C.A.T.E.
ActiveSummary
C.A.T.E. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€436,547) and a net result of -€107,733. Equity is shrinking by ~42.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 5565 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5565 sector peers (2025).
NBB · sector comparisonPosition among 5565 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
2 d early
2023
28 d late
2022
3 d early
2021
2 d early
2020
15 d early
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€436,547▼ 32.8%
2024 · -€328,814
Net result
-€107,733▼ 49.8%
2024 · -€71,896
Total assets
€1.4m▼ 3.1%
2024 · €1.4m
Solvency
-32.1%▼ 8.7pp
2024 · -23.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€13,455▲ 72.7%-€52,362▼ 289%-€44,952▲ 14.2%-€59,808▼ 33.0%-€97,047▼ 62.3%
Net result-€38,371below the sector's middle half▲ 61.7%-€67,776below the sector's middle half▼ 76.6%-€58,533below the sector's middle half▲ 13.6%-€71,896below the sector's middle half▼ 22.8%-€107,733below the sector's middle half▼ 49.8%
Equity-€130,610below the sector's middle half▼ 41.6%-€198,386below the sector's middle half▼ 51.9%-€256,919below the sector's middle half▼ 29.5%-€328,814below the sector's middle half▼ 28.0%-€436,547below the sector's middle half▼ 32.8%
Total assets€1.9mwithin the sector's middle half▼ 7.4%€1.6mwithin the sector's middle half▼ 16.6%€1.4mwithin the sector's middle half▼ 9.0%€1.4mwithin the sector's middle half▼ 1.5%€1.4mwithin the sector's middle half▼ 3.1%
Debt€2.0m▼ 5.3%€1.8m▼ 12.1%€1.7m▼ 4.7%€1.7m▲ 3.0%€1.8m▲ 3.7%
Working capital-€629,263▲ 30.1%-€728,965▼ 15.8%-€839,936▼ 15.2%-€1.0m▼ 23.1%-€1.2m▼ 15.1%
Solvency-7.0%below the sector's middle half▼ 2.4pp-12.7%below the sector's middle half▼ 5.7pp-18.0%below the sector's middle half▼ 5.4pp-23.4%below the sector's middle half▼ 5.4pp-32.1%below the sector's middle half▼ 8.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €97,047 in 2025 against €59,808 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€1.1m ▼ 4.8%
Current assets
€242,856 ▲ 5.7%
Key figures and ratios
ROA
-7.9%▼
2024 · -5.1%
Debt ≤ 1 year
€1.4m▲
2024 · €1.3m
Debt > 1 year
€354,135▼
2024 · €459,211
Income taxes
€747▲
2024 · €715
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €70,998 | €71,106 | €53,431 | €57,039 | €58,317 | ▲ 2.2% |
| Other operating charges640/8 | €27,654 | €6,143 | €7,803 | €8,242 | €6,036 | ▼ 26.8% |
| Gross operating margin9900 | €85,198 | €24,887 | €16,282 | €5,474 | -€32,695 | ▼ 697% |
| Operating profit (loss)9901 | -€13,455 | -€52,362 | -€44,952 | -€59,808 | -€97,047 | ▼ 62.3% |
| Financial income75/76B | €0 | €1 | €208 | €45 | €12 | ▼ 74.0% |
| Recurring financial income75 | €0 | €1 | €208 | €45 | €12 | ▼ 74.0% |
| Financial charges65/66B | €24,156 | €14,712 | €13,065 | €11,418 | €9,950 | ▼ 12.9% |
| Recurring financial charges65 | €24,156 | €14,712 | €13,065 | €11,418 | €9,950 | ▼ 12.9% |
| Profit (loss) for the period before taxes9903 | -€37,611 | -€67,073 | -€57,810 | -€71,181 | -€106,986 | ▼ 50.3% |
| Income taxes67/77 | €759 | €703 | €723 | €715 | €747 | ▲ 4.4% |
| Profit (loss) for the period9904 | -€38,371 | -€67,776 | -€58,533 | -€71,896 | -€107,733 | ▼ 49.8% |
| Profit (loss) for the period to be appropriated9905 | -€38,371 | -€67,776 | -€58,533 | -€71,896 | -€107,733 | ▼ 49.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €1.6m | €1.4m | €1.4m | €1.4m | ▼ 3.1% |
| Fixed assets21/28 | €1.3m | €1.2m | €1.2m | €1.2m | €1.1m | ▼ 4.8% |
| Tangible fixed assets22/27 | €1.3m | €1.2m | €1.2m | €1.2m | €1.1m | ▼ 4.9% |
| Land and buildings22 | €1.2m | €1.2m | €1.1m | €1.2m | €1.1m | ▼ 4.7% |
| Plant, machinery and equipment23 | €6,174 | €1,682 | €0 | - | - | - |
| Furniture and vehicles24 | €21,078 | €6,045 | €6,180 | €4,163 | €2,460 | ▼ 40.9% |
| Leasing and similar rights25 | €2,450 | €2,450 | €2,450 | €2,450 | €2,450 | = |
| Financial fixed assets28 | €2,945 | €2,945 | €2,945 | €2,945 | €2,945 | = |
| Current assets29/58 | €598,628 | €355,698 | €264,554 | €229,679 | €242,856 | ▲ 5.7% |
| Amounts receivable within one year40/41 | €302,527 | €175,182 | €231,352 | €220,002 | €220,528 | ▲ 0.2% |
| Trade receivables40 | €125,550 | €1,477 | €13,065 | €852 | €1,150 | ▲ 35.0% |
| Other amounts receivable41 | €176,977 | €173,704 | €218,287 | €219,150 | €219,378 | ▲ 0.1% |
| Cash at bank and in hand54/58 | €282,148 | €177,707 | €30,601 | €9,464 | €16,780 | ▲ 77.3% |
| Deferred charges and accrued income490/1 | €13,952 | €2,810 | €2,602 | €214 | €5,548 | ▲ 2,498% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €1.6m | €1.4m | €1.4m | €1.4m | ▼ 3.1% |
| Equity10/15 | -€130,610 | -€198,386 | -€256,919 | -€328,814 | -€436,547 | ▼ 32.8% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €253,529 | €253,529 | €253,529 | €253,529 | €253,529 | = |
| Non-distributable reserves130/1 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves not available under the articles1311 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Distributable reserves133 | €250,529 | €250,529 | €250,529 | €250,529 | €250,529 | = |
| Profit (loss) carried forward14 | -€414,140 | -€481,916 | -€540,448 | -€612,344 | -€720,076 | ▼ 17.6% |
| Amounts payable17/49 | €2.0m | €1.8m | €1.7m | €1.7m | €1.8m | ▲ 3.7% |
| Amounts payable after more than one year17 | €764,148 | €664,189 | €562,553 | €459,211 | €354,135 | ▼ 22.9% |
| Financial debts170/4 | €764,148 | €664,189 | €562,553 | €459,211 | €354,135 | ▼ 22.9% |
| Amounts payable within one year42/48 | €1.2m | €1.1m | €1.1m | €1.3m | €1.4m | ▲ 13.4% |
| Current portion of amounts payable after more than one year42 | €213,311 | €99,959 | €151,636 | €290,342 | €492,076 | ▲ 69.5% |
| Financial debts43 | - | €1,799 | €0 | €193 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €1,799 | €0 | €193 | €0 | ▼ 100% |
| Trade debts44 | €19,103 | €4,680 | €6,084 | €4,875 | €12,013 | ▲ 146% |
| Suppliers440/4 | €19,103 | €4,680 | €6,084 | €4,875 | €12,013 | ▲ 146% |
| Taxes, remuneration and social security45 | €1,509 | €2,697 | €4,335 | €1,468 | €1,455 | ▼ 0.9% |
| Taxes450/3 | €1,509 | €2,697 | €4,335 | €1,468 | €1,455 | ▼ 0.9% |
| Other amounts payable47/48 | €993,968 | €975,528 | €942,435 | €967,002 | €927,750 | ▼ 4.1% |
| Accrued charges and deferred income492/3 | €16,393 | €16,527 | €15,805 | €9,784 | €9,435 | ▼ 3.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€38,371 | -€67,776 | -€58,533 | -€71,896 | -€107,733 | ▼ 49.8% |
| + Depreciation and write-downs630 | €70,998 | €71,106 | €53,431 | €57,039 | €58,317 | ▲ 2.2% |
| Operating cash flow (approximation) | €32,628 | €3,330 | -€5,101 | -€14,856 | -€49,416 | ▼ 233% |
| Investment in fixed assets (approximation) | - | -€3,207 | -€3,512 | -€70,046 | -€1,399 | ▲ 98.0% |
| Change in cash | - | -€104,441 | -€147,106 | -€21,137 | €7,316 | ▲ 135% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Ground area
1,001 m²
Building footprint
944 m²
Parcel 44816K0956/00S007, Flanders. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
C.A.T.E.
since 20112.201.606.426
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0956/00S007 | Flanders | 1,001 m² | 1 · 944 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 4,317 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-06-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68322Real estate appraisal on a fee or contract basis
68321Property management for co-owned buildings (syndics)
69203Activities of company auditors
69209Other tax advisory services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0837135338
Also
9925:BE0837135338
Registered
26-08-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.