C.A.L. Construct
BankruptcySummary
The KBO register records for C.A.L. Construct the legal situation: open bankruptcy; this is today's state according to the register itself, which carries no start date. The 2021 annual accounts show equity of €187k and a net result of €26k.
Are you a creditor?
Open bankruptcy
Source: KBO register
The KBO register records a bankruptcy for this company. If it owes you money, you are not paid automatically: you file your claim yourself.
The procedure
The publication of the judgment is not in our data. Court, date and curator are in RegSol: search by the enterprise number.
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
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General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2021 was due by 31-01-2022 and was filed on 18-02-2022, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
18 d late
2020
4 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2021, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▲ 7.0%
2020 · €25k
Working capital
€270k▲ 4.8%
2020 · €257k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201920202021
Operating result€112k-€40k▼ 64.1%€48k▲ 19.9%
Net result€78k-€25k▼ 68.3%€26k▲ 7.0%
Equity€124k-€161k▲ 29.9%€187k▲ 16.4%
Total assets€301k-€499k▲ 66.1%€569k▲ 14.0%
Debt€177k-€338k▲ 91.6%€382k▲ 12.9%
Working capital€143k-€257k▲ 79.7%€270k▲ 4.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2021; 2021 is 20% above 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €569k
Fixed assets
€11k ▲ 212%
Current assets
€558k ▲ 12.6%
Equity and liabilities €569k
Equity
€187k ▲ 16.4%
Debt
€382k ▲ 12.9%
Debt's share of the balance-sheet total falls from 67.8% to 67.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2020 · €43k
Cash flow
€30k▲
2020 · €27k
Current ratio
1.93▼
2020 · 2.08
Quick ratio
1.71▲
2020 · 1.46
Debt to equity
0.50▼
2020 · 0.62
ROE
14.1%▼
2020 · 15.3%
ROA
4.6%▼
2020 · 4.9%
Debt ≤ 1 year
€289k▲
2020 · €238k
Debt > 1 year
€93k▼
2020 · €100k
Income taxes
€10k▼
2020 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €3k | €4k | ▲ 52.4% |
| Gross operating margin9900 | €46k | €43k | €53k | ▲ 22.0% |
| Operating profit (loss)9901 | €112k | €40k | €48k | ▲ 19.9% |
| Recurring financial income75 | €354 | €1 | €2 | ▲ 238% |
| Recurring financial charges65 | €626 | €2k | €12k | ▲ 578% |
| Profit (loss) for the period before taxes9903 | €111k | €38k | €36k | ▼ 5.3% |
| Income taxes67/77 | €34k | €14k | €10k | ▼ 27.4% |
| Profit (loss) for the period9904 | €78k | €25k | €26k | ▲ 7.0% |
| Profit (loss) for the period to be appropriated9905 | €78k | €25k | €26k | ▲ 7.0% |
| Line | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €301k | €499k | €569k | ▲ 14.0% |
| Fixed assets21/28 | €6k | €3k | €11k | ▲ 212% |
| Intangible fixed assets21 | €4k | €2k | - | - |
| Tangible fixed assets22/27 | €2k | €2k | €11k | ▲ 558% |
| Current assets29/58 | €294k | €496k | €558k | ▲ 12.6% |
| Stocks and contracts in progress3 | €110k | €148k | €66k | ▼ 55.3% |
| Amounts receivable within one year40/41 | €154k | €314k | €471k | ▲ 50.1% |
| Cash at bank and in hand54/58 | €29k | €33k | €16k | ▼ 52.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €301k | €499k | €569k | ▲ 14.0% |
| Equity10/15 | €124k | €161k | €187k | ▲ 16.4% |
| Contributions10/11 | €6k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €116k | €140k | €167k | ▲ 18.7% |
| Amounts payable17/49 | €177k | €338k | €382k | ▲ 12.9% |
| Amounts payable after more than one year17 | - | €100k | €93k | ▼ 6.6% |
| Amounts payable within one year42/48 | €151k | €238k | €289k | ▲ 21.1% |
| Trade debts44 | €112k | €186k | €220k | ▲ 18.0% |
| Line | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €78k | €25k | €26k | ▲ 7.0% |
| + Depreciation and write-downs630 | €2k | €3k | €4k | ▲ 52.4% |
| Operating cash flow (approximation) | €79k | €27k | €30k | ▲ 11.4% |
| Investment in fixed assets (approximation) | - | €0 | €-11k | - |
| Change in cash | - | €4k | €-18k | ▼ 519% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2022
18-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 18 days late
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Weakest financial yearnet €25k ▼68.3%
Net result drops to €25k, the lowest in the series.
30-06
Financial
Equity above €150kEq €161k ▲29.9%
2 profitable years in a row build equity to €161k.
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque · 1 establishment unit since 2017
Ground area
2.0 ha
Building footprint
378 m²
Parcel 52022A0170/00E002, Wallonia. Linked by address, not a title deed.
1 establishment unit
C.A.L. Construct
since 20172.270.947.964
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52022A0170/00E002 | Wallonia | 2.0 ha | 1 · 378 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 12,217 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-11-2017
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.