BUY - AID

Public limited companyfounded 2001active for 25 yearsKerkstraat 106, 9050 Gent, BelgiumKBO/BCE: BE 0475.379.677

From the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BUY - AID is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €597,489 and a net result of -€42,557. Equity has been shrinking by about 2.6% per year since 2018. Its solvency ranks better than 40% of 3,028 sector peers (NACE 64, financial year 2025). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.

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BUY - AIDActive

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Official details

KBO

Status: Active since 22-08-2001 Normal situation
Registered office: 28 active companies are registered at this address 3 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity: Other financial services NACE 64999and 1 other
Establishment unit: 2.101.413.740 9050 Gent, since 16-10-2001
Financial year end: 31 December
Peppol: Reachable

Company details

Board and ownership

Board

Meurs-Gerken Paul-MichaelDirector · since 29-06-2006
Mongensen KundDirector · since 29-06-2006

Shareholders

Buy-Aid Group A/S100%annual accounts 2025

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Loss: €42,557; ▲ 74.0%
Equity: €597,489; ▼ 6.6%
Total assets: €1.2m; ▲ 1.4%
Staff: 12.3 FTE; ▲ 4.2%

Filed on 31-08-2026, 31 days after the deadlineat the National Bank

Financials

Signalsraises risk2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.

raises risk

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

201 days late

2023

142 days late

2022

95 days late

2021

44 days late

2020

31 days late

2019

8 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 77 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 November (4 of the last 5 accounts filed within 64 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Caution: Less equity than 80% of companies in financial servicessector median €5.2m · 3,024 companies €597,489 View
Caution: 2 loss-making years in a rowloss in financial year 2025 -€42,557 View

Comparable companies

These companies have the same main activity as BUY - AID: other financial services (NACE 64999). They are comparable in size and age: total assets between €783,000 and €2.1m, founded between 1990 and 2010.

Company	Total assets	Gross margin
BUY - AID Gent	€1.2m	€0.4m
FEDERATION EUROPEENNE DE FINANCES ET BANQUES ETHIQUES ET ALTERNATIVES Brussel	€1.1m	€0.6m
Welvaco Insurance Deinze	€0.8m	€0.7m
CONESSENCE Gent	€1.7m	€0.5m
LORRAINE ET GAUME FINANCE Etalle	€2.0m	€1.4m
IMMO HAPAWO Bonheiden	€2.1m	€0.5m
Beau4 Middelkerke	€1.1m	€0.7m

Full comparison

Documents

Key facts about BUY - AID

What is the company number of BUY - AID?: The company number of BUY - AID is 0475.379.677. The VAT number is the same number with BE in front: BE 0475.379.677.
Where is BUY - AID based?: The registered office is at Kerkstraat 106, 9050 Gent.Company details
What does BUY - AID do?: According to the KBO register, the main activity is other financial services (NACE 64999).
What is the legal form of BUY - AID?: The legal form of BUY - AID is Public limited company (NV).
When was BUY - AID founded?: BUY - AID was founded on 22-08-2001.
Is BUY - AID still active?: Yes, BUY - AID is an active enterprise in the KBO register.
How many employees does BUY - AID have?: BUY - AID had an average of 12.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BUY - AID?: The turnover in financial year 2025 is ≈ €610,000. This figure is estimated from the gross margin of €398,132 and 33 comparable companies (NACE 64). It probably lies between €450,000 and €1.1m.
Is BUY - AID profitable?: In financial year 2025, BUY - AID made a loss of €42,557.
Where can I find the annual accounts of BUY - AID?: BUY - AID filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of BUY - AID due?: BUY - AID must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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Overview