BV CC&S
ActiveSummary
BV CC&S has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €578k and a net result of €95k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80=
Solvency81▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.51 against 8.83 in 2024; short-term debt: 32% and cash: 0.8% of total assets), and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
9.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
2 d early
2023
8 d early
2022
2 d early
2021
3 d early
2020
11 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€578k▼ 34.3%
2024 · €879k
2018: €148k
2019: €137k
2020: €321k
2021: €528k
2022: €710k
2023: €840k
2024: €879k
2018 → 2025
Total assets
€1.03M▼ 7.2%
2024 · €1.11M
2018: €412k
2019: €359k
2020: €494k
2021: €743k
2022: €910k
2023: €952k
2024: €1.11M
2018 → 2025
Net result
€95k▼ 8.4%
2024 · €104k
2018: €29k
2019: €642
2020: €197k
2021: €262k
2022: €184k
2023: €130k
2024: €104k
2018 → 2025
Working capital
€498k▼ 36.3%
2024 · €782k
2018: €19k
2019: €23k
2020: €258k
2021: €492k
2022: €560k
2023: €651k
2024: €782k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€528k-€710k▲ 34.4%€840k▲ 18.3%€879k▲ 4.7%€578k▼ 34.3%
Operating result€401k-€253k▼ 36.8%€190k▼ 25.0%€134k▼ 29.5%€135k▲ 0.6%
Net result€262k-€184k▼ 30.0%€130k▼ 29.4%€104k▼ 19.9%€95k▼ 8.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€203k ▼ 11.2%
Current assets
€828k ▼ 6.1%
Equity and liabilities €1.03M
Equity
€578k ▼ 34.3%
Debt
€454k ▲ 95.9%
Debt's share of the balance-sheet total rises from 20.8% to 44.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€170k▲
2024 · €168k
Cash flow
€131k▼
2024 · €138k
Current ratio
2.51▼
2024 · 8.83
Quick ratio
2.45▼
2024 · 8.51
Debt to equity
0.79▲
2024 · 0.26
ROE
16.5%▲
2024 · 11.8%
ROA
9.2%▼
2024 · 9.3%
Interest coverage
24.17▲
2024 · 14.97
Debt ≤ 1 year
€330k▲
2024 · €100k
Debt > 1 year
€4k▼
2024 · €12k
Income taxes
€57k▲
2024 · €47k
Staff costs
€141k▼
2024 · €195k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.11M€1.03M▼
Fixed assets21/28€229k€203k▼
Tangible fixed assets22/27€229k€203k▼
Land and buildings22€203k€182k▼
Plant, machinery and equipment23€22k€10k▼
Furniture and vehicles24€4k€10k▲
Current assets29/58€882k€828k▼
Stocks and contracts in progress3€32k€19k▼
Stocks30/36€32k€19k▼
Amounts receivable within one year40/41€22k€200k▲
Trade receivables40€19k€182k▲
Other amounts receivable41€3k€17k▲
Current investments50/53€784k€602k▼
Cash at bank and in hand54/58€42k€8k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.11M€1.03M▼
Equity10/15€879k€578k▼
Contributions10/11€2k€2k=
Reserves13€877k€575k▼
Tax-exempt reserves132€63k€32k▼
Distributable reserves133€814k€544k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€232k€454k▲
Amounts payable after more than one year17€12k€4k▼
Financial debts170/4€12k€4k▼
Amounts payable within one year42/48€100k€330k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43-€100k
Credit institutions430/8-€100k
Trade debts44€20k€18k▼
Suppliers440/4€20k€18k▼
Taxes, remuneration and social security45€56k€57k▲
Taxes450/3€37k€34k▼
Remuneration and social security454/9€19k€22k▲
Other amounts payable47/48€17k€147k▲
Accrued charges and deferred income492/3€120k€120k=
Income statement
Code20242025
Remuneration, social security and pensions62€195k€141k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€36k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€368k€315k▼
Operating profit (loss)9901€134k€135k▲
Financial income75/76B€28k€24k▼
Recurring financial income75€13k€24k▲
Non-recurring financial income76B€15k-
Financial charges65/66B€11k€7k▼
Recurring financial charges65€11k€7k▼
Profit (loss) for the period before taxes9903€150k€152k▲
Income taxes67/77€47k€57k▲
Profit (loss) for the period9904€104k€95k▼
Transfer from tax-exempt reserves789€63k€32k▼
Profit (loss) for the period to be appropriated9905€167k€127k▼
Appropriation of the result
Profit (loss) to be appropriated9906€167k€127k▼
Transfer from equity791/2€48k€397k▲
Transfer to equity691/2€167k€127k▼
To other reserves6921€167k€127k▼
Profit to be distributed694/7€48k€397k▲
Return on contributions (dividend)694€48k€397k▲
Social balance
Average headcount (FTE)90873.8-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €262k ▲33.2%
Operating result €401k, net result €262k, both a record.
31-12
Financial
Equity above €500kEq €528k ▲64.5%
4 profitable years in a row build equity to €528k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 4.06
Current ratio from 1.22 to 4.06; short-term debt falls from €105k to €84k.
31-12
Financial
Equity above €200kEq €321k ▲135%
3 profitable years in a row build equity to €321k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €642 ▼97.8%
Net result drops to €642, the lowest in the series; recovery starts the following year.
Show earlier events
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emanuel Hielstraat 1089050 GentGround area
1.1 ha
Building footprint
743 m²
Volume, LiDAR
2,192 m³
Parcel 44362B0092/00H000, Flanders · tallest building 14.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Emanuel Hielstraat 108, 9050 Gent
since 20102.189.869.822
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0092/00H000 | Flanders | 1.1 ha | 1 · 743 m² | 14.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 6,000 EUR awarded · 6,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.189.869.822
Legal Entity Identifier
875500NXH1VI36MLO803
Similar companies · same sector, comparable size
MATS 1805
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Tim Saint-Germain
BE 0668.389.188
Diksmuide · Eq €577,300
MARNICO
BE 0464.634.552
Hasselt · Eq €577,130
Udikkema
BE 0668.712.456
Gent · Eq €578,187
INTEMPOREL
BE 0842.779.253
Chaudfontaine · Eq €578,357
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 5,883 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2010
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
93129Activities of other sports clubs
82990Other business support services
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0478/541124