BW CONSULTANCY
ActiveBW CONSULTANCY has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €37k. Its solvency ranks better than 63% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.22), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
68.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
12 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€37k
Total assets
€54k
Net result
€37k
Working capital
€37k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €54k
Equity
€37k
Debt
€17k
Debt finances 31.1% of the balance-sheet total.
Key figures and ratios
Solvency
68.9%
Current ratio
3.22
Quick ratio
3.22
Debt / equity
0.45
ROE
99.7%
ROA
68.7%
Debt
€17k
Debt ≤ 1 year
€17k
Income taxes
€10k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€54k
Current assets29/58€54k
Amounts receivable within one year40/41€6k
Trade receivables40€6k
Current investments50/53€20k
Cash at bank and in hand54/58€28k
Equity and liabilities
Total equity and liabilities10/49€54k
Equity10/15€37k
Contributions10/11€100
Reserves13€37k
Distributable reserves133€37k
Amounts payable17/49€17k
Amounts payable within one year42/48€17k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€14k
Taxes450/3€14k
Income statement
Code2025
Other operating charges640/8€446
Gross operating margin9900€47k
Operating profit (loss)9901€47k
Financial charges65/66B€387
Recurring financial charges65€387
Profit (loss) for the period before taxes9903€47k
Income taxes67/77€10k
Profit (loss) for the period9904€37k
Profit (loss) for the period to be appropriated9905€37k
Appropriation of the result
Profit (loss) to be appropriated9906€37k
Transfer to equity691/2€37k
To other reserves6921€37k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Maartenplein 183512 HasseltGround area
283 m²
Building footprint
222 m²
Parcel 71055A0255/00W000, Flanders. Linked by address, not a title deed.
1 establishment unit
BW CONSULTANCY
since 20252.371.099.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71055A0255/00W000 | Flanders | 283 m² | 1 · 222 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GESTION P & L
BE 0630.800.601
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GAMSCO
BE 0439.806.611
Overijse · Eq €37k
CB CONSULTANCE
BE 0552.700.258
Celles (lez-Tournai) · Eq €37k
CPX COMPTA
BE 0552.834.573
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EVVI
BE 1017.486.547
Tielt · Eq €37k
Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 5,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2025
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.