C.D.M.
C.D.M. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €168k and a net result of €16k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 5394 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €168k |
| Net result | €16k |
| Better than sector | 52% |
| Active | 30 yrs |
Strong profile, led by stability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 53.9% | 51.9% | |
| Net result | €16k | €53k | |
| Equity | €168k | €623k | |
| Gross operating margin | €18k | €87k | |
| Total assets | €311k | €1.55M |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | full schema | full schema | micro schema | micro schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | €16k | €12k | €4k | €11k | €25k |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - | - |
| Income taxes | €6k | €5k | €1k | €4k | €7k |
| Dividends | - | - | - | - | - |
| Total assets | €311k | €497k | €487k | €481k | €456k |
| Equity | €168k | €151k | €139k | €135k | €124k |
| Debt | €113k | €315k | €318k | €316k | €302k |
| of which ≤ 1y | €109k | €304k | €300k | €292k | €302k |
| of which > 1y | €5k | €11k | €18k | €24k | - |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 53.9% | 30.5% | 28.6% | 28.1% | 27.3% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | 5.2% | 2.4% | 0.9% | 2.2% | 5.6% |
| ROE | 9.7% | 8.0% | 3.0% | 8.0% | 20.5% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (26 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €311k | €497k | €487k | €481k | €456k |
| Fixed assets | 21/28 | €51k | €53k | €55k | €57k | €60k |
| Tangible fixed assets | 22/27 | €51k | €52k | €54k | €56k | €59k |
| Financial fixed assets | 28 | €836 | €836 | €836 | €836 | €836 |
| Current assets | 29/58 | €260k | €443k | €433k | €424k | €396k |
| Stocks & contracts in progress | 3 | - | €3k | - | - | - |
| Amounts receivable within one year | 40/41 | €258k | €438k | €430k | €422k | €395k |
| Cash & bank | 54/58 | €925 | €2k | €2k | €2k | €828 |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €311k | €497k | €487k | €481k | €456k |
| Equity | 10/15 | €168k | €151k | €139k | €135k | €124k |
| Contributions / capital | 10/11 | €62k | €62k | €62k | €62k | €62k |
| Reserves | 13 | €16k | €16k | €16k | €16k | €16k |
| Accumulated profits (losses) | 14 | €89k | €73k | €61k | €57k | €46k |
| Provisions & deferred taxes | 16 | €30k | €30k | €30k | €30k | €30k |
| Amounts payable | 17/49 | €113k | €315k | €318k | €316k | €302k |
| Amounts payable after one year | 17 | €5k | €11k | €18k | €24k | - |
| Amounts payable within one year | 42/48 | €109k | €304k | €300k | €292k | €302k |
| Trade debts payable within one year | 44 | €4k | €134k | €137k | €141k | €134k |
| Income statement | ||||||
| Gross operating margin | 9900 | €18k | €10k | €-1k | €4k | €24k |
| Operating result | 9901 | €15k | €5k | €-4k | €-92 | €20k |
| Financial income | 75 | €12k | €18k | €14k | €17k | €14k |
| Financial charges | 65 | €5k | €6k | €5k | €2k | €1k |
| Result before taxes | 9903 | €22k | €17k | €5k | €15k | €32k |
| Income taxes | 67/77 | €6k | €5k | €1k | €4k | €7k |
| Net result for the period | 9904 | €16k | €12k | €4k | €11k | €25k |
| Result to be appropriated | 9905 | €16k | €12k | €4k | €11k | €25k |
| NACE primary | Activities of holding companies(64210) |
| Legal form | Public limited company(014) |
| Incorporation | 01-08-1996 |
| Status | Active |
| Postal code | 1380 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051H0107/00L000 | Wallonia | 1,464 m² | 1 · 60 m² | 11.2 m · 3 fl. |
| 25051H0105/00K000 | Wallonia | 412 m² | 1 · 115 m² | 10.5 m · 3 fl. |
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
12-01-2024 Change in the board of directors
Technical details
{
"events": [
{
"kind": "sole_shareholder_declaration",
"role": null,
"person": {
"rrn": null,
"name": "Beno\u00EEt Robert D\u00E9sir\u00E9 Cl\u00E9ophas Ghislain",
"address": "1380 Lasne, Route d\u0027Ottignies, 48/A",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "sole_shareholder_declaration",
"role": null,
"person": {
"rrn": null,
"name": "Christine Marie No\u00E9mie Ghislaine",
"address": "1000 BRUXELLES, Boulevard de la Cambre 33 bo\u00EEte 1",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Michel JACQUET",
"firm_city": null,
"firm_name": null,
"office_city": "Marche-en-Famenne",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-01-12",
"filing_date": "2024-01-10",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-12-23",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-12-23",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-12-23",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-12-23",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0458.596.105",
"name_full": "C.D.M.",
"legal_form": "SA"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Michel JACQUET",
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"exp\u00E9dition de l\u0027acte"
],
"corrected_publication_numac": null
}| Legal nameFR | C.D.M. |