BVR Consult
ActiveThe file of BVR Consult contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.8% (low). The 2024 annual accounts show negative equity (€-10k) and a net result of €-37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 19357 sector peers (fiscal year 2024).
Checked score
Score 2024
26
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-51
Solvency0▼-45
Growth32▼-46
Track record85
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.79 against 1.21 in 2023; short-term debt: 126.4% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-26.4%
Return on assets
-93.4%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
28 d early
2022
31 d early
2021
33 d early
2020
19 d early
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-10k
2023 · €29k
2018: €6k
2019: €11k
2020: €31k
2021: €25k
2022: €14k
2023: €29k
2018 → 2024
Total assets
€39k▼ 72.8%
2023 · €145k
2018: €43k
2019: €75k
2020: €127k
2021: €110k
2022: €141k
2023: €145k
2018 → 2024
Net result
€-37k
2023 · €3k
2018: €173
2019: €34k
2020: €66k
2021: €8k
2022: €1k
2023: €3k
2018 → 2024
Working capital
€-10k
2023 · €24k
2018: €-6k
2019: €3k
2020: €31k
2021: €25k
2022: €13k
2023: €24k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€31k-€25k▼ 21.6%€14k▼ 44.8%€29k▲ 114%€-10k
Operating result€73k-€15k▼ 80.1%€14k▼ 4.8%€6k▼ 57.8%€-41k
Net result€66k-€8k▼ 87.4%€1k▼ 87.8%€3k▲ 197%€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €41k after €6k in 2023, the lowest result in the available series.
Key figures and ratios
EBITDA
€-41k▼
2023 · €7k
Cash flow
€-37k▼
2023 · €5k
Solvency
-26.4%▼
2023 · 19.9%
Current ratio
0.79▼
2023 · 1.21
Quick ratio
0.79▼
2023 · 1.21
Debt / equity
-4.79▼
2023 · 4.01
ROA
-93.4%▼
2023 · 2.1%
Interest coverage
-90.96▼
2023 · 3.60
Debt
€50k▼
2023 · €116k
Debt ≤ 1 year
€50k▼
2023 · €116k
Income taxes
€647▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€145k€39k▼
Fixed assets21/28€5k€0▼
Tangible fixed assets22/27€5k€0▼
Furniture and vehicles24€5k€0▼
Current assets29/58€141k€39k▼
Amounts receivable within one year40/41€134k€35k▼
Trade receivables40€10k€0▼
Other amounts receivable41€124k€35k▼
Cash at bank and in hand54/58€182€0▼
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€145k€39k▼
Equity10/15€29k€-10k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€8k€-31k▼
Amounts payable17/49€116k€50k▼
Amounts payable within one year42/48€116k€50k▼
Trade debts44€16k€4k▼
Suppliers440/4€16k€4k▼
Taxes, remuneration and social security45€61k€11k▼
Taxes450/3€61k€11k▼
Other amounts payable47/48€39k€36k▼
Income statement
Code20232024
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€124▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€13k€-35k▼
Operating profit (loss)9901€6k€-41k▼
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€2k€446▼
Recurring financial charges65€2k€446▼
Profit (loss) for the period before taxes9903€10k€-36k▼
Income taxes67/77€7k€647▼
Profit (loss) for the period9904€3k€-37k▼
Profit (loss) for the period to be appropriated9905€3k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-31k▼
Profit (loss) brought forward from the previous period14P€5k€6k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-37k ▼1330%
Net result drops to €-37k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
05-06
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Gent, afdeling Oudenaarde · BVR CONSULT BV ZONNEBLOEMSTRAAT 1, 9600 RONSE · event 30-05-2024
17-04
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Oudenaarde · BVR CONSULT BV ZONNE- BLOEMSTRAAT 1, 9600 RONSE · event 11-04-2024
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €66k ▲90.4%
Operating result €73k, net result €66k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnebloemstraat 19600 RonseGround area
1,664 m²
Building footprint
252 m²
Volume, LiDAR
71 m³
2 parcels, Flanders · tallest building 2.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BVR Consult BVBA
since 20172.269.972.422
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C1604/00M000 | Flanders | 1,553 m² | 1 · 215 m² | 0.0 m |
| 45422C0399/00V003 | Flanders | 111 m² | 1 · 37 m² | 2.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Lieve TEINTENIER FRANKLIN ROOSEVELTPLEIN 42/
0002, 9600 RONSE |
11-04-2024 → present |
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2017
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.