Skip to content

BV CODING

Active
Private limited companyfounded 2021active for 5 yearsRue du Follet(K) 10, 7540 Tournai, Belgium52 active companies are registered at this addressKBO/BCE: BE 0763.906.573
Summary

The computed 12-month bankruptcy probability of BV CODING is 10.1% (high). For BV CODING, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€39,122) and a net result of €2,829. Equity is shrinking by about 40% per year across the filed financial years. Its solvency ranks better than 5% of 18,266 sector peers (NACE 62, financial year 2023). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other information technology and computer services
NACE 62900
1 site
Size
€59,415total assets 2023
Equity
-€39,122
Profit
€2,829
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
10.1%
2023 figures too old to score
Structure
Accounts 441 days overdue0 of 1 deed read
Signalsraises risk2 financial years not filed after the legal deadline; latest accounts 222 days late; 3 of the last 3 lateFigures for financial year 2023 (filed 10-03-2025)Liquidity: current ratio 0.60, cash €2, halvedTwo or more financial years not filedFiled more than 90 days latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Weak
Solvency 0=
equity -65.8% of total assets
Liquidity 0-21
short-term debt 165.8% · cash 0.0%
Profitability 39+39
return on assets 4.8%
Bankruptcy probability, 12 months
10.1% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,858 companies, NACE 62, micro)
Last 24 months 11-2024: 4.7% 12-2024: 5.2%▲ +0.5 percentage points vs 11-2024 01-2025: 6.9%▲ +1.7 percentage points vs 12-2024 02-2025: 6.9%● unchanged vs 01-2025 03-2025: 7.0%▲ +0.1 percentage points vs 02-2025 04-2025: 3.9%▼ -3.1 percentage points vs 03-2025 05-2025: 3.9%● unchanged vs 04-2025 06-2025: 3.8%▼ -0.1 percentage points vs 05-2025 07-2025: 3.6%▼ -0.2 percentage points vs 06-2025lowest value 08-2025: 4.6%▲ +1.0 percentage point vs 07-2025 09-2025: 5.1%▲ +0.5 percentage points vs 08-2025 10-2025: 7.0%▲ +1.9 percentage points vs 09-2025 11-2025: 6.5%▼ -0.5 percentage points vs 10-2025 12-2025: 7.2%▲ +0.7 percentage points vs 11-2025 01-2026: 8.6%▲ +1.4 percentage points vs 12-2025 02-2026: 8.6%● unchanged vs 01-2026 03-2026: 8.9%▲ +0.3 percentage points vs 02-2026 04-2026: 8.3%▼ -0.6 percentage points vs 03-2026 05-2026: 8.3%● unchanged vs 04-2026 06-2026: 8.1%▼ -0.2 percentage points vs 05-2026 07-2026: 8.1%● unchanged vs 06-2026 08-2026: 10.1%▲ +2.0 percentage points vs 07-2026highest value 09-2026: 10.1%● unchanged vs 08-2026highest value 10-2026: 10.1%● unchanged vs 09-2026highest value
Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
raises risk · 2 financial years not filed after the legal deadline; latest accounts 222 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2023 (filed 10-03-2025)
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Liquidity: current ratio 0.60, cash €2, halved
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filings
Position against the passed deadline
31-12-2024 year end31-07-2025 deadline15-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 10-03-2025, 222 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
222 days late
2022
437 days late
2021
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 230 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2023 · micro…
  2. Annual accounts filedfinancial year 2022 · micro…
  3. Back to profitnet €2,829

Financials · financial year 2023, micro format

2024 annual accounts not yet filed, deadline passed on 31 July 2025 Financial year closed on 31 December 2024; filing due at the latest 7 months after the close (Companies Code art. 3:10). 2 financial years without a filing since the last one filed. Source: NBB filings, as of 15 October 2026.

Equity
-€39,122▲ 6.7%
2022 · -€41,951
Total assets
€59,415▲ 44.2%
2022 · €41,210
Net result
€2,829
2022 · -€34,170
Working capital
-€39,427▲ 8.0%
2022 · -€42,848
Trend over the years

2021 to 2023, 3 financial years

The operating result returns to profit in 2023: €4,385 after a loss of €29,218 in 2022, the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€4,385 2023 Net result€2,829 2023

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202120222023
Operating result-€12,407--€29,218▼ 135%€4,385
Net result-€12,782below the sector's middle half--€34,170below the sector's middle half▼ 167%€2,829below the sector's middle half
Equity-€7,782below the sector's middle half--€41,951below the sector's middle half▼ 439%-€39,122below the sector's middle half▲ 6.7%
Total assets€13,705below the sector's middle half-€41,210below the sector's middle half▲ 201%€59,415below the sector's middle half▲ 44.2%
Debt€21,487-€83,161▲ 287%€98,537▲ 18.5%
Working capital-€9,271below the sector's middle half--€42,848below the sector's middle half▼ 362%-€39,427below the sector's middle half▲ 8.0%
Solvency-56.8%below the sector's middle half--101.8%below the sector's middle half▼ 45.0pp-65.8%below the sector's middle half▲ 36.0pp
Current ratio0.57below the sector's middle half-0.48below the sector's middle half▼ 0.080.60below the sector's middle half▲ 0.12
Return on assets (ROA)-93.3%below the sector's middle half--82.9%below the sector's middle half▲ 10.3pp4.8%within the sector's middle half▲ 87.7pp
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €59,415
Fixed assets €304 ▼ 66.1%
Current assets €59,110 ▲ 46.6%
Equity and liabilities
Equity-€39,122
Debt€98,537
Equity is negative: debt (€98,537) exceeds the balance-sheet total (€59,415).
Key figures and ratios
2023 value · change against 2022
EBITDA
€4,978▲
2022 · -€28,625
Cash flow
€3,422▲
2022 · -€33,577
Interest coverage
1.70▲
2022 · -5.42
Debt ≤ 1 year
€98,537▲
2022 · €83,161
Income taxes
€276▲
2022 · €271
Staff costs
€16,950▲
2022 · €7,566
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 39 lines
Balance sheet Code20222023
Assets
Total assets20/58€41,210€59,415▲
Fixed assets21/28€897€304▼
Tangible fixed assets22/27€642€49▼
Furniture and vehicles24€642€49▼
Financial fixed assets28€255€255=
Current assets29/58€40,312€59,110▲
Amounts receivable within one year40/41€32,696€57,589▲
Trade receivables40€14,276€13,227▼
Other amounts receivable41€18,420€44,362▲
Cash at bank and in hand54/58€6,947€2▼
Deferred charges and accrued income490/1€670€1,519▲
Equity and liabilities
Total equity and liabilities10/49€41,210€59,415▲
Equity10/15-€41,951-€39,122▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€46,951-€44,122▲
Amounts payable17/49€83,161€98,537▲
Amounts payable within one year42/48€83,161€98,537▲
Trade debts44€44,263€45,051▲
Suppliers440/4€33,593€44,701▲
Bills of exchange payable441€10,670€350▼
Taxes, remuneration and social security45€38,897€53,487▲
Taxes450/3€35,139€49,007▲
Remuneration and social security454/9€3,759€4,479▲
Other amounts payable47/48€0-
Income statement Code20222023
Remuneration, social security and pensions62€7,566€16,950▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€593€593=
Other operating charges640/8€1,410€2,251▲
Gross operating margin9900-€19,649€24,179▲
Operating profit (loss)9901-€29,218€4,385▲
Financial income75/76B€604€1,647▲
Recurring financial income75€604€1,647▲
Financial charges65/66B€5,284€2,926▼
Recurring financial charges65€5,284€2,926▼
Profit (loss) for the period before taxes9903-€33,898€3,105▲
Income taxes67/77€271€276▲
Profit (loss) for the period9904-€34,170€2,829▲
Profit (loss) for the period to be appropriated9905-€34,170€2,829▲
Appropriation of the result
Profit (loss) to be appropriated9906-€46,951-€44,122▲
Profit (loss) brought forward from the previous period14P-€12,782-€46,951▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202120222023Change
Remuneration, social security and pensions62-€7,566€16,950▲ 124%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€543€593€593=
Other operating charges640/8€900€1,410€2,251▲ 59.6%
Gross operating margin9900-€10,964-€19,649€24,179-
Operating profit (loss)9901-€12,407-€29,218€4,385-
Financial income75/76B-€604€1,647▲ 173%
Recurring financial income75-€604€1,647▲ 173%
Financial charges65/66B€234€5,284€2,926▼ 44.6%
Recurring financial charges65€234€5,284€2,926▼ 44.6%
Profit (loss) for the period before taxes9903-€12,641-€33,898€3,105-
Income taxes67/77€140€271€276▲ 1.8%
Profit (loss) for the period9904-€12,782-€34,170€2,829-
Profit (loss) for the period to be appropriated9905-€12,782-€34,170€2,829-
Line202120222023Change
Assets
Total assets20/58€13,705€41,210€59,415▲ 44.2%
Fixed assets21/28€1,490€897€304▼ 66.1%
Tangible fixed assets22/27€1,235€642€49▼ 92.3%
Furniture and vehicles24€1,235€642€49▼ 92.3%
Financial fixed assets28€255€255€255=
Current assets29/58€12,216€40,312€59,110▲ 46.6%
Amounts receivable within one year40/41€10,647€32,696€57,589▲ 76.1%
Trade receivables40€10,647€14,276€13,227▼ 7.3%
Other amounts receivable41-€18,420€44,362▲ 141%
Cash at bank and in hand54/58€1,569€6,947€2▼ 100.0%
Deferred charges and accrued income490/1-€670€1,519▲ 127%
Equity and liabilities
Total equity and liabilities10/49€13,705€41,210€59,415▲ 44.2%
Equity10/15-€7,782-€41,951-€39,122▲ 6.7%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14-€12,782-€46,951-€44,122▲ 6.0%
Amounts payable17/49€21,487€83,161€98,537▲ 18.5%
Amounts payable within one year42/48€21,487€83,161€98,537▲ 18.5%
Trade debts44€11,005€44,263€45,051▲ 1.8%
Suppliers440/4€10,655€33,593€44,701▲ 33.1%
Bills of exchange payable441€350€10,670€350▼ 96.7%
Taxes, remuneration and social security45€9,584€38,897€53,487▲ 37.5%
Taxes450/3€9,584€35,139€49,007▲ 39.5%
Remuneration and social security454/9-€3,759€4,479▲ 19.2%
Other amounts payable47/48€898€0--
Line202120222023Change
Profit (loss) for the period9904-€12,782-€34,170€2,829-
+ Depreciation and write-downs630€543€593€593=
Operating cash flow (approximation)-€12,238-€33,577€3,422-
Investment in fixed assets (approximation)-€0€0-
Change in cash-€5,379-€6,945-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2023 micro format 10-03-2025 2025-00045326
31-12-2022 micro format 10-10-2024 2024-00502817
31-12-2021 micro format 31-08-2022 2022-20388894

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 3,182 active companies whose main activity is other information technology and computer services (NACE 62900), figures are known for 1,776. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 22 February 2021, BV CODING was incorporated.1 Total assets went from €13,705 in 2021 to €59,415 in 2023.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2023

Acts, filings and financial milestones

2025
10-03
NBB filing Annual accounts filed
financial year 2023 · micro format · 222 days late
2024
10-10
NBB filing Annual accounts filed
financial year 2022 · micro format · 437 days late
2023
31-12
Financial Back to profitnet €2,829
Net result €2,829 after 2 loss-making years.
2022
31-12
Financial Weakest financial yearnet -€34,170
Net result drops to -€34,170, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded22-02-2021
Financial year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
18130Pre-press and pre-media services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0763906573
Registered 13-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 14 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
4,951 m²
Building footprint
1,527 m²
Building volume
19,392 m³
Parcel 57042C0786/00M002, Wallonia · tallest building 14.7 m. Linked by address, not a title deed.
1 establishment unit
BV CODING
Rue du Follet(K) 10, 7540 TournaiOther information technology and computer services
since 2021unit no. 2.314.521.255
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
57042C0786/00M002 Wallonia 4,951 m² 1 · 1,527 m² 14.7 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.