BVM Cloud Solutions

Active

Private limited companyfounded 20251 yr activeSter 25, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1027.388.267

Summary

BVM Cloud Solutions has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,150 and a net result of €23,150. Its solvency ranks better than 47% of 20890 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

BVM Cloud SolutionsActiveChecked score 96/100

Risk analysis Report Compare

Activity

Computer consultancy and computer facilities management

NACE 62200

1 site

Size

€47,569total assets 2025

Equity: €27,150
Profit: €23,150

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 51 d early0 of 1 deed read

Why 96- Founded in 2025+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 2.14, cash €26,233+ Size: total assets €47,569Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 65% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 82

equity 57.1% of total assets

Liquidity 79

short-term debt 42.9% · cash 55.1%

Profitability 100

return on assets 48.7%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,829 companies)

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 2.14, cash €26,233 lowers the probability
Size: total assets €47,569 lowers the probability for this profile
Founded in 2025 raises the probability for this profile

Credit up to €2,500 at 30 days acceptable

Liquidity ample (current ratio 2.14; short-term debt: 42.9% and cash: 55.1% of total assets), and 42.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 49%, liquidity 63%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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