C & C
ActiveC & C has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7.70M and a net result of €702k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 9017 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
76
/ 100
Excellent▲ +24 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability46▲+46
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €600k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.2%
Return on assets
9.1%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €7.7M
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
44 d early
2022
22 d late
2021
38 d early
2020
3 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€7.70M▲ 114%
2023 · €3.60M
2019: €3.58M
2020: €3.59M
2021: €3.65M
2022: €3.65M
2023: €3.60M
2019 → 2024
Total assets
€7.76M▲ 114%
2023 · €3.62M
2019: €3.73M
2020: €3.69M
2021: €3.68M
2022: €3.65M
2023: €3.62M
2019 → 2024
Net result
€702k
2023 · €-46k
2019: €84k
2020: €5k
2021: €59k
2022: €510
2023: €-46k
2019 → 2024
Working capital
€4.18M▲ 72.4%
2023 · €2.43M
2019: €2.51M
2020: €2.52M
2021: €2.76M
2022: €2.38M
2023: €2.43M
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3.59M-€3.65M▲ 1.6%€3.65M=€3.60M▼ 1.3%€7.70M▲ 114%
Operating result€-19k-€29k€-11k€6k€850k▲ 14,779%
Net result€5k-€59k▲ 1,098%€510▼ 99.1%€-46k€702k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 14,779% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.76M
Fixed assets
€3.54M▲ 201%
Current assets
€4.21M▲ 72.6%
Equity and liabilities €7.76M
Equity
€7.70M▲ 114%
Provisions
€4k
Debt
€55k▲ 227%
The debt ratio rises from 0.5% to 0.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€1.06M▲
2023 · €96k
Cash flow
€914k▲
2023 · €45k
Solvency
99.2%▼
2023 · 99.5%
Debt / equity
0.01▲
2023 · 0.00
ROE
9.1%▲
2023 · -1.3%
ROA
9.1%▲
2023 · -1.3%
Interest coverage
-74.63▼
2023 · 1.03
Debt
€55k▲
2023 · €17k
Debt ≤ 1 year
€30k▲
2023 · €15k
Income taxes
€232k▲
2023 · €14k
A ratio outside any meaningful range has been withheld (balance sheet total €7.76M, equity €7.70M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.62M€7.76M▲
Fixed assets21/28€1.18M€3.54M▲
Tangible fixed assets22/27€1.18M€3.54M▲
Land and buildings22€1.11M€3.50M▲
Furniture and vehicles24€61k€42k▼
Other tangible fixed assets26€677€0▼
Current assets29/58€2.44M€4.21M▲
Amounts receivable within one year40/41€53k€25k▼
Trade receivables40€26k€19k▼
Other amounts receivable41€27k€6k▼
Current investments50/53€949k€1.52M▲
Cash at bank and in hand54/58€1.43M€2.62M▲
Deferred charges and accrued income490/1€9k€48k▲
Equity and liabilities
Total equity and liabilities10/49€3.62M€7.76M▲
Equity10/15€3.60M€7.70M▲
Contributions10/11€62k€338k▲
Capital10€62k€335k▲
Issued capital100€62k€335k▲
Outside capital11-€4k
Share premium1100/10-€4k
Reserves13€3.54M€7.36M▲
Non-distributable reserves130/1€6k€33k▲
Legal reserve130€6k€33k▲
Tax-exempt reserves132€21k€189k▲
Distributable reserves133€3.51M€7.13M▲
Provisions and deferred taxes16-€4k
Deferred taxes168-€4k
Amounts payable17/49€17k€55k▲
Amounts payable within one year42/48€15k€30k▲
Trade debts44€13k€2k▼
Suppliers440/4€13k€2k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48-€24k
Accrued charges and deferred income492/3€2k€25k▲
Income statement
Code20232024
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€90k€212k▲
Other operating charges640/8€34k€146k▲
Non-recurring operating charges66A-€271
Gross operating margin9900€131k€1.21M▲
Operating profit (loss)9901€6k€850k▲
Financial income75/76B€56k€69k▲
Recurring financial income75€56k€69k▲
Financial charges65/66B€94k€-14k▼
Recurring financial charges65€94k€-14k▼
Profit (loss) for the period before taxes9903€-31k€933k▲
Transfer from deferred taxes780-€1k
Income taxes67/77€14k€232k▲
Profit (loss) for the period9904€-46k€702k▲
Transfer from tax-exempt reserves789€16k€4k▼
Profit (loss) for the period to be appropriated9905€-29k€706k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€706k▲
Transfer from equity791/2€46k€0▼
Transfer to equity691/2€16k€706k▲
To other reserves6921€16k€706k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Back to profitnet €702k
Net result €702k after one loss-making year.
31-12
Financial
Equity above €5MEq €7.70M ▲114%
Equity rises from €3.60M to €7.70M.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-46k ▼9042%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
31-12
Financial
Liquidity times 5current ratio 364.96
Current ratio from 80.26 to 364.96; short-term debt falls from €35k to €7k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity triplescurrent ratio 80.26
Current ratio from 25.92 to 80.26; short-term debt falls from €101k to €35k.
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 3 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
12-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 2 establishment units since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Pieterskaai 198000 BruggeGround area
6,839 m²
Building footprint
3,567 m²
Volume, LiDAR
16,424 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Brugsesteenweg 264, 8800 Roeselare
since 19842.025.736.518
berca
since 19982.241.419.778
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808K0713/00H002 | Flanders | 3,784 m² | 1 · 1,916 m² | 6.9 m · 2 fl. |
| 36015A0973/00M003 | Flanders | 3,055 m² | 1 · 1,651 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900N6Z1H2WA37DB03
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Of 1,268 companies in sector 46160 we hold annual accounts for 682. 76 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-11-1984
Fiscal year end31-12
Abbreviation NL
C en C
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
51160
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.