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BYP

Active
Private limited companyfounded 20251 yr activeGroenenborgerlaan 210, 2610 Antwerpen, BelgiumKBO/BCE: BE 1019.437.237
Summary

The computed 12-month bankruptcy probability of BYP is 1.6% (moderate). The 2025 annual accounts show equity of €54,379 and a net result of €52,212. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency90
Growth-
Track record67
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.89; short-term debt: 34.5% and cash: 85.6% of total assets), and 34.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
65.5%
Return on assets
62.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BYP was incorporated on 31 January 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€54,379
Total assets
€83,066
Net result
€52,212
Working capital
€54,264

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €83,066
Equity €54,379
Debt €28,687
Debt finances 34.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€66,599
Cash flow
€53,499
Current ratio
2.89
Debt to equity
0.53
ROE
96.0%
ROA
62.9%
Interest coverage
1775.97
Debt ≤ 1 year
€28,687
Income taxes
€13,063

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€83,066
Formation expenses20€115
Current assets29/58€82,951
Cash at bank and in hand54/58€71,127
Deferred charges and accrued income490/1€11,824
Equity and liabilities
Total equity and liabilities10/49€83,066
Equity10/15€54,379
Contributions10/11€3,000
Profit (loss) carried forward14€51,379
Amounts payable17/49€28,687
Amounts payable within one year42/48€28,687
Trade debts44€2,053
Suppliers440/4€2,053
Taxes, remuneration and social security45€13,630
Taxes450/3€13,630
Other amounts payable47/48€13,003
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,286
Other operating charges640/8€400
Gross operating margin9900€66,999
Operating profit (loss)9901€65,313
Financial charges65/66B€38
Recurring financial charges65€38
Profit (loss) for the period before taxes9903€65,275
Income taxes67/77€13,063
Profit (loss) for the period9904€52,212
Profit (loss) for the period to be appropriated9905€52,212
Appropriation of the result
Profit (loss) to be appropriated9906€52,212
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,286
Other operating charges640/8€400
Gross operating margin9900€66,999
Operating profit (loss)9901€65,313
Financial charges65/66B€38
Recurring financial charges65€38
Profit (loss) for the period before taxes9903€65,275
Income taxes67/77€13,063
Profit (loss) for the period9904€52,212
Profit (loss) for the period to be appropriated9905€52,212
Line2025
Assets
Total assets20/58€83,066
Formation expenses20€115
Current assets29/58€82,951
Cash at bank and in hand54/58€71,127
Deferred charges and accrued income490/1€11,824
Equity and liabilities
Total equity and liabilities10/49€83,066
Equity10/15€54,379
Contributions10/11€3,000
Profit (loss) carried forward14€51,379
Amounts payable17/49€28,687
Amounts payable within one year42/48€28,687
Trade debts44€2,053
Suppliers440/4€2,053
Taxes, remuneration and social security45€13,630
Taxes450/3€13,630
Other amounts payable47/48€13,003
Line2025
Profit (loss) for the period9904€52,212
+ Depreciation and write-downs630€1,286
Operating cash flow (approximation)€53,499

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,556 m²
Building footprint
693 m²
Volume, LiDAR
8,220 m³
2 parcels, Flanders · tallest building 21.6 m, ±6 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
BYP
Merksemsebaan 9 - 11, 2110 WijnegemWholesale of pharmaceutical and medical goods
since 20252.378.565.308
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11050A0432/00N000 Flanders 847 m² 1 · 413 m² 11.2 m · 3 fl.
11051B0361/00T003 Flanders 709 m² 1 · 280 m² 21.6 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded31-01-2025
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019437237
Also 9925:BE1019437237
Registered 16-02-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.