C + C Folon
ActiveC + C Folon has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €-26k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+5
Solvency33▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.02 in 2024; short-term debt: 15% and cash: 0% of total assets), and 91.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.2%
Return on assets
-3.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-26k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 3478 sector peers (2025).
NBB · sector comparisonPosition among 3478 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
56 d late
2023
27 d late
2022
31 d late
2021
29 d late
2020
31 d late
2019
80 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▼ 29.8%
2024 · €88k
2018: €115k
2019: €120k
2020: €120k
2021: €122k
2022: €98k
2023: €128k
2024: €88k
2018 → 2025
Total assets
€751k▲ 3.4%
2024 · €727k
2018: €302k
2019: €292k
2020: €300k
2021: €302k
2022: €1.04M
2023: €1.03M
2024: €727k
2018 → 2025
Net result
€-26k▲ 34.4%
2024 · €-40k
2018: €13k
2019: €5k
2020: €254
2021: €2k
2022: €-24k
2023: €31k
2024: €-40k
2018 → 2025
Working capital
€-112k▼ 85.4%
2024 · €-61k
2018: €-183k
2019: €-167k
2020: €-157k
2021: €-145k
2022: €598k
2023: €322k
2024: €-61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€98k▼ 19.8%€128k▲ 31.3%€88k▼ 31.3%€62k▼ 29.8%
Operating result€4k-€-23k€41k€-33k€-26k▲ 20.4%
Net result€2k-€-24k€31k€-40k€-26k▲ 34.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €33k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €751k
Fixed assets
€751k▲ 3.5%
Current assets
€354▼ 70.4%
Equity and liabilities €751k
Equity
€62k▼ 29.8%
Debt
€690k▲ 8.0%
The debt ratio rises from 87.9% to 91.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
8.2%▼
2024 · 12.1%
Current ratio
0.00▼
2024 · 0.02
Quick ratio
0.00▼
2024 · 0.02
Debt / equity
11.14▲
2024 · 7.24
ROE
-42.5%▲
2024 · -45.5%
ROA
-3.5%▲
2024 · -5.5%
Debt
€690k▲
2024 · €639k
Debt ≤ 1 year
€113k▲
2024 · €62k
Debt > 1 year
€577k=
2024 · €577k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€727k€751k▲
Fixed assets21/28€726k€751k▲
Tangible fixed assets22/27€726k€751k▲
Land and buildings22€563k€563k=
Other tangible fixed assets26€163k€188k▲
Current assets29/58€1k€354▼
Amounts receivable within one year40/41€131€131=
Trade receivables40€131€131=
Cash at bank and in hand54/58€1k€222▼
Equity and liabilities
Total equity and liabilities10/49€727k€751k▲
Equity10/15€88k€62k▼
Contributions10/11€25k€25k=
Reserves13€40k€40k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€23k€-3k▼
Amounts payable17/49€639k€690k▲
Amounts payable after more than one year17€577k€577k=
Financial debts170/4€577k€577k=
Amounts payable within one year42/48€62k€113k▲
Trade debts44€55k€66k▲
Suppliers440/4€55k€66k▲
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€6k€47k▲
Income statement
Code20242025
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-31k€-24k▲
Operating profit (loss)9901€-33k€-26k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€4k€263▼
Recurring financial charges65€4k€263▼
Profit (loss) for the period before taxes9903€-36k€-26k▲
Income taxes67/77€4k-
Profit (loss) for the period9904€-40k€-26k▲
Profit (loss) for the period to be appropriated9905€-40k€-26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-3k▼
Profit (loss) brought forward from the previous period14P€63k€23k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Weakest financial yearnet €-40k ▼231%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Equity above €100kEq €128k ▲31.3%
Equity rises from €98k to €128k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity times 21current ratio 4.17
Current ratio from 0.20 to 4.17.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 80 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Pieterssteenweg 3871040 EtterbeekGround area
287 m²
Building footprint
276 m²
Volume, LiDAR
1,728 m³
Parcel 21362B0225/00L004, Brussels · tallest building 16.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
C + C Folon
since 19822.020.779.125
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0225/00L004 | Brussels | 287 m² | 1 · 276 m² | 16.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 982 companies in sector 74209 we hold annual accounts for 143. 113 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-07-1982
Fiscal year end31-12
Activities, NACEBEL
74209Other photographic activities
74812
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.