ARGOS CAPITAL
ActiveARGOS CAPITAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of ARGOS CAPITAL were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €260k and a net result of €-148k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 2777 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2777 sector peers (2024).
NBB · sector comparisonPosition among 2777 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
49 d late
2022
29 d late
2021
86 d late
2020
58 d late
2019
41 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€260k▼ 36.2%
2023 · €407k
2018: €510k
2019: €521k
2020: €506k
2021: €463k
2022: €446k
2023: €407k
2018 → 2024
Net result
€-148k▼ 286%
2023 · €-38k
2018: €-7k
2019: €11k
2020: €-15k
2021: €122k
2022: €-17k
2023: €-38k
2018 → 2024
Total assets
€1.43M▲ 8.1%
2023 · €1.32M
2018: €1.35M
2019: €1.35M
2020: €1.16M
2021: €1.15M
2022: €1.14M
2023: €1.32M
2018 → 2024
Solvency
18.2%▼ 12.6pp
2023 · 30.8%
2018: 37.8%
2019: 38.7%
2020: 43.5%
2021: 40.2%
2022: 39.3%
2023: 30.8%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€22k-€18k▼ 20.2%€25k▲ 42.8%€37k▲ 47.8%€49k▲ 30.6%
Equity€506k-€463k▼ 8.5%€446k▼ 3.8%€407k▼ 8.6%€260k▼ 36.2%
Operating result€-5k-€163k€-17k€-32k▼ 91.5%€-130k▼ 305%
Net result€-15k-€122k€-17k€-38k▼ 119%€-148k▼ 286%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €130k in 2024 against €32k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.43M
Fixed assets
€1.34M▲ 21.1%
Current assets
€84k▼ 60.2%
Equity and liabilities €1.43M
Equity
€260k▼ 36.2%
Debt
€1.17M▲ 27.8%
The debt ratio rises from 69.2% to 81.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
18.2%▼
2023 · 30.8%
ROE
-56.8%▼
2023 · -9.4%
ROA
-10.3%▼
2023 · -2.9%
Debt
€1.17M▲
2023 · €914k
Debt ≤ 1 year
€710k▲
2023 · €430k
Debt > 1 year
€447k▼
2023 · €481k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.32M€1.43M▲
Fixed assets21/28€1.11M€1.34M▲
Tangible fixed assets22/27€859k€1.09M▲
Land and buildings22€852k€858k▲
Furniture and vehicles24€7k€235k▲
Financial fixed assets28€250k€250k=
Current assets29/58€212k€84k▼
Amounts receivable within one year40/41€203k€84k▼
Trade receivables40€50k€9k▼
Other amounts receivable41€153k€75k▼
Cash at bank and in hand54/58€8k€62▼
Deferred charges and accrued income490/1€523€320▼
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.43M▲
Equity10/15€407k€260k▼
Contributions10/11€6k€6k=
Revaluation surpluses12€295k€295k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€104k€-43k▼
Amounts payable17/49€914k€1.17M▲
Amounts payable after more than one year17€481k€447k▼
Financial debts170/4€229k€195k▼
Other amounts payable178/9€252k€252k=
Amounts payable within one year42/48€430k€710k▲
Current portion of amounts payable after more than one year42€32k€35k▲
Financial debts43€100k€101k▲
Credit institutions430/8€100k€101k▲
Trade debts44€5k€10k▲
Suppliers440/4€5k€10k▲
Taxes, remuneration and social security45€6k€369▼
Taxes450/3€6k€369▼
Other amounts payable47/48€286k€564k▲
Accrued charges and deferred income492/3€4k€10k▲
Income statement
Code20232024
Turnover70€37k€49k▲
Goods, raw materials, services and sundry goods60/61€37k€104k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€74k▲
Other operating charges640/8€10k€7k▼
Gross operating margin9900€14k€-50k▼
Operating profit (loss)9901€-32k€-130k▼
Financial income75/76B€8k€7k▼
Recurring financial income75€8k€7k▼
Financial charges65/66B€14k€24k▲
Recurring financial charges65€14k€24k▲
Profit (loss) for the period before taxes9903€-38k€-148k▼
Profit (loss) for the period9904€-38k€-148k▼
Profit (loss) for the period to be appropriated9905€-38k€-148k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€-43k▼
Profit (loss) brought forward from the previous period14P€143k€104k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 92 days late
2024
31-12
Financial
Weakest financial yearnet €-148k
Net result drops to €-148k, the lowest in the series.
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 49 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 86 days late
2021
31-12
Financial
Back to profitnet €122k
Net result €122k after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 58 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 1.76
Current ratio from 0.50 to 1.76.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 41 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Deflandre 1604053 ChaudfontaineGround area
2,978 m²
Building footprint
469 m²
Volume, LiDAR
3,931 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ARGOS CAPITAL
since 20102.189.316.823
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61072A0165/00Y020 | Wallonia | 1,741 m² | 1 · 102 m² | 11.0 m · 3 fl. |
| 62030A0196/00R000 | Wallonia | 1,237 m² | 1 · 367 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 13,670 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.