C. CONSTRUX
ActiveC. CONSTRUX has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €-50k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 92% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-74
Solvency100▲+3
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 7.73 against 3.43 in 2024; short-term debt: 11.5% and cash: 37% of total assets), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
-45%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
21 d early
2023
12 d early
2022
6 d early
2021
8 d late
2020
8 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€96k▼ 34.1%
2024 · €146k
2018: €110k
2019: €119k
2020: €134k
2021: €135k
2022: €121k
2023: €137k
2024: €146k
2018 → 2025
Total assets
€111k▼ 45.1%
2024 · €201k
2018: €206k
2019: €192k
2020: €179k
2021: €174k
2022: €197k
2023: €166k
2024: €201k
2018 → 2025
Net result
€-50k
2024 · €8k
2018: €-2k
2019: €10k
2020: €15k
2021: €188
2022: €21k
2023: €17k
2024: €8k
2018 → 2025
Working capital
€85k▼ 33.9%
2024 · €129k
2018: €103k
2019: €114k
2020: €130k
2021: €131k
2022: €124k
2023: €115k
2024: €129k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€135k-€121k▼ 10.2%€137k▲ 13.8%€146k▲ 6.0%€96k▼ 34.1%
Operating result€3k-€12k▲ 291%€23k▲ 97.1%€13k▼ 41.0%€-50k
Net result€188-€21k▲ 11,214%€17k▼ 21.4%€8k▼ 50.2%€-50k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €50k after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€13k▼ 34.8%
Current assets
€98k▼ 46.2%
Equity and liabilities €111k
Equity
€96k▼ 34.1%
Provisions
€2k▼ 32.6%
Debt
€13k▼ 75.9%
The debt ratio falls from 26.3% to 11.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-43k▼
2024 · €20k
Cash flow
€-43k▼
2024 · €15k
Solvency
86.9%▲
2024 · 72.4%
Current ratio
7.73▲
2024 · 3.43
Quick ratio
7.32▲
2024 · 2.77
Debt / equity
0.13▼
2024 · 0.36
ROE
-51.8%▼
2024 · 5.7%
ROA
-45.0%▼
2024 · 4.1%
Interest coverage
-75.97▼
2024 · 77.42
Debt
€13k▼
2024 · €53k
Debt ≤ 1 year
€13k▼
2024 · €53k
Income taxes
€0▼
2024 · €6k
Staff costs
€69k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€111k▼
Fixed assets21/28€19k€13k▼
Intangible fixed assets21€252€0▼
Tangible fixed assets22/27€19k€13k▼
Plant, machinery and equipment23€618€180▼
Furniture and vehicles24€18k€12k▼
Current assets29/58€182k€98k▼
Stocks and contracts in progress3€35k€5k▼
Stocks30/36€16k€5k▼
Contracts in progress37€19k€0▼
Amounts receivable within one year40/41€114k€52k▼
Trade receivables40€96k€48k▼
Other amounts receivable41€18k€4k▼
Cash at bank and in hand54/58€33k€41k▲
Equity and liabilities
Total equity and liabilities10/49€201k€111k▼
Equity10/15€146k€96k▼
Contributions10/11€10k€10k=
Reserves13€136k€86k▼
Tax-exempt reserves132€8k€5k▼
Distributable reserves133€128k€81k▼
Provisions and deferred taxes16€3k€2k▼
Deferred taxes168€3k€2k▼
Amounts payable17/49€53k€13k▼
Amounts payable within one year42/48€53k€13k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€52k€11k▼
Suppliers440/4€52k€11k▼
Taxes, remuneration and social security45€1k€83▼
Taxes450/3€1k€0▼
Remuneration and social security454/9€0€83▲
Other amounts payable47/48€308€2k▲
Accrued charges and deferred income492/3-€89
Income statement
Code20242025
Remuneration, social security and pensions62€68k€69k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€89k€27k▼
Operating profit (loss)9901€13k€-50k▼
Financial income75/76B€151€0▼
Recurring financial income75€151€0▼
Financial charges65/66B€261€571▲
Recurring financial charges65€261€571▲
Profit (loss) for the period before taxes9903€13k€-51k▼
Transfer from deferred taxes780€853€853=
Income taxes67/77€6k€0▼
Profit (loss) for the period9904€8k€-50k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€11k€-47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-47k▼
Transfer from equity791/2-€47k
Transfer to equity691/2€11k€0▼
To other reserves6921€11k€0▼
Social balance
Average headcount (FTE)90871.00.9▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-50k ▼699%
Net result drops to €-50k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 7.73
Current ratio from 3.43 to 7.73; short-term debt falls from €53k to €13k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 5.50
Current ratio from 2.73 to 5.50; short-term debt falls from €72k to €26k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €21k ▲11214%
Net result €21k, the highest in the series.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 8 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overdemerstraat 1313511 HasseltGround area
2,797 m²
Building footprint
1,969 m²
Volume, LiDAR
12,201 m³
Parcel 71032A0144/00G002, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MD Electro
since 20112.196.687.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71032A0144/00G002 | Flanders | 2,797 m² | 1 · 1,969 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CD&NN
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HAKKO
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Zaventem · Eq €96k
Of 7,292 companies in sector 43350 we hold annual accounts for 2,359. 1,978 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2011
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43120Site preparation
43221Plumbing work
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.