receivable41€11k€7k▼
Current investments50/53€110k€140k▲
Cash at bank and in hand54/58€21k€34k▲
Deferred charges and accrued income490/1€130€144▲
Equity and liabilities
Total equity and liabilities10/49€157k€196k▲
Equity10/15€155k€187k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€167k€168k▲
Distributable reserves133€167k€168k▲
Profit (loss) carried forward14€-30k-
Amounts payable17/49€2k€9k▲
Amounts payable within one year42/48€2k€9k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€384€387▲
Gross operating margin9900€39k€42k▲
Operating profit (loss)9901€38k€40k▲
Financial income75/76B€882€846▼
Recurring financial income75€882€846▼
Financial charges65/66B€97€107▲
Recurring financial charges65€97€107▲
Profit (loss) for the period before taxes9903€38k€41k▲
Income taxes67/77€9k€9k▲
Profit (loss) for the period9904€30k€32k▲
Profit (loss) for the period to be appropriated9905€30k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€1k▲
Profit (loss) brought forward from the previous period14P€-60k€-30k▲
Transfer from equity791/2€76k-
Transfer to equity691/2-€1k
To other reserves6921-€1k
Profit to be distributed694/7€76k-
Return on contributions (dividend)694€76k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €200kEq €202k ▲13.3%
5 profitable years in a row build equity to €202k.
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity times 6current ratio 80.94
Current ratio from 13.92 to 80.94; short-term debt falls from €10k to €2k.
30-09
Financial
Equity above €150kEq €178k ▲31.8%
4 profitable years in a row build equity to €178k.
18-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €135k ▲42.9%
3 profitable years in a row build equity to €135k.
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €62k ▲189%
Operating result €71k, net result €62k, both a record.
30-09
Financial
Liquidity times 5current ratio 19.66
Current ratio from 4.34 to 19.66; short-term debt falls from €9k to €5k.
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 4.34
Current ratio from 1.38 to 4.34; short-term debt falls from €24k to €9k.
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ganzendries(PEL) 333212 LubbeekGround area
1,707 m²
Building footprint
262 m²
Volume, LiDAR
1,809 m³
2 parcels, Flanders · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
C.E.CONSULTANTS
since 20032.115.655.320
C.E.Consultants
since 20232.352.556.539
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24090C0025/00G000 | Flanders | 1,522 m² | 1 · 168 m² | 9.4 m · 1 fl. |
| 24502C0494/00K010 | Flanders | 185 m² | 1 · 94 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2002
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@ceconsultants.be
Phone:0476692954
Phone:0495/28.56.60