Equity
€685,165 from €1.2m in 2020
Equity fell by 45% in 5 years.
LAMOS
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 1999peak €264,252 (2025)
€264,252▲ 36.0%
lowest -€48,836 (2012)
€122,820▲ 45.0%
peak €1.2m (2020)
€685,165▲ 21.8%
€1.3m▼ 11.6%
Board5 names since 2021
3 directorsCLODIMA and 2 others
Owners
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €194,308 to €264,252Result from €84,699 to €122,820Algemene Vergadering - Boekjaar 05-05Equity from €562,345 to €685,165Cash from €30,516 to €61,053
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 34% of small companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,476 companies (NACE 69, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%▲ +0.1 percentage points vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.5 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €2.0m
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 05-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 38% of them on solvency, 24% on liquidity and 42% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as LAMOS has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of LAMOS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for LAMOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.12 (0.07 in 2024), below 1. Short-term debt is 25.5% and cash 3% of total assets. 66.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €685,165
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
on the day
2023
2 days late
2022
29 days early
2021
2 days early
2020
33 days early
2019
12 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- AUTOGROEP NOORDZEE 100%equity €20.8m (2025) · 2025 annual accounts of AUTOGROEP NOORDZEE
Recent changes
Resignation: Marleen Panckoucke (director)
Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0463541323
Algemene Vergadering - Boekjaar
General meeting of 22-04-2025 · Gazette deed
Environmental permit granted
Wijzigen van een publiciteitsinrichting · Oostende
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LAMOS Ostend | €2.0m | €264,252 | 33.7% | - |
| @fie Ghent | €2.2m | €325,568 | 35.4% | - |
| SCHODEP Moorslede | €2.7m | €259,593 | 91.4% | - |
| POPERINGS BELEGGINGSKANTOOR Poperinge | €1.7m | €328,388 | 66.4% | - |
| BEDRIJFSADVIES EN CONSULTANCY Heist-op-den-Berg | €2.1m | €200,118 | 89.8% | - |
| SYON Ghent | €1.6m | €245,309 | 31.0% | - |
| FISCAM Bertrix | €2.8m | €291,122 | 42.5% | 2.2 |
These companies have the same main activity as LAMOS: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €1.6m and €2.8m, founded between 1988 and 2003.
Official details
Source: KBO- Status
- Active since 11-06-1998Normal situation
- Registered office
- 13 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Other tax advisory servicesNACE 69209and 5 others
- Establishment unit
- 2.103.119.8518500 Kortrijk, since 17-07-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Insights on LAMOS
LAMOS files the abbreviated format. That format states no turnover. The gross margin rose from €17,845 in 2007 to €264,252 in 2025.
The balance sheet grew most from 2010 to 2012 through fixed assets.
AUTOGROEP NOORDZEE holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAMOS
- What is the company number of LAMOS?
- The company number of LAMOS is 0463.541.323. The VAT number is the same number with BE in front: BE 0463.541.323.
- Where is LAMOS based?
- The registered office is at Torhoutsesteenweg 691, 8400 Ostend.Company details
- What does LAMOS do?
- According to the KBO register, the main activity is other tax advisory services (NACE 69209).
- What is the legal form of LAMOS?
- LAMOS is a private limited company (BV).
- When was LAMOS founded?
- LAMOS was founded on 11-06-1998.
- Is LAMOS still active?
- Yes, LAMOS is an active enterprise in the KBO register.
- What is the turnover of LAMOS?
- The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €264,252 and 40 comparable companies (NACE 692). It probably lies between €390,000 and €560,000.Financials
- Is LAMOS profitable?
- In financial year 2025, LAMOS made a profit of €122,820.
- Where can I find the annual accounts of LAMOS?
- LAMOS filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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