Checked.be
Active
BE 0806.733.459Private limited company
BYBE
Brugmannlaan 27A ·1060 Sint-Gillis (bij-Brussel), Belgium· 17 yrs active
Conclusion
BYBE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.36M and a net result of €8k. Equity remains stable across the filed fiscal years (±0% per year). The computed 12-month bankruptcy probability is 1.3% (low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €3.36M |
| Net result | €8k |
| Active | 17 yrs |
| Locations | 1 |
Financial profile
64
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
1
Solvency
99
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2008, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€290k
estimate, not credit advice
Score history
78
2023
62
2024
86
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 4.93 (≥ 1.5)
+10
Quick ratio
Quick ratio 4.93 (≥ 1.0)
+5
Leverage
Debt/equity 0.61 (< 1.0)
+10
Profitability
ROE 0%
+3
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 09-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 3 fiscal years (±0%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
€8k
-
23-25
€5.42M
0.0%
23-25
€3.36M
+0.2%
23-25
€4k
+256.8%
23-25
€2.06M
-0.4%
23-25
€994
+4994.1%
23-25
€2.06M
0.0%
23-25
4.93
-91.4%
23-25
4.93
-91.4%
23-25
62.0%
+0.3%
23-25
0.61
-0.7%
23-25
0.2%
-
23-25
0.1%
-
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | abbreviated schema | full schema | full schema |
| Revenue | - | - | - |
| EBITDA | - | - | - |
| Net profit | €8k | €-11k | €17k |
| Cash flow | - | - | - |
| Staff costs | - | - | - |
| Income taxes | - | - | - |
| Dividends | - | - | - |
| Total assets | €5.42M | €5.42M | €5.43M |
| Equity | €3.36M | €3.35M | €3.36M |
| Debt | €2.06M | €2.07M | €2.07M |
| of which ≤ 1y | €994 | €20 | €373 |
| of which > 1y | €2.06M | €2.06M | €2.06M |
| Working capital | €4k | €1k | €3k |
| Employees (FTE) | - | - | - |
Note: these years are not on the same basis. The filed schemas differ (abbreviated schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 4.93 | 57.13 | 8.43 |
| Quick ratio | 4.93 | 57.13 | 8.43 |
| Working capital ratio | 0.1% | 0.0% | 0.1% |
| Solvency | 62.0% | 61.8% | 61.9% |
| Debt / equity | 0.61 | 0.62 | 0.62 |
| Long-term debt ratio | 0.61 | 0.61 | 0.61 |
| Interest coverage | - | - | - |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 0.1% | -0.2% | 0.3% |
| ROE | 0.2% | -0.3% | 0.5% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €5.42M | €5.42M | €5.43M |
| Fixed assets | 21/28 | €5.41M | €5.42M | €5.42M |
| Financial fixed assets | 28 | €5.41M | €5.42M | €5.42M |
| Current assets | 29/58 | €5k | €1k | €3k |
| Cash & bank | 54/58 | €5k | €1k | €3k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €5.42M | €5.42M | €5.43M |
| Equity | 10/15 | €3.36M | €3.35M | €3.36M |
| Contributions / capital | 10/11 | €3.37M | €3.37M | €3.37M |
| Accumulated profits (losses) | 14 | €-8k | €-16k | €-5k |
| Amounts payable | 17/49 | €2.06M | €2.07M | €2.07M |
| Amounts payable after one year | 17 | €2.06M | €2.06M | €2.06M |
| Amounts payable within one year | 42/48 | €994 | €20 | €373 |
| Trade debts payable within one year | 44 | €994 | €20 | €373 |
| Income statement | ||||
| Gross operating margin | 9900 | €-2k | €-2k | €-2k |
| Operating result | 9901 | €-3k | €-3k | €-3k |
| Financial income | 75 | €77k | €91k | €85k |
| Financial charges | 65 | €67k | €99k | €65k |
| Result before taxes | 9903 | €8k | €-11k | €17k |
| Net result for the period | 9904 | €8k | €-11k | €17k |
| Result to be appropriated | 9905 | €8k | €-11k | €17k |
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 01-10-2008 |
| Status | Active |
| Postal code | 1060 |
Establishment units
BYBE
since 20102.187.918.934
Real-estate footprint
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0370/00H010 | Brussels | 2,754 m² | - | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 11 days late
2024
31-12
Financial
Weakest financial yearnet €-11k ▼164%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 57.13
Current ratio from 8.43 to 57.13; short-term debt falls from €373 to €20.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 13 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Names & trade names
| Legal nameFR | BYBE |