Summary
C.CIL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7,190 and a net result of €2,444. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 8074 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8074 sector peers (2025).
NBB · sector comparisonPosition among 8074 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
13 d early
2023
71 d early
2022
45 d early
2021
18 d early
2020
31 d late
2019
8 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€7,190▲ 51.5%
2024 · €4,746
Net result
€2,444▼ 77.9%
2024 · €11,034
Total assets
€42,169▼ 17.7%
2024 · €51,209
Solvency
17.1%▲ 7.8pp
2024 · 9.3%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,613-€31,217€3,237€12,626▲ 290%€3,402▼ 73.1%
Net result€12,997-€34,598€220€11,034▲ 4,920%€2,444▼ 77.9%
Equity€28,090▲ 86.1%-€6,507-€6,287▲ 3.4%€4,746€7,190▲ 51.5%
Total assets€105,856▲ 6.5%€76,728▼ 27.5%€46,089▼ 39.9%€51,209▲ 11.1%€42,169▼ 17.7%
Debt€77,765▼ 7.8%€83,235▲ 7.0%€52,376▼ 37.1%€46,463▼ 11.3%€34,979▼ 24.7%
Working capital€16,520▲ 331%-€12,759-€16,423▼ 28.7%-€8,768▲ 46.6%-€17,816▼ 103%
Solvency26.5%▲ 11.4pp-8.5%▼ 35.0pp-13.6%▼ 5.2pp9.3%▲ 22.9pp17.1%▲ 7.8pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42,169
Fixed assets
€29,048 ▲ 2.1%
Current assets
€13,121 ▼ 42.4%
Equity and liabilities €42,169
Equity
€7,190 ▲ 51.5%
Debt
€34,979 ▼ 24.7%
Debt's share of the balance-sheet total falls from 90.7% to 82.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
34.0%▼
2024 · 232.5%
ROA
5.8%▼
2024 · 21.5%
Debt ≤ 1 year
€30,937▼
2024 · €31,535
Debt > 1 year
€4,042▼
2024 · €14,928
Income taxes
€747▲
2024 · €484
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,874 | €6,067 | €9,077 | €7,262 | €4,451 | ▼ 38.7% |
| Other operating charges640/8 | €1,062 | €3,982 | €2,036 | €1,601 | €386 | ▼ 75.9% |
| Non-recurring operating charges66A | €500 | - | - | - | - | - |
| Gross operating margin9900 | €22,050 | -€21,168 | €14,351 | €21,489 | €8,238 | ▼ 61.7% |
| Operating profit (loss)9901 | €14,613 | -€31,217 | €3,237 | €12,626 | €3,402 | ▼ 73.1% |
| Financial income75/76B | €396 | €1 | €100 | €207 | €915 | ▲ 341% |
| Recurring financial income75 | €396 | €1 | €100 | €207 | €915 | ▲ 341% |
| Financial charges65/66B | €1,964 | €1,815 | €1,988 | €1,315 | €1,127 | ▼ 14.3% |
| Recurring financial charges65 | €1,964 | €1,815 | €1,988 | €1,315 | €1,127 | ▼ 14.3% |
| Profit (loss) for the period before taxes9903 | €13,046 | -€33,031 | €1,349 | €11,518 | €3,191 | ▼ 72.3% |
| Income taxes67/77 | €49 | €1,566 | €1,130 | €484 | €747 | ▲ 54.3% |
| Profit (loss) for the period9904 | €12,997 | -€34,598 | €220 | €11,034 | €2,444 | ▼ 77.9% |
| Profit (loss) for the period to be appropriated9905 | €12,997 | -€34,598 | €220 | €11,034 | €2,444 | ▼ 77.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €105,856 | €76,728 | €46,089 | €51,209 | €42,169 | ▼ 17.7% |
| Fixed assets21/28 | €41,450 | €44,781 | €35,704 | €28,442 | €29,048 | ▲ 2.1% |
| Tangible fixed assets22/27 | €41,354 | €44,685 | €35,608 | €28,347 | €28,953 | ▲ 2.1% |
| Land and buildings22 | €41,354 | €37,225 | €32,063 | €27,934 | €24,800 | ▼ 11.2% |
| Furniture and vehicles24 | €0 | €7,461 | €3,545 | €413 | €4,153 | ▲ 907% |
| Financial fixed assets28 | €96 | €96 | €96 | €96 | €96 | = |
| Current assets29/58 | €64,406 | €31,947 | €10,385 | €22,767 | €13,121 | ▼ 42.4% |
| Amounts receivable within one year40/41 | €52,263 | €26,313 | €4,920 | €14,152 | €12,460 | ▼ 12.0% |
| Trade receivables40 | €52,263 | €26,313 | €3,293 | €10,319 | €12,460 | ▲ 20.7% |
| Other amounts receivable41 | - | - | €1,627 | €3,833 | - | - |
| Cash at bank and in hand54/58 | €9,691 | €4,001 | €4,197 | €7,036 | - | - |
| Deferred charges and accrued income490/1 | €2,453 | €1,632 | €1,268 | €1,579 | €661 | ▼ 58.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €105,856 | €76,728 | €46,089 | €51,209 | €42,169 | ▼ 17.7% |
| Equity10/15 | €28,090 | -€6,507 | -€6,287 | €4,746 | €7,190 | ▲ 51.5% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €17,706 | €17,706 | €17,706 | €17,706 | €17,706 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €15,846 | €15,846 | €15,846 | €15,846 | €15,846 | = |
| Profit (loss) carried forward14 | €4,184 | -€30,414 | -€30,194 | -€19,160 | -€16,716 | ▲ 12.8% |
| Amounts payable17/49 | €77,765 | €83,235 | €52,376 | €46,463 | €34,979 | ▼ 24.7% |
| Amounts payable after more than one year17 | €29,879 | €38,529 | €25,568 | €14,928 | €4,042 | ▼ 72.9% |
| Financial debts170/4 | €29,879 | €38,529 | €25,568 | €14,928 | €4,042 | ▼ 72.9% |
| Amounts payable within one year42/48 | €47,886 | €44,706 | €26,808 | €31,535 | €30,937 | ▼ 1.9% |
| Current portion of amounts payable after more than one year42 | €6,182 | €10,108 | €10,398 | €10,640 | €10,886 | ▲ 2.3% |
| Financial debts43 | - | - | - | - | €6,815 | - |
| Credit institutions430/8 | - | - | - | - | €6,815 | - |
| Trade debts44 | €20,856 | €26,798 | €9,871 | €14,827 | €10,695 | ▼ 27.9% |
| Suppliers440/4 | €20,856 | €26,798 | €9,871 | €14,827 | €10,695 | ▼ 27.9% |
| Taxes, remuneration and social security45 | €1,436 | €2,314 | €6,540 | €6,069 | €1,281 | ▼ 78.9% |
| Taxes450/3 | €1,436 | €2,314 | €6,540 | €6,069 | €1,281 | ▼ 78.9% |
| Other amounts payable47/48 | €19,413 | €5,485 | - | - | €1,260 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,997 | -€34,598 | €220 | €11,034 | €2,444 | ▼ 77.9% |
| + Depreciation and write-downs630 | €5,874 | €6,067 | €9,077 | €7,262 | €4,451 | ▼ 38.7% |
| Operating cash flow (approximation) | €18,871 | -€28,530 | €9,297 | €18,295 | €6,895 | ▼ 62.3% |
| Investment in fixed assets (approximation) | - | -€9,399 | €0 | €0 | -€5,057 | - |
| Change in cash | - | -€5,690 | €195 | €2,839 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €220
Net result €220 after one loss-making year.
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet -€34,598
Net result drops to -€34,598, the lowest in the series; recovery starts the following year.
12-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €12,997
Net result €12,997 after 2 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
08-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 8 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 84 days late
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauvechain · 1 establishment unit since 2011
Ground area
792 m²
Building footprint
73 m²
Volume, LiDAR
528 m³
Parcel 25103B0036/00E000, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OKDO TRAVAUX
since 20112.198.739.283
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25103B0036/00E000 | Wallonia | 791 m² | 1 · 73 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 806 companies in sector 64999 we hold annual accounts for 484. 145 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64999Other financial services
70200Business and other management consultancy
73110Advertising agencies
74140Other specialised design activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0833008779
Registered
02-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.