Skip to content

BVM Cloud Solutions

Active
Private limited companyfounded 2025active for 1 yearSter 25, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1027.388.267
Summary

BVM Cloud Solutions has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,150 and a net result of €23,150. Its solvency ranks better than 47% of 21,148 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 09-09-2025 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200
Establishment unit
2.377.870.767 9100 Sint-Niklaas, since 09-09-2025
Financial year end
31 December
Peppol
Reachable since 24-11-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€30,025
Turnover
≈ €100,000
estimated
Profit
€23,150
Equity
€27,150
Total assets
€47,569
Score breakdownraises riskFounded in 2025lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.14, cash €26,233Size: total assets €47,569Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of micro companies in computer programming and consultancy (NACE 62)
Financial strength
Strong
Solvency 82
equity 57.1% of total assets
Liquidity 79
short-term debt 42.9% · cash 55.1%
Profitability 100
return on assets 48.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.14, above the usual 1.5. Short-term debt is 42.9% and cash 55.1% of total assets. 42.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 49% of them on solvency, 63% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 2.14, cash €26,233
NBB · annual accounts
lowers risk · Size: total assets €47,569
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
51 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 10-06-2026 at the NBB

Turnover
≈ €100,000
Estimated: probably between €82,000 and €140,000
Total assets
€47,569
Net result
€23,150
Working capital
€23,189

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €46,816
Fixed assets €3,208
Current assets €43,608
Equity and liabilities €47,569
Equity €27,150
Debt €20,419
Debt's share of the balance-sheet total is 42.9%.
Key figures and ratios
2025 value
EBITDA
€30,025
Cash flow
€23,757
Current ratio
2.14
Debt to equity
0.75
ROE
85.3%
ROA
48.7%
Interest coverage
89.44
Debt ≤ 1 year
€20,419
Income taxes
€5,932

Investments

fixed assets acquired
Item2025
Tangible fixed assets€3,478
Financial fixed assets€0
Depreciation and write-downs of the year€607

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€47,569
Formation expenses20€753
Fixed assets21/28€3,208
Tangible fixed assets22/27€3,208
Furniture and vehicles24€3,208
Current assets29/58€43,608
Amounts receivable within one year40/41€16,181
Trade receivables40€16,100
Other amounts receivable41€81
Cash at bank and in hand54/58€26,233
Deferred charges and accrued income490/1€1,194
Equity and liabilities
Total equity and liabilities10/49€47,569
Equity10/15€27,150
Contributions10/11€4,000
Reserves13€23,150
Distributable reserves133€23,150
Amounts payable17/49€20,419
Amounts payable within one year42/48€20,419
Trade debts44€2,208
Suppliers440/4€2,208
Taxes, remuneration and social security45€12,211
Taxes450/3€12,211
Other amounts payable47/48€6,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€607
Gross operating margin9900€30,025
Operating profit (loss)9901€29,418
Financial charges65/66B€336
Recurring financial charges65€336
Profit (loss) for the period before taxes9903€29,082
Income taxes67/77€5,932
Profit (loss) for the period9904€23,150
Profit (loss) for the period to be appropriated9905€23,150
Appropriation of the result
Profit (loss) to be appropriated9906€23,150
Transfer to equity691/2€23,150
To other reserves6921€23,150

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 10-06-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€607
Gross operating margin9900€30,025
Operating profit (loss)9901€29,418
Financial charges65/66B€336
Recurring financial charges65€336
Profit (loss) for the period before taxes9903€29,082
Income taxes67/77€5,932
Profit (loss) for the period9904€23,150
Profit (loss) for the period to be appropriated9905€23,150
Line2025
Assets
Total assets20/58€47,569
Formation expenses20€753
Fixed assets21/28€3,208
Tangible fixed assets22/27€3,208
Furniture and vehicles24€3,208
Current assets29/58€43,608
Amounts receivable within one year40/41€16,181
Trade receivables40€16,100
Other amounts receivable41€81
Cash at bank and in hand54/58€26,233
Deferred charges and accrued income490/1€1,194
Equity and liabilities
Total equity and liabilities10/49€47,569
Equity10/15€27,150
Contributions10/11€4,000
Reserves13€23,150
Distributable reserves133€23,150
Amounts payable17/49€20,419
Amounts payable within one year42/48€20,419
Trade debts44€2,208
Suppliers440/4€2,208
Taxes, remuneration and social security45€12,211
Taxes450/3€12,211
Other amounts payable47/48€6,000
Line2025
Profit (loss) for the period9904€23,150
+ Depreciation and write-downs630€607
Operating cash flow (approximation)€23,757

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 11,279 companies had the same profile as BVM Cloud Solutions has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
96.6% was still going
2.6% stopped otherwise
0.7% went bankrupt

That fits the bankruptcy probability of BVM Cloud Solutions itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for BVM Cloud Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 10-06-2026 2026-00163223 PDF

Board & ownership

Directors

Directors
1 director, no change since 2025
VAN MULLEM Brent Robert Lily-Anne
Director (not named in the articles) · since 09-09-2025 · term without a fixed end · listed in the 2025 annual accounts, filed on 10-06-2026
Current

Owners and capital

Shareholders

Capital transactions

Capital over time
  1. 11-09-2025 Incorporation · €4,000

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“De bestuurder(s) kunnen de uitoefening van een deel van hun bevoegdheid ten titel van bijzondere volmacht opdragen aan een derde aangestelde…”
Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
“Hernieuwbare termijn van drie jaar, één of meerdere commissarissen”

Articles of association, deed of 11-09-2025 (in Dutch)

Network & group

BVM Cloud Solutions shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of BVM Cloud Solutions. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
10-06
NBB filing Annual accounts 2025 filedNBB
micro format · 51 days before the deadline
2025
11-09
Gazette deed Incorporation
Starting capital €4,000 · Appointment: VAN MULLEM Brent Robert Lily-Anne (director) · Founder · Pre-incorporation commitments7 points ▸
  • Incorporation, 09-09-2025
  • Founder, VAN MULLEM Brent Robert Lily-Anne
  • Board meeting, “het aantal bestuurders te bepalen op één, vergadering” (deed in Dutch)
  • Director appointment, VAN MULLEM Brent Robert Lily-Anne (director (not named in the articles))
  • Other provision, “website and email, niet beschikbaar” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, Alle verbintenissen en alle verplichtingen die eruit voortvloeien, en alle activiteiten ondernomen” (deed in Dutch)
  • Founding capital, €4,000

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name BVM Cloud Solutions in Dutch
Enterprise number 1027.388.267
Legal form Private limited company
Status Active, normale toestand
Founded 09-09-2025
Entity type Legal entity
Name clauseThe company operates under this name according to its articles.
BVM Cloud Solutions
deed of 11-09-2025 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, 9100 Sint-Niklaas, Ster 25 bus 1”
deed of 11-09-2025 (in Dutch)

Registered office and establishments

Registered office Ster 25, 9100 Sint-Niklaas, Belgium
Establishment unit BVM Cloud Solutions, Ster 25, 9100 Sint-Niklaas since 09-09-2025 · unit number 2.377.870.767

Activities

NACEBEL 2025
62200 Computer consultancy and computer facilities management main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“1. Het coachen van mensen op vlak van leidinggeven, teamwork, communicatie en managementskills; 2. Het uitvoeren van management- en…”
14 activities
  1. 1. Het coachen van mensen op vlak van leidinggeven, teamwork, communicatie en managementskills;
  2. 2. Het uitvoeren van management- en consultancyopdrachten;
  3. 3. Activiteiten van hoofdkantoren; adviesbureaus op het gebied van bedrijfsbeheer;
  4. 4. Adviesbureaus op het gebied van bedrijfsbeheer;
  5. 5. Adviesbureaus op het gebied van Human Resources en personeelsbeleid;
  6. 6. Het organiseren van cursussen, opleidingen, seminaries, demo's, workshops, beurzen, businessmeetings en handelsmissies met betrekking tot de voormelde activiteiten.
  7. 7. Het uitoefenen van bestuurdersfuncties, het verlenen van advies, management en andere diensten;
  8. 8. Het aanleggen, het oordeelkundig uitbouwen en beheren voor eigen rekening van een onroerend vermogen, alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, restaureren, onderhouden, de binnenhuisinrichting en decoratie, het huren, verkavelen, prospecteren en uitbaten van onroerende goederen, en in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of het productief maken van onroerende goederen of onroerende zakelijke rechten. Voormelde opsomming dient in de meest ruime zin te worden begrepen, doch met uitsluiting van deze activiteiten die wettelijk zijn voorbehouden aan vastgoedmakelaars.
  9. 9. Het verwerven en beheren voor eigen rekening van een roerend patrimonium. Het stellen van alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen.
  10. 10. Alle dienstverlening in de informaticasector. Dit omvat onder meer volgende activiteiten: het ontwikkelen, het programmeren, de productie, het concipiëren, het installeren en het implementeren van nieuwe software/hardware toepassingen, al dan niet op maat, alsook software/hardware voor industriële, retail en KMOtoepassingen.
  11. 11. Alle mogelijke activiteiten die verband houden met het verlenen van consultancy, opleiding, technische expertise en bijstand in allerhande sectoren in het gebied van informatica, rekrutering en selectie.
  12. 12. Dienstverlening, uitvoering & ondersteuning met betrekking tot hard en softwaretoepassingen.
  13. 13. HR-consultancy in de meeste ruime betekenis en onder meer specifiek, HRIT/HRIS consultancy activiteiten en aanverwante activiteiten
  14. 14. Ontwerpen, analyse en programmeren van computerprogramma's consultancy, operations- en project-, en interim-management in de meest ruime betekenis; - Het bevorderen van de ontwikkeling van technologische innovaties tot aan hun commercialisering; het opsporen van geschikte partners voor deze realisaties
deed of 11-09-2025 (in Dutch)

Invoicing and payment

VAT number BE 1027.388.267
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1027388267
Other Peppol ID 9925:BE1027388267
Registered 24-11-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“11) jaarvergadering - dag en uur - toelatingsvoorwaarden plaats. Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”
deed of 11-09-2025 (in Dutch)
Meeting accessThe articles set who may attend the meeting and what is needed to be admitted.
“Indien enkel de stemrechten geschorst zijn, mag hij nog steeds deelnemen aan de algemene vergadering, evenwel zonder te kunnen deelnemen aan…”
deed of 11-09-2025 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
1,811 m²
Building footprint
385 m²
Building volume
941 m³
Cadastral parcel Region Area Buildings Height / floors
46446B1189/00X000 Flanders 1,811 m² 1 · 385 m² 7.5 m · 1