IDEAL EXPERT
ActiveThe computed 12-month bankruptcy probability of IDEAL EXPERT is 2.1% (moderate). The 2025 annual accounts show negative equity (€-2k) and a net result of €-14k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 12% of 14056 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-69
Solvency13▼-66
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.89 against 2.15 in 2024; short-term debt: 112.5% and cash: 9.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.5%
Return on assets
-85.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
13 d late
2024
21 d late
2023
31 d late
2022
31 d late
2021
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k
2024 · €12k
2021: €12k
2022: €12k
2023: €12k
2024: €12k
2021 → 2025
Total assets
€16k▼ 26.4%
2024 · €22k
2021: €35k
2022: €17k
2023: €19k
2024: €22k
2021 → 2025
Net result
€-14k
2024 · €44
2021: €19k
2022: €6
2023: €29
2024: €44
2021 → 2025
Working capital
€-2k
2024 · €12k
2021: €11k
2022: €10k
2023: €11k
2024: €12k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€12k▲ 0.1%€12k▲ 0.3%€12k▲ 0.4%€-2k
Operating result€21k-€1k▼ 93.9%€1k▼ 15.5%€671▼ 38.7%€-14k
Net result€19k-€6▼ 100.0%€29▲ 351%€44▲ 49.9%€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €671 in 2024, the lowest result in the available series.
Key figures and ratios
EBITDA
€-14k▼
2024 · €943
Cash flow
€-14k▼
2024 · €316
Solvency
-12.5%▼
2024 · 53.7%
Current ratio
0.89▼
2024 · 2.15
Quick ratio
0.89▼
2024 · 2.15
Debt / equity
-9.00▼
2024 · 0.86
ROA
-85.5%▼
2024 · 0.2%
Interest coverage
-88.47▼
2024 · 19.50
Debt
€18k▲
2024 · €10k
Debt ≤ 1 year
€18k▲
2024 · €10k
Income taxes
€0▼
2024 · €579
Staff costs
€0▼
2024 · €944
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€16k▼
Fixed assets21/28€124€0▼
Tangible fixed assets22/27€124€0▼
Furniture and vehicles24€124€0▼
Current assets29/58€22k€16k▼
Amounts receivable within one year40/41€9k€14k▲
Trade receivables40€9k€14k▲
Cash at bank and in hand54/58€13k€1k▼
Equity and liabilities
Total equity and liabilities10/49€22k€16k▼
Equity10/15€12k€-2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€10k€-3k▼
Amounts payable17/49€10k€18k▲
Amounts payable within one year42/48€10k€18k▲
Trade debts44€635€716▲
Suppliers440/4€635€716▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€7k€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62€944€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€272€124▼
Other operating charges640/8€524€530▲
Non-recurring operating charges66A€188€0▼
Gross operating margin9900€3k€-13k▼
Operating profit (loss)9901€671€-14k▼
Financial income75/76B€0€165▲
Recurring financial income75€0€0▼
Non-recurring financial income76B-€165
Financial charges65/66B€48€153▲
Recurring financial charges65€48€153▲
Profit (loss) for the period before taxes9903€623€-14k▼
Income taxes67/77€579€0▼
Profit (loss) for the period9904€44€-14k▼
Profit (loss) for the period to be appropriated9905€44€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-3k▼
Profit (loss) brought forward from the previous period14P€10k€10k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Weakest financial yearnet €-14k ▼31382%
Net result drops to €-14k, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
02-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 33 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-06-2020
Resigned as Director
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winston Churchilllaan 192a1180 UkkelGround area
3,197 m²
Building footprint
1,092 m²
Volume, LiDAR
16,787 m³
2 parcels, Brussels · tallest building 29.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
IDEAL EXPERT
since 20192.298.085.101
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0003/00E021 | Brussels | 2,250 m² | 1 · 546 m² | 29.5 m · 9 fl. |
| 21614H0054/00W013 | Brussels | 947 m² | 1 · 546 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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NIEUWW
BE 0791.602.053
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GVN IMMO SERVICE
BE 0667.566.668
Le Roeulx · Eq €12k
KR PROPERTIES
BE 0756.833.788
Rixensart · Eq €12k
MERWO
BE 0777.830.033
Edegem · Eq €12k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 3,166 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2019
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68110Buying and selling of own real estate
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.idealexpert.be
E-mail:info@idealexpert.be