BV CODING
ActiveSummary
For BV CODING, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€39,122) and a net result of €2,829. Equity is shrinking by ~40.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 18490 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability39▲+39
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-65.8%
Return on assets
4.8%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 10-03-2025, 222 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
222 d late
2022
437 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 230 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
-€39,122▲ 6.7%
2022 · -€41,951
Total assets
€59,415▲ 44.2%
2022 · €41,210
Net result
€2,829
2022 · -€34,170
Working capital
-€39,427▲ 8.0%
2022 · -€42,848
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202120222023
Operating result-€12,407--€29,218▼ 135%€4,385
Net result-€12,782below the sector's middle half--€34,170below the sector's middle half▼ 167%€2,829below the sector's middle half
Equity-€7,782below the sector's middle half--€41,951below the sector's middle half▼ 439%-€39,122below the sector's middle half▲ 6.7%
Total assets€13,705below the sector's middle half-€41,210below the sector's middle half▲ 201%€59,415below the sector's middle half▲ 44.2%
Debt€21,487-€83,161▲ 287%€98,537▲ 18.5%
Working capital-€9,271below the sector's middle half--€42,848below the sector's middle half▼ 362%-€39,427below the sector's middle half▲ 8.0%
Solvency-56.8%below the sector's middle half--101.8%below the sector's middle half▼ 45.0pp-65.8%below the sector's middle half▲ 36.0pp
Current ratio0.57below the sector's middle half-0.48below the sector's middle half▼ 0.080.60below the sector's middle half▲ 0.12
Return on assets (ROA)-93.3%below the sector's middle half--82.9%below the sector's middle half▲ 10.3pp4.8%within the sector's middle half▲ 87.7pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €4,385 after a loss of €29,218 in 2022, the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €59,415
Fixed assets
€304 ▼ 66.1%
Current assets
€59,110 ▲ 46.6%
Key figures and ratios
EBITDA
€4,978▲
2022 · -€28,625
Cash flow
€3,422▲
2022 · -€33,577
Debt to equity
-2.52▼
2022 · -1.98
Interest coverage
1.70▲
2022 · -5.42
Debt ≤ 1 year
€98,537▲
2022 · €83,161
Income taxes
€276▲
2022 · €271
Staff costs
€16,950▲
2022 · €7,566
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €7,566 | €16,950 | ▲ 124% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €543 | €593 | €593 | = |
| Other operating charges640/8 | €900 | €1,410 | €2,251 | ▲ 59.6% |
| Gross operating margin9900 | -€10,964 | -€19,649 | €24,179 | ▲ 223% |
| Operating profit (loss)9901 | -€12,407 | -€29,218 | €4,385 | ▲ 115% |
| Financial income75/76B | - | €604 | €1,647 | ▲ 173% |
| Recurring financial income75 | - | €604 | €1,647 | ▲ 173% |
| Financial charges65/66B | €234 | €5,284 | €2,926 | ▼ 44.6% |
| Recurring financial charges65 | €234 | €5,284 | €2,926 | ▼ 44.6% |
| Profit (loss) for the period before taxes9903 | -€12,641 | -€33,898 | €3,105 | ▲ 109% |
| Income taxes67/77 | €140 | €271 | €276 | ▲ 1.8% |
| Profit (loss) for the period9904 | -€12,782 | -€34,170 | €2,829 | ▲ 108% |
| Profit (loss) for the period to be appropriated9905 | -€12,782 | -€34,170 | €2,829 | ▲ 108% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €13,705 | €41,210 | €59,415 | ▲ 44.2% |
| Fixed assets21/28 | €1,490 | €897 | €304 | ▼ 66.1% |
| Tangible fixed assets22/27 | €1,235 | €642 | €49 | ▼ 92.3% |
| Furniture and vehicles24 | €1,235 | €642 | €49 | ▼ 92.3% |
| Financial fixed assets28 | €255 | €255 | €255 | = |
| Current assets29/58 | €12,216 | €40,312 | €59,110 | ▲ 46.6% |
| Amounts receivable within one year40/41 | €10,647 | €32,696 | €57,589 | ▲ 76.1% |
| Trade receivables40 | €10,647 | €14,276 | €13,227 | ▼ 7.3% |
| Other amounts receivable41 | - | €18,420 | €44,362 | ▲ 141% |
| Cash at bank and in hand54/58 | €1,569 | €6,947 | €2 | ▼ 100.0% |
| Deferred charges and accrued income490/1 | - | €670 | €1,519 | ▲ 127% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €13,705 | €41,210 | €59,415 | ▲ 44.2% |
| Equity10/15 | -€7,782 | -€41,951 | -€39,122 | ▲ 6.7% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€12,782 | -€46,951 | -€44,122 | ▲ 6.0% |
| Amounts payable17/49 | €21,487 | €83,161 | €98,537 | ▲ 18.5% |
| Amounts payable within one year42/48 | €21,487 | €83,161 | €98,537 | ▲ 18.5% |
| Trade debts44 | €11,005 | €44,263 | €45,051 | ▲ 1.8% |
| Suppliers440/4 | €10,655 | €33,593 | €44,701 | ▲ 33.1% |
| Bills of exchange payable441 | €350 | €10,670 | €350 | ▼ 96.7% |
| Taxes, remuneration and social security45 | €9,584 | €38,897 | €53,487 | ▲ 37.5% |
| Taxes450/3 | €9,584 | €35,139 | €49,007 | ▲ 39.5% |
| Remuneration and social security454/9 | - | €3,759 | €4,479 | ▲ 19.2% |
| Other amounts payable47/48 | €898 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,782 | -€34,170 | €2,829 | ▲ 108% |
| + Depreciation and write-downs630 | €543 | €593 | €593 | = |
| Operating cash flow (approximation) | -€12,238 | -€33,577 | €3,422 | ▲ 110% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €5,379 | -€6,945 | ▼ 229% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 222 days late
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 437 days late
2023
31-12
Financial
Back to profitnet €2,829
Net result €2,829 after 2 loss-making years.
2022
31-12
Financial
Weakest financial yearnet -€34,170
Net result drops to -€34,170, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2021
Ground area
4,951 m²
Building footprint
1,527 m²
Volume, LiDAR
19,392 m³
Parcel 57042C0786/00M002, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BV CODING
since 20212.314.521.255
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57042C0786/00M002 | Wallonia | 4,951 m² | 1 · 1,527 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,214 companies in sector 62900 we hold annual accounts for 1,746. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
18130Pre-press and pre-media services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0763906573
Registered
13-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.