BVN Engineering
ActiveBVN Engineering has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247k and a net result of €36k. Equity is growing by ~34.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-28
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 16.42 against 6.31 in 2024), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
13.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
26 d late
2023
20 d late
2022
31 d late
2021
2 d early
2020
22 d early
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€247k▲ 16.9%
2024 · €211k
2019: €25k
2020: €58k
2021: €88k
2022: €107k
2023: €161k
2024: €211k
2019 → 2025
Total assets
€269k▲ 7.7%
2024 · €250k
2019: €33k
2020: €92k
2021: €119k
2022: €125k
2023: €196k
2024: €250k
2019 → 2025
Net result
€36k▼ 29.2%
2024 · €50k
2019: €13k
2020: €33k
2021: €30k
2022: €19k
2023: €53k
2024: €50k
2019 → 2025
Working capital
€230k▲ 11.2%
2024 · €206k
2019: €25k
2020: €58k
2021: €85k
2022: €106k
2023: €154k
2024: €206k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€107k▲ 22.2%€161k▲ 49.8%€211k▲ 31.4%€247k▲ 16.9%
Operating result€42k-€27k▼ 36.0%€80k▲ 199%€68k▼ 14.7%€41k▼ 39.0%
Net result€30k-€19k▼ 34.6%€53k▲ 174%€50k▼ 5.6%€36k▼ 29.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€25k▲ 424%
Current assets
€245k▼ 0.3%
Equity and liabilities €269k
Equity
€247k▲ 16.9%
Provisions
€8k
Debt
€15k▼ 61.7%
The debt ratio falls from 15.6% to 5.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▼
2024 · €70k
Cash flow
€38k▼
2024 · €53k
Solvency
91.7%▲
2024 · 84.4%
Current ratio
16.42▲
2024 · 6.31
Quick ratio
16.42▲
2024 · 6.31
Debt / equity
0.06▼
2024 · 0.18
ROE
14.5%▼
2024 · 23.9%
ROA
13.3%▼
2024 · 20.2%
Interest coverage
258.20▼
2024 · 958.23
Debt
€15k▼
2024 · €39k
Debt ≤ 1 year
€15k▼
2024 · €39k
Income taxes
€16k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€269k▲
Fixed assets21/28€5k€25k▲
Tangible fixed assets22/27€5k€25k▲
Furniture and vehicles24€5k€25k▲
Current assets29/58€245k€245k▼
Amounts receivable after more than one year29€0€150k▲
Other amounts receivable291€0€150k▲
Amounts receivable within one year40/41€181k€67k▼
Trade receivables40€19k€6k▼
Other amounts receivable41€161k€61k▼
Cash at bank and in hand54/58€63k€26k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€250k€269k▲
Equity10/15€211k€247k▲
Contributions10/11€12k€12k=
Reserves13€199k€228k▲
Distributable reserves133€199k€228k▲
Profit (loss) carried forward14-€7k
Provisions and deferred taxes16-€8k
Provisions for liabilities and charges160/5-€8k
Taxes161-€8k
Amounts payable17/49€39k€15k▼
Amounts payable within one year42/48€39k€15k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€4k€737▼
Suppliers440/4€4k€737▼
Taxes, remuneration and social security45€35k€14k▼
Taxes450/3€35k€14k▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€8k
Other operating charges640/8€666€812▲
Gross operating margin9900€71k€52k▼
Operating profit (loss)9901€68k€41k▼
Financial income75/76B€8k€10k▲
Recurring financial income75€8k€10k▲
Financial charges65/66B€73€170▲
Recurring financial charges65€73€170▲
Profit (loss) for the period before taxes9903€76k€51k▼
Income taxes67/77€26k€16k▼
Profit (loss) for the period9904€50k€36k▼
Profit (loss) for the period to be appropriated9905€50k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€36k▼
Transfer to equity691/2€50k€29k▼
To other reserves6921€50k€29k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 16.42
Current ratio from 6.31 to 16.42; short-term debt falls from €39k to €15k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Equity above €200kEq €211k ▲31.4%
6 profitable years in a row build equity to €211k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Highest result since 2019net €53k ▲174%
Operating result €80k, net result €53k, both a record.
31-12
Financial
Equity above €150kEq €161k ▲49.8%
5 profitable years in a row build equity to €161k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €107k ▲22.2%
4 profitable years in a row build equity to €107k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verhoevenlei 772930 BrasschaatGround area
79 m²
Building footprint
86 m²
Volume, LiDAR
555 m³
Parcel 11324D0742/00K000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BVN Engineering
since 20192.284.099.283
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0742/00K000 | Flanders | 79 m² | 1 · 86 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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INGENIERIE ET SERVICES
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PHéNX
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MIDACO
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Of 11,505 companies in sector 71121 we hold annual accounts for 6,524. 4,987 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2019
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.