Checked.be · Company dossierhttps://checked.be/en/c/bv-j-m-j-0631795345 · as of 28-10-2026
BV J.M.J.
Active
Private limited company · founded 2015 · active for 11 yearsGentsestraat 57, 9500 Geraardsbergen, BelgiumKBO/BCE: BE 0631.795.345
Summary
The computed 12-month bankruptcy probability of BV J.M.J. is 4.1% (elevated). For BV J.M.J., one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€5,609) and a net result of €181. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 18,740 sector peers (NACE 56, financial year 2024). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.
2025 accounts not filed, 181 days past the deadline4 deeds in the Belgian Official Gazette
Signalsraises riskFigures for financial year 2024 (filed 30-04-2025)Sector: Food and beverage service activities (NACE 56)1 financial year not filed after the legal deadlineAnnual accounts not filedlowers riskLiquidity: current ratio 0.45, cash €1,927neutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0=
equity -105.7% of total assets
Liquidity45+38
short-term debt 205.7% · cash 36.3%
Profitability71+35
return on assets 3.4%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
4.1%Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.8% (23,766 companies, NACE 56, micro)
Last 24 months11-2024: 1.8%12-2024: 1.8%● unchanged vs 11-202401-2025: 1.8%● unchanged vs 12-202402-2025: 1.8%● unchanged vs 01-202503-2025: 1.7%▼ -0.1 percentage points vs 02-202504-2025: 1.9%▲ +0.2 percentage points vs 03-202505-2025: 1.2%▼ -0.7 percentage points vs 04-202506-2025: 1.2%● unchanged vs 05-202507-2025: 1.2%● unchanged vs 06-202508-2025: 1.2%● unchanged vs 07-202509-2025: 1.2%● unchanged vs 08-202510-2025: 1.2%● unchanged vs 09-202511-2025: 1.2%● unchanged vs 10-202512-2025: 1.0%▼ -0.2 percentage points vs 11-202501-2026: 1.0%● unchanged vs 12-202502-2026: 1.0%● unchanged vs 01-202603-2026: 1.0%● unchanged vs 02-2026lowest value04-2026: 1.1%▲ +0.1 percentage points vs 03-202605-2026: 1.5%▲ +0.4 percentage points vs 04-202606-2026: 1.8%▲ +0.3 percentage points vs 05-202607-2026: 2.6%▲ +0.8 percentage points vs 06-202608-2026: 2.7%▲ +0.1 percentage points vs 07-202609-2026: 3.4%▲ +0.7 percentage points vs 08-202610-2026: 4.1%▲ +0.7 percentage points vs 09-2026highest value
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 4 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2024 · micro…
Back to profitnet €181
Annual accounts filedfinancial year 2023 · micro…
Key points
Risk: 2025 accounts not fileddeadline was 30-04-2026181 days past the deadlineView
Risk: Negative equityfinancial year 2024: debts exceed assets-€5,609View
Caution: Among the weakest 10% on solvencysector median 29.2% · 18,740 companies-105.7%View