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Complete company report
Generated 14-08-2026
Active BE 0715.519.213Private limited company (pre-2019)

By Michèle

Rue de la Limite 218 ·4040 Herstal, Belgium· 7 yrs active
Sector: Vervaardiging van cacao, chocolade en suikerwerk (10820)
Conclusion Checked

The computed 12-month bankruptcy probability of By Michèle is 2.0% (moderate). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Board 2
Locations 1
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 31-08-2025 2025-00455104
31-12-2023 micro 31-08-2024 2024-00426413
31-12-2022 micro 06-06-2023 2023-00108438
31-12-2021 micro 30-06-2022 2022-20113016
31-12-2020 micro 30-09-2021 2021-70700097
31-12-2019 micro 29-10-2020 2020-64300152
Directors & mandates 4 directors
Current directors & mandates
  • Pierre Prunier
    Director
    State Gazette act 23145070 (14-11-2023)
    Current
    04-11-2023 → present
  • Michèle Jehay
    Director
    State Gazette act 22053368 (28-04-2022)
    Current
    28-04-2022 → present
    2 events
    • 28-04-2022 Resigned· Managing director
    • 28-04-2022 Appointed· Director
Former directors (2)
  • Christophe PRUNIER
    Director
    State Gazette act 22053368 (28-04-2022)
    Former
    28-04-2022 → 18-12-2025
    2 events
    • 18-12-2025 Resigned· Director
    • 28-04-2022 Appointed· Director
  • Coralline Zoumis
    Director
    State Gazette act 22053368 (28-04-2022)
    Former
    28-04-2022 → 04-11-2023
    2 events
    • 04-11-2023 Resigned· Director
    • 28-04-2022 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Vervaardiging van cacao, chocolade en suikerwerk(10820)
Legal form Private limited company (pre-2019)(015)
Incorporation05-12-2018
StatusActive
Postal code4040
Establishment units 1 location
By Michèle
Rue de la Limite 218, 4040 HerstalVervaardiging van jam, marmelade, gelei en fruitmoes
since 20182.282.368.032
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62314F0110/00L000 Wallonia 1,508 m² 1 · 141 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
09-01-2026
State Gazette act Director changes
v3.2
2025
31-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
14-11-2023
State Gazette act Director changes
v3.2
06-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
30-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
28-04-2022
State Gazette act Director changes
v3.2
2021
30-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
29-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
09-04-2019
State Gazette act Capital & shares
v3.2
2018
07-12-2018
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 5 acts
Capital history · 1
09-04-2019
v3.2
All acts · 5 updated 7 months ago
2026
09-01-2026 Christophe PRUNIER resigns as director Director changes
  • Christophe PRUNIER, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Christophe PRUNIER",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-12-18",
      "evidence_quote": "L\u0027assembl\u00E9e prend acte de la d\u00E9mission volontaire de Monsieur Christophe PRUNIER de son mandat d\u0027Administrateur de la soci\u00E9t\u00E9. Apr\u00E8s en avoir d\u00E9lib\u00E9r\u00E9, l\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide \u00E0 l\u0027unanimit\u00E9: d\u0027accepter la d\u00E9mission de Monsieur Christophe PRUNIER, de lui donner d\u00E9charge pleine et enti\u00E8re pour l\u0027e",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0715.519.213",
    "name_full": "BY MICHELE, EN ABREGE : BY MICHELE",
    "legal_form": "SPRL"
  }
}
2023
14-11-2023 1 director appointed, 1 resigning Director changes
  • Pierre Prunier, Bestuurder
  • Coralline Zoumis, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Coralline Zoumis",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-11-04",
      "evidence_quote": "L\u0027assembl\u00E9e accepte la d\u00E9mission de Madame Coralline Zoumis de son poste d\u0027administrateur de la SRL By Mich\u00E8le."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Pierre Prunier",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-11-04",
      "evidence_quote": "L\u0027assembl\u00E9e accepte la canditature de Monsieur Pierre Prunier au poste d\u0027Administrateur."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0715.519.213",
    "name_full": "BY MICHELE, EN ABREGE : BY MICHELE",
    "legal_form": "SPRL"
  }
}
2022
28-04-2022 3 directors appointed, 1 resigning Director changes
  • Michèle Jehay, Bestuurder
  • Coralline Zoumis, Bestuurder
  • Christophe Prunier, Bestuurder
  • Michèle Jehay, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Mich\u00E8le Jehay",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "D\u00E9mission de Madame Mich\u00E8le Jehay \u00E0 son poste de g\u00E9rante."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mich\u00E8le Jehay",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Admission de Madame Mich\u00E8le Jehay au poste d\u0027Administrateur statutaire."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Coralline Zoumis",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Admission de Madame Coralline Zoumis au poste d\u0027Administrateur."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Christophe Prunier",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Admission de Monsieur Christophe Prunier au poste d\u0027Administrateur."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0715.519.213",
    "name_full": "BY MICHELE, EN ABREGE : BY MICHELE",
    "legal_form": "SPRL"
  }
}
2019
09-04-2019 Capital increase of €28,000 to €55,600 Capital & shares
  • €27.600 → €55.600
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 28000,
      "currency": "EUR",
      "after_eur": 55600,
      "delta_eur": 28000,
      "before_eur": 27600,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2019-04-02",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide d\u0027augmenter le capital social \u00E0 concurrence de VINGT-HUIT MILLE EUROS (28.000,00 \u20AC) pour le porter de VINGT-SEPT MILLE SIX CENTS EUROS (27.600,00 \u20AC) \u00E0 CINQUANTE-CINQ MILLE SIX CENTS EUROS (55.600,00 \u20AC) par apports en esp\u00E8ces",
      "contribution_type": "cash"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0715.519.213",
    "name_full": "BY MICHELE, EN ABREGE : BY MICHELE",
    "legal_form": "SPRL"
  }
}
2018
07-12-2018 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "4040 Herstal, rue de la Limite 218",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1966-06-12",
        "name": "Madame JEHAY Mich\u00E8le Henriette Marie Ghislaine",
        "niss": null,
        "address": "4040 Herstal, rue de la Limite, 218"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 11000.0,
      "holder_person_name": "Madame JEHAY Mich\u00E8le Henriette Marie Ghislaine",
      "is_subscriber_only": false,
      "n_shares_subscribed": 11000,
      "amount_subscribed_eur": 11000.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1992-11-25",
        "name": "Monsieur PRUNIER Laurent Pierre Eric",
        "niss": null,
        "address": "1090 Jette, Chauss\u00E9e de Jette, 550-LO13"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5533.33,
      "holder_person_name": "Monsieur PRUNIER Laurent Pierre Eric",
      "is_subscriber_only": true,
      "n_shares_subscribed": 8200,
      "amount_subscribed_eur": 8200.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1997-08-13",
        "name": "Monsieur PRUNIER Christophe Henri Victor",
        "niss": null,
        "address": "4040 Herstal, rue de la Limite, 218"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5533.34,
      "holder_person_name": "Monsieur PRUNIER Christophe Henri Victor",
      "is_subscriber_only": true,
      "n_shares_subscribed": 8200,
      "amount_subscribed_eur": 8200.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1987-10-27",
        "name": "Monsieur CARNOY Fran\u00E7ois-Marie Laurent Emmanuel Ghislain",
        "niss": null,
        "address": "1000 Bruxelles, Rue du Nord, 63"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 135.0,
      "holder_person_name": "Monsieur CARNOY Fran\u00E7ois-Marie Laurent Emmanuel Ghislain",
      "is_subscriber_only": true,
      "n_shares_subscribed": 200,
      "amount_subscribed_eur": 200.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1938-05-14",
        "name": "Madame DELLEUZE Jeannine Marie Antoinette",
        "niss": null,
        "address": "4000 Li\u00E8ge, Avenue Blonden, 50/0071"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 135.0,
      "holder_person_name": "Madame DELLEUZE Jeannine Marie Antoinette",
      "is_subscriber_only": true,
      "n_shares_subscribed": 200,
      "amount_subscribed_eur": 200.0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 27600.0,
  "subject_company": {
    "kbo": "0715.519.213",
    "name_full": "By Mich\u00E8le",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2018-12-05",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van cacao, chocolade en suikerwerk10820Vervaardiging van cacao, chocolade en suikerwerk10820Detailhandel in chocolade en suikerwerk in gespecialiseerde winkels47242Detailhandel in chocolade en suikerwerk47242
Primary activity highlighted.
Names & trade names
Legal nameFR By Michèle
AbbreviationFR By Michèle
Trade nameFR By Michèle
Registered office
Rue de la Limite 218
4040 Herstal, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative