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Generated 12-08-2026
Active BE 0802.465.360Private limited company

C.B.D.A. Construct

Rue de la Croix Pouillon 49 ·6040 Charleroi, Belgium· 3 yrs active
Sector: Bouwrijp maken van terreinen (43120)
Conclusion Checked

The computed 12-month bankruptcy probability of C.B.D.A. Construct is 2.8% (moderate). The 2024 annual accounts show equity of €192k and a net result of €133k. Its solvency ranks better than 89% of 11087 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €192k
Net result €133k
Better than sector 89%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 24-07-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100k€150kOperating result 2023: €73k€73kNet result 2023: €54k€54kOperating result 2024: €174k€174kNet result 2024: €133k€133k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 77.3% 40.9%
better than 89% of 11087 sector peers
Net result €133k €11k
better than 95% of 11069 sector peers
Equity €192k €34k
better than 94% of 11090 sector peers
Gross operating margin €185k €35k
better than 93% of 11060 sector peers
Total assets €248k €93k
better than 83% of 11087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€185k
+149.7% 23-24
Net profit
€133k
+148.6% 23-24
Cash flow
€144k
+165.8% 23-24
Total assets
€248k
+191.3% 23-24
Equity
€192k
+227.4% 23-24
Working capital
€124k
+152.0% 23-24
Income taxes
€31k
+72.7% 23-24
Debt
€56k
+111.6% 23-24
Debt ≤ 1y
€49k
+83.5% 23-24
Debt > 1y
€7k
- 23-24
Current ratio
3.54
+24.2% 23-24
Quick ratio
3.54
+24.2% 23-24
Solvency
77.3%
+12.4% 23-24
Debt / equity
0.29
-35.4% 23-24
ROE
69.5%
-24.1% 23-24
ROA
53.7%
-14.6% 23-24
Interest coverage
19.94
-54.6% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€185k
Net profit€133k
Cash flow€144k
Staff costs-
Income taxes€31k
Dividends-
Total assets€248k
Equity€192k
Debt€56k
of which ≤ 1y€49k
of which > 1y€7k
Working capital€124k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.54
Quick ratio3.54
Working capital ratio50.0%
Solvency77.3%
Debt / equity0.29
Long-term debt ratio0.04
Interest coverage19.94
Gross margin-
Net margin-
ROA53.7%
ROE69.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€248k
Fixed assets 21/28€75k
Tangible fixed assets 22/27€75k
Current assets 29/58€173k
Amounts receivable within one year 40/41€99k
Cash & bank 54/58€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€248k
Equity 10/15€192k
Contributions / capital 10/11€5k
Reserves 13€186k
Accumulated profits (losses) 14€794
Amounts payable 17/49€56k
Amounts payable after one year 17€7k
Amounts payable within one year 42/48€49k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€185k
Operating result 9901€174k
Financial income 75€1
Financial charges 65€9k
Result before taxes 9903€165k
Income taxes 67/77€31k
Net result for the period 9904€133k
Result to be appropriated 9905€133k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Statutory auditor 1 auditor
Statutory auditor IRE/IBR number Tenure
STANILA Aura BiancaCurrent
Statutory auditor
 - 08-01-2026 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary Bouwrijp maken van terreinen(43120)
Legal form Private limited company(610)
Incorporation06-06-2023
StatusActive
Postal code6040
Establishment units 1 location
C.B.D.A. Construct
Rue de la Croix Pouillon 49, 6040 CharleroiBouw van boven- en ondergrondse spoorwegen
since 20232.346.155.034
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52362F0823/00T000 Wallonia 186 m² 1 · 82 m² 9.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
08-01-2026
State Gazette act Director changes
v3.2
2025
24-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
17-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 7 months ago
2026
08-01-2026 STANILA Aura Bianca appointed as statutory auditor Director changes
  • STANILA Aura Bianca, Commissaris
Summary: v3.2
Technical details 
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      },
      "evidence_quote": "Nomination de Mme STANILA Aura Bianca au poste de co-administrateur"
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  "schema": "v3.2",
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Installatie van isolatie43230Overige bouwinstallatie43240Isolatiewerkzaamheden43291Overige bouwinstallatie, n.e.g.43299Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Gevelreiniging43992Overige reiniging van gebouwen; industriële reiniging81220Landschapsverzorging81300Landschapsverzorging81300
Primary activity highlighted.
Names & trade names
Legal nameFR C.B.D.A. Construct
Registered office
Rue de la Croix Pouillon 49
6040 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 924 of 8,411 companies in this sector with filed accounts
Grondwerken Segro BE 0672.986.790 · Puurs-Sint-Amands
LKW BE 0776.988.113 · Genk
DRK-CONSTRUCT BE 0729.873.233 · Wichelen
ALGEMENE RECYCLAGE EN GRONDWERKEN BE 0473.938.139 · Kalmthout
SCIERIE DE MAINVAULT BE 0787.829.149 · Ath
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative