Butterfly&CO
ActiveButterfly&CO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €73k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 681 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+8
Solvency43▼-6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.58 against 2.41 in 2024; short-term debt: 37.8% and cash: 67.4% of total assets), but 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
8.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 681 sector peers (2025).
NBB · sector comparisonPosition among 681 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
21 d early
2024
61 d late
2023
8 d early
2022
6 d early
2021
31 d late
2020
30 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€73k▲ 447%
2024 · €13k
2019: €48k
2020: €-93
2021: €10k
2022: €51k
2023: €11k
2024: €13k
2019 → 2025
Working capital
€491k▲ 72.0%
2024 · €286k
2019: €98k
2020: €96k
2021: €120k
2022: €50k
2023: €65k
2024: €286k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€113k▲ 45.8%€113k▲ 0.6%€127k▲ 11.8%€150k▲ 18.4%
Operating result€15k-€72k▲ 387%€26k▼ 64.6%€20k▼ 21.8%€99k▲ 396%
Net result€10k-€51k▲ 391%€11k▼ 79.2%€13k▲ 25.6%€73k▲ 447%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 396% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €825k
Fixed assets
€22k▼ 41.7%
Current assets
€803k▲ 64.3%
Equity and liabilities €825k
Equity
€150k▲ 18.4%
Debt
€674k▲ 69.0%
The debt ratio rises from 75.9% to 81.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€115k▲
2024 · €45k
Cash flow
€89k▲
2024 · €39k
Solvency
18.2%▼
2024 · 24.1%
Current ratio
2.58▲
2024 · 2.41
Quick ratio
2.58▲
2024 · 2.41
Debt / equity
4.49▲
2024 · 3.15
ROE
48.8%▲
2024 · 10.6%
ROA
8.9%▲
2024 · 2.6%
Interest coverage
163.39▼
2024 · 229.66
Debt
€674k▲
2024 · €399k
Debt ≤ 1 year
€312k▲
2024 · €203k
Income taxes
€25k▲
2024 · €6k
Staff costs
€29k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€526k€825k▲
Fixed assets21/28€37k€22k▼
Tangible fixed assets22/27€37k€22k▼
Furniture and vehicles24€37k€22k▼
Financial fixed assets28€195€195=
Current assets29/58€489k€803k▲
Amounts receivable within one year40/41€92k€232k▲
Trade receivables40€89k€173k▲
Other amounts receivable41€4k€59k▲
Cash at bank and in hand54/58€361k€556k▲
Deferred charges and accrued income490/1€36k€15k▼
Equity and liabilities
Total equity and liabilities10/49€526k€825k▲
Equity10/15€127k€150k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€108k€131k▲
Amounts payable17/49€399k€674k▲
Amounts payable within one year42/48€203k€312k▲
Trade debts44€152k€246k▲
Suppliers440/4€152k€246k▲
Taxes, remuneration and social security45€43k€9k▼
Taxes450/3€40k€2k▼
Remuneration and social security454/9€3k€7k▲
Other amounts payable47/48€7k€57k▲
Accrued charges and deferred income492/3€196k€363k▲
Income statement
Code20242025
Remuneration, social security and pensions62€34k€29k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€16k▼
Gross operating margin9900€79k€144k▲
Operating profit (loss)9901€20k€99k▲
Financial income75/76B-€209
Recurring financial income75-€209
Financial charges65/66B€197€703▲
Recurring financial charges65€197€703▲
Profit (loss) for the period before taxes9903€20k€99k▲
Income taxes67/77€6k€25k▲
Profit (loss) for the period9904€13k€73k▲
Profit (loss) for the period to be appropriated9905€13k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€108k€181k▲
Profit (loss) brought forward from the previous period14P€95k€108k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
Social balance
Average headcount (FTE)9087-0.6
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €73k ▲447%
Operating result €99k, net result €73k, both a record.
31-12
Financial
Equity above €150kEq €150k ▲18.4%
5 profitable years in a row build equity to €150k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 2.41
Current ratio from 1.14 to 2.41; short-term debt falls from €475k to €203k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €100kEq €113k ▲45.8%
2 profitable years in a row build equity to €113k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-93 ▼100%
Net result drops to €-93, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Baty Gigot 821420 Braine-l'AlleudGround area
1,621 m²
Building footprint
234 m²
Volume, LiDAR
3,204 m³
2 parcels, Brussels, Wallonia · tallest building 25.0 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
Butterfly&CO
since 20182.277.905.042
Rue Baty Gigot 82, 1420 Braine-l'Alleud
since 20262.392.102.944
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742H0789/00N000 | Wallonia | 840 m² | 1 · 85 m² | - |
| 21809K0136/02Y002 | Brussels | 781 m² | 1 · 148 m² | 25.0 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85599Other education
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:marie.hendrick@butterflyandco.eu
Phone:0476266460