GESTION P & L
ActiveGESTION P & L has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €-4k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 80% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+8
Solvency100▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.35 in 2024; short-term debt: 17.2% and cash: 1.1% of total assets), and 17.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
-8.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
73 d early
2023
76 d early
2022
66 d early
2021
74 d early
2020
80 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k▲ 73.1%
2024 · €-14k
2018: €27k
2019: €19k
2020: €30k
2021: €-23k
2022: €4k
2023: €-9k
2024: €-14k
2018 → 2025
Working capital
€7k▲ 34.6%
2024 · €5k
2018: €-23k
2019: €-5k
2020: €69k
2021: €-13k
2022: €5k
2023: €3k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€64k▲ 6.0%€55k▼ 14.0%€41k▼ 25.6%€37k▼ 9.3%
Operating result€-20k-€5k€-6k€-13k▼ 101%€-3k▲ 78.1%
Net result€-23k-€4k€-9k€-14k▼ 58.0%€-4k▲ 73.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€30k▼ 15.4%
Current assets
€15k▼ 26.5%
Equity and liabilities €45k
Equity
€37k▼ 9.3%
Debt
€8k▼ 47.3%
The debt ratio falls from 26.5% to 17.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €14k
Cash flow
€5k▼
2024 · €13k
Solvency
82.7%▲
2024 · 73.5%
Current ratio
1.89▲
2024 · 1.35
Quick ratio
1.89▲
2024 · 1.35
Debt / equity
0.21▼
2024 · 0.36
ROE
-10.2%▲
2024 · -34.5%
ROA
-8.4%▲
2024 · -25.3%
Interest coverage
18.59▼
2024 · 23.00
Debt
€8k▼
2024 · €15k
Debt ≤ 1 year
€8k▼
2024 · €15k
Income taxes
€654▲
2024 · €563
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€45k▼
Fixed assets21/28€36k€30k▼
Intangible fixed assets21€6k-
Tangible fixed assets22/27€30k€30k▲
Furniture and vehicles24€20k€22k▲
Other tangible fixed assets26€10k€8k▼
Current assets29/58€20k€15k▼
Amounts receivable within one year40/41€9k€8k▼
Trade receivables40€4k€5k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€2k€478▼
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€55k€45k▼
Equity10/15€41k€37k▼
Contributions10/11€6k€6k=
Reserves13€32k€32k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€3k€-1k▼
Amounts payable17/49€15k€8k▼
Amounts payable within one year42/48€15k€8k▼
Current portion of amounts payable after more than one year42€11k-
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€92€68▼
Accrued charges and deferred income492/3-€66
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€8k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€15k€7k▼
Operating profit (loss)9901€-13k€-3k▲
Financial charges65/66B€604€297▼
Recurring financial charges65€604€297▼
Profit (loss) for the period before taxes9903€-13k€-3k▲
Income taxes67/77€563€654▲
Profit (loss) for the period9904€-14k€-4k▲
Profit (loss) for the period to be appropriated9905€-14k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-1k▼
Profit (loss) brought forward from the previous period14P€17k€3k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-23k ▼177%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €30k ▲59.3%
Operating result €44k, net result €30k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.85
Current ratio from 0.91 to 1.85.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Collets(WP) 465100 NamurGround area
1,591 m²
Building footprint
139 m²
Volume, LiDAR
770 m³
Parcel 92135E0193/00K002, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GESTION P & L
since 20152.244.987.004
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92135E0193/00K002 | Wallonia | 1,591 m² | 1 · 138 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BW CONSULTANCY
BE 1020.795.039
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GAMSCO
BE 0439.806.611
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CB CONSULTANCE
BE 0552.700.258
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CPX COMPTA
BE 0552.834.573
Ukkel · Eq €37k
COVERS VALUES
BE 0464.311.383
Londerzeel · Eq €37k
Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 5,506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2015
Fiscal year end31-12
Abbreviation FR
G.P.L.
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:josiane.lecocq@skynet.be
Phone:081/46.16.05