BVW Solutions
ActiveBVW Solutions has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €11k. Equity is growing by ~51.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-29
Solvency94▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.59 against 3.59 in 2024; short-term debt: 16.2% and cash: 38.1% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
8.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
44 d early
2023
44 d early
2022
49 d early
2021
47 d early
2020
47 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▲ 13.4%
2024 · €80k
2018: €14k
2019: €44
2020: €454
2021: €23k
2022: €39k
2023: €56k
2024: €80k
2018 → 2025
Total assets
€131k▲ 26.7%
2024 · €104k
2018: €27k
2019: €37k
2020: €31k
2021: €30k
2022: €46k
2023: €68k
2024: €104k
2018 → 2025
Net result
€11k▼ 55.9%
2024 · €24k
2018: €3k
2019: €-14k
2020: €411
2021: €22k
2022: €17k
2023: €19k
2024: €24k
2018 → 2025
Working capital
€98k▲ 58.5%
2024 · €62k
2018: €14k
2019: €-6k
2020: €7k
2021: €22k
2022: €39k
2023: €51k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€39k▲ 72.4%€56k▲ 40.7%€80k▲ 43.6%€90k▲ 13.4%
Operating result€34k-€29k▼ 14.7%€32k▲ 10.8%€39k▲ 22.0%€20k▼ 48.3%
Net result€22k-€17k▼ 26.1%€19k▲ 15.9%€24k▲ 26.0%€11k▼ 55.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€12k▼ 32.1%
Current assets
€119k▲ 39.2%
Equity and liabilities €131k
Equity
€90k▲ 13.4%
Debt
€41k▲ 71.4%
The debt ratio rises from 23.0% to 31.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €39k
Cash flow
€12k▼
2024 · €25k
Solvency
68.9%▼
2024 · 77.0%
Current ratio
5.59▲
2024 · 3.59
Quick ratio
5.59▲
2024 · 3.59
Debt / equity
0.45▲
2024 · 0.30
ROE
11.8%▼
2024 · 30.3%
ROA
8.1%▼
2024 · 23.4%
Interest coverage
4.83▼
2024 · 25.62
Debt
€41k▲
2024 · €24k
Debt ≤ 1 year
€21k▼
2024 · €24k
Debt > 1 year
€20k
Income taxes
€6k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€131k▲
Fixed assets21/28€18k€12k▼
Tangible fixed assets22/27€14k€8k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€14k€321▼
Other tangible fixed assets26-€6k
Financial fixed assets28€4k€4k=
Current assets29/58€85k€119k▲
Amounts receivable within one year40/41€31k€67k▲
Trade receivables40€27k€27k▼
Other amounts receivable41€4k€41k▲
Cash at bank and in hand54/58€53k€50k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€104k€131k▲
Equity10/15€80k€90k▲
Contributions10/11€6k€6k=
Reserves13€74k€84k▲
Distributable reserves133€74k€84k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€24k€41k▲
Amounts payable after more than one year17-€20k
Financial debts170/4-€20k
Amounts payable within one year42/48€24k€21k▼
Current portion of amounts payable after more than one year42€3k€8k▲
Trade debts44€17k€2k▼
Suppliers440/4€17k€2k▼
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€3k€10k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€564€1k▲
Other operating charges640/8€2k€829▼
Gross operating margin9900€42k€22k▼
Operating profit (loss)9901€39k€20k▼
Financial income75/76B€239€1k▲
Recurring financial income75€239€1k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€37k€17k▼
Income taxes67/77€13k€6k▼
Profit (loss) for the period9904€24k€11k▼
Profit (loss) for the period to be appropriated9905€24k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€11k▼
Transfer from equity791/2€0-
Transfer to equity691/2€24k€11k▼
To other reserves6921€24k€11k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €24k ▲26%
Operating result €39k, net result €24k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 3.89
Current ratio from 1.29 to 3.89; short-term debt falls from €23k to €7k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €411
Net result €411 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-14k ▼550%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Benedestraat 711851 GrimbergenGround area
2,125 m²
Building footprint
1,258 m²
Volume, LiDAR
8,785 m³
2 parcels, Flanders · tallest building 18.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
BVW Solutions
since 20122.207.904.595
Paul Parmentierlaan 7, 8300 Knokke-Heist
since 20232.350.460.844
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013C0693/00A000 | Flanders | 1,608 m² | 1 · 1,159 m² | 18.7 m · 3 fl. |
| 23036B0570/00N002 | Flanders | 517 m² | 1 · 99 m² | 9.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,452 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.