C&B Solutions
ActiveThe computed 12-month bankruptcy probability of C&B Solutions is 2.4% (moderate). The 2022 annual accounts show equity of €36k and a net result of €8k. Equity is growing by ~33.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 30873 sector peers (fiscal year 2022). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2022
96
/ 100
Excellent▲ +28 vs 2021
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2021
Profitability100=
Solvency82▲+6
Growth52=
Stability100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity tight (current ratio 1.39 against 0.9 in 2021), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
50.7%
Return on assets
10.8%
Age of the figures
53 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-03-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filingsPosition against the passed deadline
31-03-2023 close31-10-2023 deadline12-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-03-2022 was due by 31-10-2022 and was filed on 20-12-2022, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
50 d late
2021
415 d late
2020
577 d late
2019
4 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€36k▲ 27.0%
2021 · €28k
2019: €8k
2020: €22k
2021: €28k
2019 → 2022
Total assets
€70k▲ 94.8%
2021 · €36k
2019: €42k
2020: €89k
2021: €36k
2019 → 2022
Net result
€8k▲ 18.1%
2021 · €6k
2019: €28k
2020: €13k
2021: €6k
2019 → 2022
Working capital
€14k
2021 · €-799
2019: €767
2020: €-10k
2021: €-799
2019 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202020212022Trend
Equity€8k-€22k▲ 162%€28k▲ 29.7%€36k▲ 27.0%
Operating result€31k-€13k▼ 55.9%€6k▼ 53.4%€8k▲ 22.3%
Net result€28k-€13k▼ 52.6%€6k▼ 52.1%€8k▲ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2022; 2022 is 22% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €70k
Fixed assets
€22k▼ 23.4%
Current assets
€48k▲ 567%
Equity and liabilities €70k
Equity
€36k▲ 27.0%
Debt
€35k▲ 332%
The debt ratio rises from 22.2% to 49.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€17k▲
2021 · €9k
Cash flow
€17k▲
2021 · €9k
Solvency
50.7%▼
2021 · 77.8%
Current ratio
1.39▲
2021 · 0.90
Quick ratio
1.39▲
2021 · 0.90
Debt / equity
0.97▲
2021 · 0.29
ROE
21.3%▼
2021 · 22.9%
ROA
10.8%▼
2021 · 17.8%
Interest coverage
40.57▼
2021 · 47.96
Debt
€35k▲
2021 · €8k
Debt ≤ 1 year
€35k▲
2021 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€36k€70k▲
Fixed assets21/28€29k€22k▼
Tangible fixed assets22/27€29k€22k▼
Plant, machinery and equipment23€686-
Furniture and vehicles24€28k€22k▼
Current assets29/58€7k€48k▲
Amounts receivable within one year40/41€816€44k▲
Trade receivables40-€1k
Other amounts receivable41€816€43k▲
Cash at bank and in hand54/58€6k€4k▼
Deferred charges and accrued income490/1€157€157=
Equity and liabilities
Total equity and liabilities10/49€36k€70k▲
Equity10/15€28k€36k▲
Contributions10/11€1€1=
Capital10€1€1=
Issued capital100€1€1=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€20k€27k▲
Amounts payable17/49€8k€35k▲
Amounts payable within one year42/48€8k€35k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Advances received on contracts in progress46-€26k
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Income statement
Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€735€735=
Gross operating margin9900€10k€18k▲
Operating profit (loss)9901€6k€8k▲
Financial income75/76B€330€331▲
Recurring financial income75€0€1▲
Non-recurring financial income76B€330€330▲
Financial charges65/66B€185€419▲
Recurring financial charges65€185€419▲
Profit (loss) for the period before taxes9903€6k€8k▲
Profit (loss) for the period9904€6k€8k▲
Profit (loss) for the period to be appropriated9905€6k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€27k▲
Profit (loss) brought forward from the previous period14P€13k€20k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 415 days late
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 577 days late
2021
31-03
Financial
Weakest financial yearnet €6k ▼52.1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
2019
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stevoortse kiezel 4453512 HasseltGround area
916 m²
Building footprint
262 m²
Volume, LiDAR
1,441 m³
2 parcels, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
C&B Solutions
since 20182.276.191.112
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71055A0185/00M003 | Flanders | 700 m² | 1 · 180 m² | 8.0 m · 2 fl. |
| 71325F0478/00Y002 | Flanders | 215 m² | 1 · 82 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Timmerwerken Sioen Kenneth M.
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WOODMAN
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Tecnibo Belgique
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 6,990 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-05-2018
Fiscal year end31-03
Activities, NACEBEL
43320Joinery installation
47762Retail sale of pets, pet food and pet supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.