BRAMANCO
ActiveBRAMANCO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €183k and a net result of €9k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 71% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
83
/ 100
Excellent▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability26▼-15
Solvency100=
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 2.82 in 2023), and 24.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
6 d late
2022
7 d early
2021
16 d early
2020
39 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€183k▼ 12.1%
2023 · €208k
2018: €189k
2019: €189k
2020: €194k
2021: €216k
2022: €221k
2023: €208k
2018 → 2024
Total assets
€241k▼ 5.8%
2023 · €256k
2018: €373k
2019: €390k
2020: €334k
2021: €251k
2022: €237k
2023: €256k
2018 → 2024
Net result
€9k▼ 45.2%
2023 · €17k
2018: €-22k
2019: €-182
2020: €5k
2021: €33k
2022: €5k
2023: €17k
2018 → 2024
Working capital
€74k▼ 9.7%
2023 · €82k
2018: €-168k
2019: €-141k
2020: €-110k
2021: €38k
2022: €69k
2023: €82k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€194k-€216k▲ 11.6%€221k▲ 2.2%€208k▼ 5.8%€183k▼ 12.1%
Operating result€7k-€39k▲ 439%€3k▼ 91.3%€17k▲ 391%€11k▼ 33.1%
Net result€5k-€33k▲ 581%€5k▼ 85.7%€17k▲ 268%€9k▼ 45.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 33% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €241k
Fixed assets
€119k▼ 7.5%
Current assets
€122k▼ 4.1%
Equity and liabilities €241k
Equity
€183k▼ 12.1%
Debt
€58k▲ 21.4%
The debt ratio rises from 18.7% to 24.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€39k▼
2023 · €43k
Cash flow
€37k▼
2023 · €43k
Solvency
75.8%▼
2023 · 81.3%
Current ratio
2.55▼
2023 · 2.82
Quick ratio
2.55▼
2023 · 2.82
Debt / equity
0.32▲
2023 · 0.23
ROE
5.1%▼
2023 · 8.2%
ROA
3.9%▼
2023 · 6.7%
Interest coverage
108.52▼
2023 · 264.65
Debt
€58k▲
2023 · €48k
Debt ≤ 1 year
€48k▲
2023 · €45k
Debt > 1 year
€7k
Income taxes
€4k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€256k€241k▼
Fixed assets21/28€129k€119k▼
Tangible fixed assets22/27€129k€119k▼
Land and buildings22€129k€116k▼
Furniture and vehicles24-€3k
Current assets29/58€127k€122k▼
Amounts receivable within one year40/41€94k€82k▼
Trade receivables40€62k€66k▲
Other amounts receivable41€31k€16k▼
Cash at bank and in hand54/58€28k€35k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€256k€241k▼
Equity10/15€208k€183k▼
Contributions10/11€12k€12k=
Reserves13€196k€170k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€194k€169k▼
Amounts payable17/49€48k€58k▲
Amounts payable after more than one year17-€7k
Financial debts170/4-€7k
Amounts payable within one year42/48€45k€48k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€14k€8k▼
Taxes450/3€12k€8k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€29k€35k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20232024
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€46k€42k▼
Operating profit (loss)9901€17k€11k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€161€360▲
Recurring financial charges65€161€360▲
Profit (loss) for the period before taxes9903€19k€13k▼
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€17k€9k▼
Profit (loss) for the period to be appropriated9905€17k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€117k€9k▼
Profit (loss) brought forward from the previous period14P€100k-
Transfer from equity791/2€30k€35k▲
Transfer to equity691/2€117k€9k▼
To other reserves6921€117k€9k▼
Profit to be distributed694/7€30k€35k▲
Return on contributions (dividend)694€30k€35k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 6.00
Current ratio from 2.21 to 6.00; short-term debt falls from €32k to €14k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €33k ▲581%
Operating result €39k, net result €33k, both a record.
31-12
Financial
Liquidity times 11current ratio 2.21
Current ratio from 0.20 to 2.21; short-term debt falls from €137k to €32k.
31-12
Financial
Equity above €200kEq €216k ▲11.6%
2 profitable years in a row build equity to €216k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2006
30-10
State Gazette act
General meeting · Statutes amendment
Director appointment · Director resignation · Frank Liesse
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keibergstraat 103360 BierbeekGround area
1,827 m²
Building footprint
183 m²
Volume, LiDAR
1,321 m³
Parcel 24011H0040/00K000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BRAMANCO
since 20012.095.253.547
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24011H0040/00K000 | Flanders | 1,827 m² | 1 · 183 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,448 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-09-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.