3PMS
ActiveSummary
3PMS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-23k) and a net result of €4k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 6% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability75▲+14
Solvency0=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.1 in 2023; short-term debt: 98% and cash: 3.7% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-29.1%
Return on assets
4.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 37953 sector peers (2024).
NBB · sector comparisonPosition among 37953 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
61 d late
2022
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-23k▲ 14.2%
2023 · €-27k
2022: €-24k
2023: €-27k▼ -15.1% vs 2022lowest in 3 years
2024: €-23k▲ +14.2% vs 2023highest in 3 years
2022 → 2024
Total assets
€81k▲ 34.4%
2023 · €60k
2022: €41klowest in 3 years
2023: €60k▲ +45.2% vs 2022
2024: €81k▲ +34.4% vs 2023highest in 3 years
2022 → 2024
Net result
€4k
2023 · €-4k
2022: €-14klowest in 3 years
2023: €-4k▲ +74.3% vs 2022
2024: €4k▲ +208% vs 2023highest in 3 years
2022 → 2024
Working capital
€-64k▲ 18.0%
2023 · €-78k
2022: €-49khighest in 3 years
2023: €-78k▼ -58.5% vs 2022lowest in 3 years
2024: €-64k▲ +18.0% vs 2023
2022 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-24k-€-27k▼ 15.1%€-23k▲ 14.2%
2022: €-24k
2023: €-27k▼ -15.1% vs 2022lowest in 3 years
2024: €-23k▲ +14.2% vs 2023highest in 3 years
Operating result€-14k-€-3k▲ 80.3%€4k
2022: €-14klowest in 3 years
2023: €-3k▲ +80.3% vs 2022
2024: €4k▲ +260% vs 2023highest in 3 years
Net result€-14k-€-4k▲ 74.3%€4k
2022: €-14klowest in 3 years
2023: €-4k▲ +74.3% vs 2022
2024: €4k▲ +208% vs 2023highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €3k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €81k
Fixed assets
€66k ▲ 28.9%
Current assets
€15k ▲ 66.2%
Key figures and ratios
EBITDA
€20k▲
2023 · €9k
Cash flow
€20k▲
2023 · €8k
Solvency
-29.1%▲
2023 · -45.5%
Current ratio
0.18▲
2023 · 0.10
Debt to equity
-4.44▼
2023 · -3.20
ROA
4.8%▲
2023 · -6.0%
Interest coverage
203.75▲
2023 · 12.78
Debt
€104k▲
2023 · €87k
Debt ≤ 1 year
€79k▼
2023 · €87k
Debt > 1 year
€25k
Income taxes
€297▲
2023 · €259
Staff costs
€233▲
2023 · €158
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€60k€81k▲
Fixed assets21/28€51k€66k▲
Tangible fixed assets22/27€51k€65k▲
Plant, machinery and equipment23€12k€13k▲
Furniture and vehicles24€39k€53k▲
Financial fixed assets28-€500
Current assets29/58€9k€15k▲
Amounts receivable within one year40/41€7k€11k▲
Trade receivables40€5k€7k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€1k€3k▲
Deferred charges and accrued income490/1€107€1k▲
Equity and liabilities
Total equity and liabilities10/49€60k€81k▲
Equity10/15€-27k€-23k▲
Contributions10/11€1k€1k=
Reserves13€30k€30k=
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€-59k€-55k▲
Amounts payable17/49€87k€104k▲
Amounts payable after more than one year17-€25k
Financial debts170/4-€25k
Amounts payable within one year42/48€87k€79k▼
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€3k€956▼
Taxes450/3€3k€705▼
Remuneration and social security454/9€250€250=
Other amounts payable47/48€80k€70k▼
Income statement
Code20232024
Remuneration, social security and pensions62€158€233▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€16k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€10k€23k▲
Operating profit (loss)9901€-3k€4k▲
Financial income75/76B€15€9▼
Recurring financial income75€15€9▼
Financial charges65/66B€667€100▼
Recurring financial charges65€667€100▼
Profit (loss) for the period before taxes9903€-3k€4k▲
Income taxes67/77€259€297▲
Profit (loss) for the period9904€-4k€4k▲
Profit (loss) for the period to be appropriated9905€-4k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-59k€-55k▲
Profit (loss) brought forward from the previous period14P€-55k€-59k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €71 | €158 | €233 | ▲ 47.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €11k | €16k | ▲ 44.0% |
| Other operating charges640/8 | €878 | €1k | €2k | ▲ 98.0% |
| Non-recurring operating charges66A | €13k | - | - | - |
| Gross operating margin9900 | €10k | €10k | €23k | ▲ 132% |
| Operating profit (loss)9901 | €-14k | €-3k | €4k | ▲ 260% |
| Financial income75/76B | - | €15 | €9 | ▼ 41.0% |
| Recurring financial income75 | - | €15 | €9 | ▼ 41.0% |
| Financial charges65/66B | €118 | €667 | €100 | ▼ 85.0% |
| Recurring financial charges65 | €118 | €667 | €100 | ▼ 85.0% |
| Profit (loss) for the period before taxes9903 | €-14k | €-3k | €4k | ▲ 226% |
| Income taxes67/77 | €271 | €259 | €297 | ▲ 14.5% |
| Profit (loss) for the period9904 | €-14k | €-4k | €4k | ▲ 208% |
| Profit (loss) for the period to be appropriated9905 | €-14k | €-4k | €4k | ▲ 208% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €41k | €60k | €81k | ▲ 34.4% |
| Fixed assets21/28 | €26k | €51k | €66k | ▲ 28.9% |
| Tangible fixed assets22/27 | €26k | €51k | €65k | ▲ 28.0% |
| Plant, machinery and equipment23 | €9k | €12k | €13k | ▲ 8.3% |
| Furniture and vehicles24 | €17k | €39k | €53k | ▲ 33.8% |
| Financial fixed assets28 | - | - | €500 | - |
| Current assets29/58 | €15k | €9k | €15k | ▲ 66.2% |
| Amounts receivable within one year40/41 | €12k | €7k | €11k | ▲ 46.9% |
| Trade receivables40 | €12k | €5k | €7k | ▲ 42.4% |
| Other amounts receivable41 | €229 | €2k | €3k | ▲ 58.6% |
| Cash at bank and in hand54/58 | €4k | €1k | €3k | ▲ 100% |
| Deferred charges and accrued income490/1 | - | €107 | €1k | ▲ 897% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €41k | €60k | €81k | ▲ 34.4% |
| Equity10/15 | €-24k | €-27k | €-23k | ▲ 14.2% |
| Contributions10/11 | €1k | €1k | €1k | = |
| Reserves13 | €30k | €30k | €30k | = |
| Non-distributable reserves130/1 | €100 | €100 | €100 | = |
| Reserves not available under the articles1311 | €100 | €100 | €100 | = |
| Distributable reserves133 | €30k | €30k | €30k | = |
| Profit (loss) carried forward14 | €-55k | €-59k | €-55k | ▲ 6.6% |
| Amounts payable17/49 | €65k | €87k | €104k | ▲ 19.2% |
| Amounts payable after more than one year17 | - | - | €25k | - |
| Financial debts170/4 | - | - | €25k | - |
| Amounts payable within one year42/48 | €65k | €87k | €79k | ▼ 9.5% |
| Trade debts44 | €6k | €4k | €8k | ▲ 105% |
| Suppliers440/4 | €6k | €4k | €8k | ▲ 105% |
| Taxes, remuneration and social security45 | €5k | €3k | €956 | ▼ 70.9% |
| Taxes450/3 | €5k | €3k | €705 | ▼ 76.8% |
| Remuneration and social security454/9 | €625 | €250 | €250 | = |
| Other amounts payable47/48 | €53k | €80k | €70k | ▼ 12.5% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-14k | €-4k | €4k | ▲ 208% |
| + Depreciation and write-downs630 | €9k | €11k | €16k | ▲ 44.0% |
| Operating cash flow (approximation) | €-5k | €8k | €20k | ▲ 162% |
| Investment in fixed assets (approximation) | - | €-37k | €-31k | ▲ 15.5% |
| Change in cash | - | €-2k | €1k | ▲ 172% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bever · 1 establishment unit since 2012
Ground area
5,618 m²
Building footprint
198 m²
Volume, LiDAR
1,123 m³
Parcel 23009C0681/00D000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
3PMS
since 20122.209.705.530
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23009C0681/00D000 | Flanders | 5,617 m² | 1 · 198 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-05-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.