BV FINANCIAL @VICES
BV FINANCIAL @VICES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €806k and a net result of €141k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 773 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €806k |
| Net result | €141k |
| Staff (FTE) | 1.3 |
| Better than sector | 73% |
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 68.5% | 38.6% | |
| Net result | €141k | €28k | |
| Equity | €806k | €62k | |
| Gross operating margin | €323k | €66k | |
| Staff costs | €56k | €63k |
Show 5 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €141k |
| Cash flow | n/a |
| Staff costs | €56k |
| Income taxes | €61k |
| Dividends | €162k |
| Total assets | €1.18M |
| Equity | €806k |
| Debt | €370k |
| of which ≤ 1y | €127k |
| of which > 1y | €243k |
| Working capital | n/a |
| Employees (FTE) | 1.3 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 68.5% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 12.0% |
| ROE | 17.4% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Full annual accounts (24 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.18M |
| Fixed assets | 21/28 | €304k |
| Tangible fixed assets | 22/27 | €304k |
| Current assets | 29/58 | €871k |
| Amounts receivable within one year | 40/41 | €294k |
| Investments | 50/53 | €440k |
| Cash & bank | 54/58 | €137k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.18M |
| Equity | 10/15 | €806k |
| Contributions / capital | 10/11 | €26k |
| Reserves | 13 | €779k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €370k |
| Amounts payable after one year | 17 | €243k |
| Amounts payable within one year | 42/48 | €127k |
| Trade debts payable within one year | 44 | €607 |
| Income statement | ||
| Gross operating margin | 9900 | €323k |
| Operating result | 9901 | €185k |
| Financial income | 75 | €24k |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €202k |
| Income taxes | 67/77 | €61k |
| Net result for the period | 9904 | €141k |
| Result to be appropriated | 9905 | €141k |
| NACE primary | Agenten en makelaars in bankdiensten(66191) |
| Legal form | Private limited company(610) |
| Incorporation | 19-05-2006 |
| Status | Active |
| Postal code | 2990 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11053D0925/00C002 | Flanders | 467 m² | 1 · 82 m² | 10.6 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
| Legal nameNL | BV FINANCIAL @VICES |