C & C PRIVATE · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of C & C PRIVATE is 2.5% (moderate). The 2025 annual accounts show equity of €1.90M and a net result of €-7k. Equity remains stable across the filed fiscal years (±0.4% per year). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.5% Moderate

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-09-2025	30-04-2026	16-04-2026	14 d early	2026-00084166
30-09-2024	30-04-2025	22-04-2025	8 d early	2025-00074786
30-09-2023	30-04-2024	29-03-2024	32 d early	2024-00057123
30-09-2022	30-04-2023	27-03-2023	34 d early	2023-00048088

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-7k-2.4%

Working capital€-546k-1.4%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 16-04-2026 with the NBB · fiscal year 2025 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Net result: declining trend of ~14.8%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit

€-7k

-2.4% 23-25

Total assets

€3.79M

-0.2% 23-25

Equity

€1.90M

-0.4% 23-25

Working capital

€-546k

-1.4% 23-25

Debt

€1.89M

0.0% 23-25

Debt ≤ 1y

€1.89M

0.0% 23-25

Current ratio

0.71

-0.6% 23-25

Quick ratio

0.71

-0.6% 23-25

Show 4 other metrics

Solvency

50.2%

-0.2% 23-25

Debt / equity

0.99

+0.4% 23-25

ROE

-0.4%

-2.8% 23-25

ROA

-0.2%

-2.6% 23-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	volledig
Revenue	-
EBITDA	-
Net profit	€-7k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€3.79M
Equity	€1.90M
Debt	€1.89M
of which ≤ 1y	€1.89M
of which > 1y	-
Working capital	€-546k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.71
Quick ratio	0.71
Working capital ratio	-14.4%
Solvency	50.2%
Debt / equity	0.99
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-0.2%
ROE	-0.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €2.45M · 64.6% Current assets €1.34M · 35.4%

Equity & liabilities

Equity €1.90M · 50.2% Debt €1.89M · 49.8%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€3.79M
Fixed assets	21/28	€2.45M
Financial fixed assets	28	€2.45M
Current assets	29/58	€1.34M
Stocks & contracts in progress	3	€0
Amounts receivable within one year	40/41	€1.34M
Cash & bank	54/58	€538
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€3.79M
Equity	10/15	€1.90M
Contributions / capital	10/11	€871k
Reserves	13	€145k
Accumulated profits (losses)	14	€885k
Amounts payable	17/49	€1.89M
Amounts payable within one year	42/48	€1.89M
Trade debts payable within one year	44	€1k
Income statement
Operating result	9901	€-7k
Financial charges	65	€487
Result before taxes	9903	€-7k
Net result for the period	9904	€-7k
Result to be appropriated	9905	€-7k

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

37 / 100 Weak

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

3 directors

4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

Beatrice MATTHYS
Director
State Gazette act 22322193 (04-04-2022)

Current
04-04-2022 → present
2 events
- 04-04-2022 Resigned· Director
- 04-04-2022 Appointed· Director
C0089Legal entity
Director· perm. rep.: C0089
State Gazette act 22322193 (04-04-2022)

Current
04-04-2022 → present

Former directors (1)

Eric MATTHEEUWS
Director
State Gazette act 22322193 (04-04-2022)

Former
- → 08-01-2022

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	04-10-2021
Status	Active
Postal code	8470

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

3 companies at this address See who is registered here

Establishment units

1 location

C & C Private

Nieuwpoortse Steenweg 183, 8470 GistelManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.

since 20212.322.830.690

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area4,227 m²

Buildings1

Building footprint618 m²

Volume (LiDAR)4,565 m³

Tallest building13.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
35005C0200/00C000	Flanders	4,227 m²	1 · 618 m²	13.3 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts

All acts · 2 updated 11 months ago

2025

15-09-2025 VRC Bedrijfsrevisoren BV reappointed as statutory auditor Director changes

VRC Bedrijfsrevisoren BV, Commissaris

Original publication ↗

2022

04-04-2022 11 directors appointed, 2 resigning Director changes·Eric dE Grave

Beatrice MATTHYS, Bestuurder
C0089, Bestuurder
C0089, Bestuurder
Bart ROOBROUCK, Commissaris
Charlotte MATTHEEUWS, Commissaris
Charlotte MATTHEEUWS, Commissaris
Isabelle VANSTEENKISTE, Dagelijks bestuur
Tine MAES, Dagelijks bestuur

Notary: Eric dE Grave · Veurne

Original publication ↗

Analysis

Financial profile

5 of 5 axes measured

46 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 37

Profitability 0

Solvency 67

Growth 32

Stability 94

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

C & C PRIVATE

Registered office

Nieuwpoortse Steenweg 183

8470 Gistel, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.