BY NADINE EVENTS
ActiveSummary
The computed 12-month bankruptcy probability of BY NADINE EVENTS is 1.7% (moderate). The 2025 annual accounts show equity of €220k and a net result of €34k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 18280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-9
Solvency80▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.53 in 2024; short-term debt: 42.4% and cash: 2.1% of total assets), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
8.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
25 d late
2024
on the day
2023
30 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€125k
EBIT margin
-7.0%
Net result
€34k▼ 48.8%
2024 · €66k
2021: €-11k
2022: €54k
2023: €54k
2024: €66k
2021 → 2025
Working capital
€144k▲ 31.1%
2024 · €110k
2021: €-12k
2022: €4k
2023: €44k
2024: €110k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€125k-
Equity€14k-€67k▲ 386%€120k▲ 79.5%€186k▲ 54.4%€220k▲ 18.2%
Operating result€-9k-€71k€77k▲ 8.4%€104k▲ 35.1%€52k▼ 50.4%
Net result€-11k-€54k€54k▲ 0.8%€66k▲ 21.5%€34k▼ 48.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €399k
Fixed assets
€86k ▼ 18.4%
Current assets
€314k ▼ 1.3%
Equity and liabilities €399k
Equity
€220k ▲ 18.2%
Provisions
€7k ▼ 6.9%
Debt
€173k ▼ 24.7%
Debt's share of the balance-sheet total falls from 54.3% to 43.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▼
2024 · €137k
Cash flow
€61k▼
2024 · €99k
Current ratio
1.85▲
2024 · 1.53
Quick ratio
0.42▲
2024 · 0.36
Debt to equity
0.79▼
2024 · 1.24
ROE
15.4%▼
2024 · 35.7%
ROA
8.5%▼
2024 · 15.7%
Interest coverage
23.80▲
2024 · 9.07
Debt ≤ 1 year
€169k▼
2024 · €208k
Income taxes
€15k▼
2024 · €23k
Staff costs
€38k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€423k€399k▼
Fixed assets21/28€105k€86k▼
Intangible fixed assets21€60k€48k▼
Tangible fixed assets22/27€38k€30k▼
Plant, machinery and equipment23€25k€20k▼
Furniture and vehicles24€12k€9k▼
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€7k€7k=
Current assets29/58€318k€314k▼
Stocks and contracts in progress3€243k€242k▼
Stocks30/36€243k€242k▼
Amounts receivable within one year40/41€23k€60k▲
Trade receivables40€23k€49k▲
Other amounts receivable41-€11k
Cash at bank and in hand54/58€45k€8k▼
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€423k€399k▼
Equity10/15€186k€220k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€161k€195k▲
Provisions and deferred taxes16€8k€7k▼
Provisions for liabilities and charges160/5€8k€7k▼
Other liabilities and charges164/5€8k€7k▼
Amounts payable17/49€229k€173k▼
Amounts payable after more than one year17€22k-
Financial debts170/4€22k-
Amounts payable within one year42/48€208k€169k▼
Current portion of amounts payable after more than one year42€25k€22k▼
Financial debts43€201€201=
Credit institutions430/8€201€201=
Trade debts44€25k€7k▼
Suppliers440/4€25k€7k▼
Advances received on contracts in progress46€9k€10k▲
Taxes, remuneration and social security45€35k€21k▼
Taxes450/3€29k€17k▼
Remuneration and social security454/9€7k€3k▼
Other amounts payable47/48€113k€110k▼
Accrued charges and deferred income492/3€154€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€28k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€28k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-625€-521▲
Other operating charges640/8€742€3k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€165k€119k▼
Operating profit (loss)9901€104k€52k▼
Financial income75/76B€37€492▲
Recurring financial income75€37€492▲
Financial charges65/66B€15k€3k▼
Recurring financial charges65€15k€3k▼
Profit (loss) for the period before taxes9903€89k€49k▼
Income taxes67/77€23k€15k▼
Profit (loss) for the period9904€66k€34k▼
Profit (loss) for the period to be appropriated9905€66k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€162k€195k▲
Profit (loss) brought forward from the previous period14P€95k€161k▲
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Equity above €200kEq €220k ▲18.2%
4 profitable years in a row build equity to €220k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €66k ▲21.5%
Operating result €104k, net result €66k, both a record.
31-12
Financial
Equity above €150kEq €186k ▲54.4%
3 profitable years in a row build equity to €186k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €100kEq €120k ▲79.5%
2 profitable years in a row build equity to €120k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Sablières 451435 Mont-Saint-GuibertGround area
997 m²
Building footprint
96 m²
Volume, LiDAR
487 m³
Parcel 25068B0069/00L000, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BY NADINE EVENTS
since 20212.331.171.207
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25068B0069/00L000 | Wallonia | 997 m² | 1 · 96 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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AttitudeZ
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SPORTIMO
BE 0791.485.158
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Pretty Basics
BE 0629.912.555
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Of 12,958 companies in sector 47120 we hold annual accounts for 2,190. 1,370 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
73300Public relations and communication consultancy
47690Retail sale of other cultural and recreation goods
47714Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.