Liquidity
2.33 was 5.55 in 2024
Short-term debts fell from €12,234 to €1,631.
BYTE - INVEST
Lifetime
19 annual accounts with figures on one time axis, 35 filings since 1990peak €35,640 (2024)
-€28,252▼ €63,892
lowest -€37,167 (2009)
-€6,977▼ €28,221
peak €92,557 (2006)
€59,699▼ 10.5%
€97,569▼ 36.9%
Board2 names since 2025
-
Documentsfilings and deeds
03-05-202688 days before the deadline
2025micro format
Gross margin from €35,640 to -€28,252Loss of €6,977New managing director 11-09Debts from €154,718 to €97,569Cash from €498 to €3,801
Key points
from the 2025 annual accountsFilings
35 annual accounts since 1990
The last five annual accounts were filed 72 to 88 days before the end of the period.
Position in the sector
-€6,977
Lower net result than 88% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Turnover not published (micro format)
Checked score
91
Excellent
Financially stronger than 29% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025highest value
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.1%▼ -0.2 percentage points vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €6,977 (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €157,268
Founded in 1989
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 34% of them on solvency, 34% on liquidity, 16% on profitability and 30% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as BYTE - INVEST has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BYTE - INVEST itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for BYTE - INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.33 (5.55 in 2024), above the usual 1.5. Short-term debt is 1% and cash 2.4% of total assets. However, 62% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 03-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 days early
2024
72 days early
2023
82 days early
2022
80 days early
2021
75 days early
2020
87 days early
2019
85 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 81 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today. The company usually files around 11 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today30-12-2026 year end30-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0438657457
New managing director
Philippe Lejeune appointed, Eugène Alen resigned · Director discharge: Eugène Alen · General meeting of 24-05-2025 · Gazette deed
4 directors appointed
Alen Eugène (managing director), Lange Bernadette, Lejeune Marie-Françoise and Lejeune Philippe · General meeting of 06-05-2017 · Gazette deed
First establishment
Sliksteenvest 41, Tienen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BYTE - INVEST Tienen | €157,268 | -€0.03m | 38.0% | - |
| MAPI CONSULTANCY AND SERVICES Hoeilaart | €171,195 | -€0.02m | -0.3% | - |
| LA QUIFFE Pepingen | €172,740 | -€0.03m | 15.9% | - |
| DELFIN Leuven | €181,479 | -€0.002m | 97.8% | - |
| INFORMAT Sint-Truiden | €160,104 | -€0.001m | 47.1% | - |
| JACOTI Wevelgem | €166,400 | -€1.1m | -8199.7% | 1 |
| PYRAMIDE INGENIERIE Herve | €173,875 | -€0.05m | 80.2% | - |
These companies have the same main activity as BYTE - INVEST: computer programming (NACE 62100). They are comparable in size and age: total assets between €160,000 and €181,000, founded between 1985 and 1993.
Official details
Source: KBO- Status
- Active since 27-10-1989Normal situation
- Activity
- Computer programmingNACE 62100
- Establishment unit
- 2.045.547.8763300 Tienen, since 10-11-1989
- Financial year end
- 30 December
- Peppol
- Reachable since 21-11-2025
Annual accounts to 30-12-2025
- €157,268▼ 29.0%
- ≈ 0 FTEestimated
- Filing
- Filed on 03-05-2026, 88 days before the end of the filing period
Insights on BYTE - INVEST
BYTE - INVEST files the micro format. That format states no turnover. The gross margin fell from €15,592 in 2006 to -€28,252 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BYTE - INVEST
- What is the company number of BYTE - INVEST?
- The company number of BYTE - INVEST is 0438.657.457. The VAT number is the same number with BE in front: BE 0438.657.457.
- Where is BYTE - INVEST based?
- The registered office is at Sliksteenvest 41, 3300 Tienen.Company details
- What does BYTE - INVEST do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of BYTE - INVEST?
- BYTE - INVEST is a public limited company (NV).
- When was BYTE - INVEST founded?
- BYTE - INVEST was founded on 27-10-1989.
- Is BYTE - INVEST still active?
- Yes, BYTE - INVEST is an active enterprise in the KBO register.
- What is the turnover of BYTE - INVEST?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2023 turnover was €0.Financials
- Is BYTE - INVEST profitable?
- In financial year 2025, BYTE - INVEST made a loss of €6,977.
- Where can I find the annual accounts of BYTE - INVEST?
- BYTE - INVEST filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BYTE - INVEST due?
- BYTE - INVEST must file the annual accounts for financial year 2026 by 30-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.