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Generated 14-08-2026
Active BE 0429.811.948Public limited company

BVA Consulting

· 39 yrs active
Sector: Handelsbemiddeling in de niet-gespecialiseerde groothandel (46190)
Conclusion Checked

The KBO register records legal situation 050 for BVA Consulting (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2020 annual accounts show negative equity (€-47k) and a net result of €-115k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €-47k
Net result €-115k
Staff (FTE) 2.6
Better than sector 20%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency53Growth78Stability0
46 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 53
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
0 / 100
Low riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Trust signals 1 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2020 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2020 and the legal situation the KBO register itself records. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-09-2021 with the NBB · fiscal year 2020 · micro
€-400k€-200k€0€200kOperating result 2018: €4k€4kNet result 2018: €-224k€-224kOperating result 2019: €-59k€-59kNet result 2019: €-289k€-289kOperating result 2020: €191k€191kNet result 2020: €-115k€-115k201820192020
Operating resultNet result
Sector comparison
Fiscal year 2020 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -12.4% 25.2%
better than 20% of 912 sector peers
Net result €174k €4k
better than 95% of 909 sector peers
Equity €-47k €29k
better than 13% of 915 sector peers
Gross operating margin €271k €20k
better than 95% of 907 sector peers
Employees (FTE) 2.6 1.2
better than 77% of 206 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€191k
- 18-20
Net profit
€-115k
+60.2% 18-20
Cash flow
€-114k
- 18-20
Total assets
€375k
+171.2% 18-20
Equity
€-47k
+78.9% 18-20
Working capital
€100k
- 18-20
Employees (FTE)
3
+13.0% 18-20
Debt
€422k
+17.6% 18-20
Debt ≤ 1y
€272k
+30.2% 18-20
Debt > 1y
€150k
0.0% 18-20
Current ratio
1.37
+109.3% 18-20
Quick ratio
1.37
+109.3% 18-20
Solvency
-12.4%
+92.2% 18-20
Debt / equity
-3.22
-373.5% 18-20
ROE
246.5%
+88.2% 18-20
ROA
-30.6%
+85.3% 18-20
Figures by fiscal year
Fiscal year2020
Depositmicro
Revenue-
EBITDA€191k
Net profit€-115k
Cash flow€-114k
Staff costs-
Income taxes-
Dividends-
Total assets€375k
Equity€-47k
Debt€422k
of which ≤ 1y€272k
of which > 1y€150k
Working capital€100k
Employees (FTE)2.6
Ratios (computed)
2020
Current ratio1.37
Quick ratio1.37
Working capital ratio26.7%
Solvency-12.4%
Debt / equity-3.22
Long-term debt ratio-3.22
Interest coverage-
Gross margin-
Net margin-
ROA-30.6%
ROE246.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2020
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2020
Balance sheet, Assets
TOTAL ASSETS 20/58€375k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€1k
Financial fixed assets 28€2k
Current assets 29/58€372k
Amounts receivable within one year 40/41€274k
Cash & bank 54/58€96k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€375k
Equity 10/15€-47k
Contributions / capital 10/11€62k
Reserves 13€6k
Accumulated profits (losses) 14€-115k
Amounts payable 17/49€422k
Amounts payable after one year 17€150k
Amounts payable within one year 42/48€272k
Trade debts payable within one year 44€83k
Income statement
Gross operating margin 9900€271k
Operating result 9901€191k
Financial income 75€2k
Financial charges 65€19k
Result before taxes 9903€174k
Net result for the period 9904€174k
Result to be appropriated 9905€174k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Former directors (2)
  • Pavel Ponomarev
    Director
    State Gazette act 22054270 (02-05-2022)
    Former
    - → 25-03-2022
  • Didier Mulders
    Director
    State Gazette act 22054787 (03-05-2022)
    Former
    - → 15-05-2019
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Handelsbemiddeling in de niet-gespecialiseerde groothandel(46190)
Legal form Public limited company(014)
Incorporation06-11-1986
StatusActive
Postal code-
Establishment units 1 location
Establishment
Personenvervoer door de lucht
since 19862.034.391.490
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21447B0298/00W013 Brussels 1,244 m² 1 · 389 m² 19.6 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2022
03-05-2022
State Gazette act Director changes
02-05-2022
State Gazette act Director changes
2021
30-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
18-12-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
31-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
23-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
29-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
25-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
17-07-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
28-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
2013
25-07-2013
NBB filing Annual accounts filed
fiscal year 2012 · verkort
2012
22-08-2012
NBB filing Annual accounts filed
fiscal year 2011 · verkort
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 4 years ago
2022
03-05-2022 Didier Mulders resigns as director Director changes
  • Didier Mulders, Bestuurder
Technical details 
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  "act_meta": {
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02-05-2022 Pavel Ponomarev resigns as director Director changes
  • Pavel Ponomarev, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Handelsbemiddeling in goederen, algemeen assortiment51190
Primary activity highlighted.
Names & trade names
Legal nameFR BVA Consulting
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative